B.G.C.
ActiveSummary
B.G.C. has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €760k and a net result of €117k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 89% of 960 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 24.27 against 16.11 in 2024; short-term debt: 3.5% and cash: 83.6% of total assets), and 12.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.3%
Return on assets
13.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
2 d early
2023
23 d late
2022
30 d late
2021
22 d late
2020
1 d early
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€760k▲ 6.6%
2024 · €712k
2018: €369k
2019: €421k
2020: €519k
2021: €494k
2022: €540k
2023: €592k
2024: €712k
2018 → 2025
Total assets
€870k▲ 5.1%
2024 · €828k
2018: €547k
2019: €527k
2020: €648k
2021: €607k
2022: €678k
2023: €752k
2024: €828k
2018 → 2025
Net result
€117k▼ 3.9%
2024 · €122k
2018: €76k
2019: €53k
2020: €99k
2021: €123k
2022: €96k
2023: €70k
2024: €122k
2018 → 2025
Working capital
€700k▲ 34.7%
2024 · €520k
2018: €69k
2019: €118k
2020: €251k
2021: €251k
2022: €321k
2023: €393k
2024: €520k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€494k-€540k▲ 9.4%€592k▲ 9.6%€712k▲ 20.3%€760k▲ 6.6%
Operating result€178k-€142k▼ 20.2%€102k▼ 27.9%€183k▲ 79.0%€169k▼ 7.7%
Net result€123k-€96k▼ 21.7%€70k▼ 27.1%€122k▲ 74.1%€117k▼ 3.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €870k
Fixed assets
€140k ▼ 48.8%
Current assets
€730k ▲ 31.7%
Equity and liabilities €870k
Equity
€760k ▲ 6.6%
Debt
€110k ▼ 4.4%
Debt's share of the balance-sheet total falls from 13.9% to 12.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€175k▼
2024 · €195k
Cash flow
€123k▼
2024 · €133k
Current ratio
24.27▲
2024 · 16.11
Debt to equity
0.15▼
2024 · 0.16
ROE
15.4%▼
2024 · 17.1%
ROA
13.5%▼
2024 · 14.7%
Interest coverage
22.02▲
2024 · 20.65
Debt ≤ 1 year
€30k▼
2024 · €34k
Debt > 1 year
€75k=
2024 · €75k
Income taxes
€51k▼
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€828k€870k▲
Fixed assets21/28€274k€140k▼
Tangible fixed assets22/27€274k€140k▼
Other tangible fixed assets26€274k€140k▼
Financial fixed assets28€40€40=
Current assets29/58€554k€730k▲
Amounts receivable within one year40/41€115k€1k▼
Trade receivables40€93k€1k▼
Other amounts receivable41€22k-
Cash at bank and in hand54/58€436k€728k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€828k€870k▲
Equity10/15€712k€760k▲
Contributions10/11€6k€6k=
Reserves13€706k€753k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€704k€752k▲
Amounts payable17/49€115k€110k▼
Amounts payable after more than one year17€75k€75k=
Financial debts170/4€75k€75k=
Amounts payable within one year42/48€34k€30k▼
Trade debts44€2k€11k▲
Suppliers440/4€2k€11k▲
Taxes, remuneration and social security45€28k€15k▼
Taxes450/3€28k€15k▼
Other amounts payable47/48€4k€3k▼
Accrued charges and deferred income492/3€6k€5k▼
Income statement
Code20242025
Non-recurring operating income76A-€63k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€6k▼
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€759€581▼
Gross operating margin9900€199k€179k▼
Operating profit (loss)9901€183k€169k▼
Financial income75/76B€2k€7k▲
Recurring financial income75€2k€7k▲
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€176k€168k▼
Income taxes67/77€54k€51k▼
Profit (loss) for the period9904€122k€117k▼
Profit (loss) for the period to be appropriated9905€122k€117k▼
Appropriation of the result
Profit (loss) to be appropriated9906€122k€117k▼
Transfer from equity791/2-€70k
Transfer to equity691/2€120k€117k▼
To other reserves6921€120k€117k▼
Profit to be distributed694/7€2k€70k▲
Return on contributions (dividend)694€2k€70k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
29-06
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 16.11
Current ratio from 5.87 to 16.11; short-term debt falls from €81k to €34k.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €500kEq €540k ▲9.4%
5 profitable years in a row build equity to €540k.
23-12
State Gazette act
General meeting · Director reappointment
Permanent representative
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Highest result since 2018net €123k ▲23.4%
Net result €123k, the highest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €500kEq €519k ▲23.2%
3 profitable years in a row build equity to €519k.
Show earlier events
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Weakest financial yearnet €53k ▼30.3%
Net result drops to €53k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 5.23
Current ratio from 1.80 to 5.23; short-term debt falls from €85k to €28k.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2011
01-03
State Gazette act
Incorporation · Founding capital
Bank account · First fiscal year
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlasakker 352160 WommelgemGround area
884 m²
Building footprint
172 m²
Volume, LiDAR
740 m³
Parcel 11052C0011/00M003, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
B.G.C.
since 20112.196.460.179
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052C0011/00M003 | Flanders | 884 m² | 1 · 172 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
2 locations
Recognitions · licences · registrations
Legal Entity Identifier
894500CN53HN28Y9O769
Similar companies · same sector, comparable size
JOPACK TRANSPORT
BE 0749.550.375
Roeselare · Eq €762,668
DRANKENCENTRALE VANDER SCHELDE
BE 0434.516.547
Steenokkerzeel · Eq €763,185
sa.baba
BE 0742.729.394
Ukkel · Eq €756,036
SOCIETE BELGE D'AFFRETEMENT SOBELNORD
BE 0406.716.347
Antwerpen · Eq €755,591
Logistics
BE 0502.942.030
Olen · Eq €754,641
Of 3,190 companies in sector 52250 we hold annual accounts for 1,955. 1,302 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2011
Fiscal year end31-12
Activities, NACEBEL 2025
52250Logistics services
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.