B & G AGRO
ActiveSummary
B & G AGRO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €8k. Its solvency ranks better than 28% of 3121 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-5
Solvency37▲+4
Growth52
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.8 in 2024; short-term debt: 20.4% and cash: 3.2% of total assets), and 88% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▲ 25.4%
2024 · €31k
2024: €31k
2024 → 2025
Total assets
€325k▼ 11.6%
2024 · €368k
2024: €368k
2024 → 2025
Net result
€8k▼ 41.6%
2024 · €13k
2024: €13k
2024 → 2025
Working capital
€-4k▲ 65.3%
2024 · €-12k
2024: €-12k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€31k-€39k▲ 25.4%
Operating result€30k-€22k▼ 26.6%
Net result€13k-€8k▼ 41.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €325k
Fixed assets
€263k ▼ 17.3%
Current assets
€62k ▲ 25.2%
Equity and liabilities €325k
Equity
€39k ▲ 25.4%
Debt
€286k ▼ 15.0%
Debt's share of the balance-sheet total falls from 91.6% to 88.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€77k▼
2024 · €97k
Cash flow
€63k▼
2024 · €80k
Current ratio
0.94▲
2024 · 0.80
Debt to equity
7.35▼
2024 · 10.84
ROE
20.3%▼
2024 · 43.5%
ROA
2.4%▼
2024 · 3.7%
Interest coverage
5.41▼
2024 · 5.82
Debt ≤ 1 year
€66k▲
2024 · €62k
Debt > 1 year
€220k▼
2024 · €275k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€368k€325k▼
Fixed assets21/28€318k€263k▼
Tangible fixed assets22/27€318k€263k▼
Furniture and vehicles24€318k€263k▼
Current assets29/58€50k€62k▲
Amounts receivable within one year40/41€34k€48k▲
Trade receivables40€34k€48k▲
Cash at bank and in hand54/58€13k€10k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€368k€325k▼
Equity10/15€31k€39k▲
Contributions10/11€18k€18k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€3k€11k▲
Amounts payable17/49€337k€286k▼
Amounts payable after more than one year17€275k€220k▼
Financial debts170/4€275k€220k▼
Amounts payable within one year42/48€62k€66k▲
Current portion of amounts payable after more than one year42€55k€55k=
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€3k€3k▼
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€15€880▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€67k€55k▼
Other operating charges640/8€384€387▲
Gross operating margin9900€97k€78k▼
Operating profit (loss)9901€30k€22k▼
Financial income75/76B€7€0▼
Recurring financial income75€7€0▼
Financial charges65/66B€17k€14k▼
Recurring financial charges65€17k€14k▼
Profit (loss) for the period before taxes9903€13k€8k▼
Profit (loss) for the period9904€13k€8k▼
Profit (loss) for the period to be appropriated9905€13k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€11k▼
Profit (loss) brought forward from the previous period14P-€3k
Transfer to equity691/2€10k€0▼
To other reserves6921€10k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schavolliestraat 961755 PajottegemGround area
1,637 m²
Building footprint
1,287 m²
Volume, LiDAR
7,130 m³
Parcel 23058C0545/00M000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Schavolliestraat 96, 1755 Pajottegem
since 20232.342.074.896
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23058C0545/00M000 | Flanders | 1,637 m² | 1 · 1,287 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 sitePajottegem2.342.074.896
Similar companies · same sector, comparable size
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AGRI WERKEN
BE 0747.745.581
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Of 4,676 companies in sector 01610 we hold annual accounts for 1,369. 880 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2023
Fiscal year end30-06
Activities, NACEBEL 2025
01610Support activities for crop production
01630Crop and animal production, hunting and related service activities
28300Manufacture of machinery and equipment not elsewhere classified
33120Repair and maintenance of machinery
33130Repair, maintenance and installation of machinery and equipment
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.