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B.G.M.

Active Public limited companyfounded 1992active for 34 yearsKlosterstrasse 36, 4780 Saint-VithKBO/BCE: BE 0446.918.986 subsidiary of DOKARA SCHAUS#9 company by total assets in Saint-Vith, Wholesale and retail trade sector
Part of the group DOKARA SCHAUS 15 companies
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Lifetime

20 annual accounts with figures on one time axis, 34 filings since 1992
peak €701,816 (2025)
€701,816▲ 15×
lowest -€19,411 (2024)
€665,239▲ €684,650
peak €3.4m (2025)
€3.4m▲ 24.7%
€1.9m▼ 24.0%
peak 1.1 FTE (2006)
-not published
Board3 names since 2024
3 directorsDoris SCHAUS and 2 others
Owners2 names in the annual accounts
Documentsfilings and deeds
31-08-202631 days late
2025financial year
Gross margin from €47,146 to €701,816Back to profit: €665,239Equity from €2.7m to €3.4mDebts from €2.5m to €1.9m

Key points

from the 2025 annual accounts

Result

€665,239 €665,239
-€19,4002024€665,0002025

Back in profit in 2025, after a loss of €19,411 in 2024.

Liquidity

1.94 was 0.97 in 2024

Short-term debts fell from €1.1m to €781,064.

Filings

34 annual accounts since 1992
AprilJune31 JulyOctober200020102020

Ten of the last ten came late. The 2019 accounts came latest: 47 days after the end of the period.

Checked score

97
Excellent
Financially stronger than 77% of small companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 4,374 companies (NACE 46, small).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.4%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.3 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%▼ -0.2 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

89+12equity 63.9% of total assets
49+4short-term debt 14.9% · cash 2.0%
85+61return on assets 12.7%

Score breakdown

raises risk
Liquidity: current ratio 1.94, cash €103,630
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €5.2m
Founded in 1992
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 73% of them on solvency, 60% on liquidity, 88% on profitability and 85% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit verdict

Credit of up to €320,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.94 (0.97 in 2024), above the usual 1.5. Short-term debt is 14.9% and cash 2% of total assets. 36.1% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 1.94, cash €103,630
NBB · annual accounts
lowers risk · Size: total assets €5.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1992
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
27 days late
2023
29 days late
2022
31 days late
2021
31 days late
2020
31 days late
2019
47 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 32 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DS
Director
KS
Director
RS
Director

Shares in 5 companies, including Grenzmarkt-Nellessen and RESCO

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0446918986
3 directors reappointed Doris SCHAUS (director), Ralph SCHAUS (managing director) and Karin SCHAUS (managing director) · General meeting of 28-06-2023 · Gazette deed
Resignations & appointments General meeting of 18-11-2022 · Gazette deed
Registered office moved from Amblève to St.Vith New registered office: Klosterstraße 36-4780 ST.VITH · Previous registered office: Born, Rechter Straße 1-4770 AMEL · General meeting of 24-06-2020 · Gazette deed
All 44 events

Comparable companies

same main activity, similar in size and age
Company
B.G.M. Saint-Vith €5.2m €0.7m 63.9% -
CACAO COMPANY Koekelberg €4.6m €1.0m 32.8% 20.6
M.N.S. Brussels €6.0m €0.7m 37.3% -
EUROCAFE B. Burg-Reuland €8.0m €0.5m 25.9% 0.6
RENOINVEST Etterbeek €4.9m €0.8m 20.9% -
HENDRICKX Roger Halen €2.7m €0.7m 67.6% 2.9
MONTIGNY EPICES Montigny-le-Tilleul €2.7m €0.8m 44.4% 4.4

These companies have the same main activity as B.G.M.: wholesale trade (NACE 46370). They are comparable in size and age: total assets between €2.7m and €8m, founded between 1983 and 2004.

Official details

Source: KBO
Status
Active since 13-03-1992Normal situation
Registered office
18 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
Activity
Wholesale tradeNACE 46370and 4 others
Establishment unit
2.057.439.5814780 Saint-Vith, since 06-05-1992
Financial year end
31 December
Peppol
Reachable since 04-07-2025
Company details

Annual accounts 2025

≈ €4.3mestimated
€5.2m▲ 1.3%
Filing
Filed on 31-08-2026
Financials

Companies linked to B.G.M.

Insights on B.G.M.

B.G.M. has existed since 1992. The present size dates from 2025. The gross margin rose that year from €47,146 to €701,816.

Solvency rose in 2025 from 51.9% to 63.9% because of the retained profit and lower debts.

DOKARA SCHAUS holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about B.G.M.

What is the company number of B.G.M.?
The company number of B.G.M. is 0446.918.986. The VAT number is the same number with BE in front: BE 0446.918.986.
Where is B.G.M. based?
The registered office is at Klosterstrasse 36, 4780 Saint-Vith.Company details
What does B.G.M. do?
According to the KBO register, the main activity is wholesale trade (NACE 46370).
What is the legal form of B.G.M.?
B.G.M. is a public limited company (NV).
When was B.G.M. founded?
B.G.M. was founded on 13-03-1992.
Is B.G.M. still active?
Yes, B.G.M. is an active enterprise in the KBO register.
What is the turnover of B.G.M.?
The turnover in financial year 2025 is ≈ €4.3m. This figure is estimated from the gross margin of €701,816 and 30 comparable companies (NACE 463). It probably lies between €3.2m and €7.9m.Financials
Is B.G.M. profitable?
In financial year 2025, B.G.M. made a profit of €665,239.
Where can I find the annual accounts of B.G.M.?
B.G.M. filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of B.G.M. due?
B.G.M. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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