B et B Computer Solutions
ActiveSummary
B et B Computer Solutions has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €93,799 and a net result of -€24,928. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 23% of 36381 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability24▼-18
Solvency46▼-9
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.54 against 0.59 in 2023; short-term debt: 59.4% and cash: 1.5% of total assets), and 78.9% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
21.1%
Return on assets
-5.6%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 36381 sector peers (2024).
NBB · sector comparisonPosition among 36381 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
28 d late
2022
27 d late
2021
31 d late
2020
31 d late
2019
33 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€93,799▼ 21.0%
2023 · €118,727
Total assets
€443,752▲ 11.9%
2023 · €396,695
Net result
-€24,928
2023 · €6,682
Working capital
-€120,432▼ 55.3%
2023 · -€77,526
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€33,210▼ 61.1%€104,006▲ 213%€50,616▼ 51.3%€55,292▲ 9.2%€60,082▲ 8.7%
Net result-€2,365below the sector's middle half€50,405above the sector's middle half-€32,221below the sector's middle half€6,682within the sector's middle half-€24,928below the sector's middle half
Equity€101,360within the sector's middle half▼ 2.3%€144,266above the sector's middle half▲ 42.3%€112,045within the sector's middle half▼ 22.3%€118,727within the sector's middle half▲ 6.0%€93,799within the sector's middle half▼ 21.0%
Total assets€309,813above the sector's middle half▼ 9.1%€346,783above the sector's middle half▲ 11.9%€343,332above the sector's middle half▼ 1.0%€396,695above the sector's middle half▲ 15.5%€443,752above the sector's middle half▲ 11.9%
Debt€208,453▼ 12.1%€202,517▼ 2.8%€231,287▲ 14.2%€277,967▲ 20.2%€349,952▲ 25.9%
Working capital-€15,891below the sector's middle half-€12,676below the sector's middle half▲ 20.2%-€63,459below the sector's middle half▼ 401%-€77,526below the sector's middle half▼ 22.2%-€120,432below the sector's middle half▼ 55.3%
Solvency32.7%within the sector's middle half▲ 2.3pp41.6%within the sector's middle half▲ 8.9pp32.6%within the sector's middle half▼ 9.0pp29.9%within the sector's middle half▼ 2.7pp21.1%below the sector's middle half▼ 8.8pp
Current ratio0.88below the sector's middle half▼ 0.470.92below the sector's middle half▲ 0.040.63below the sector's middle half▼ 0.290.59below the sector's middle half▼ 0.050.54below the sector's middle half▼ 0.04
Return on assets (ROA)-0.8%below the sector's middle half▼ 10.6pp14.5%within the sector's middle half▲ 15.3pp-9.4%below the sector's middle half▼ 23.9pp1.7%within the sector's middle half▲ 11.1pp-5.6%below the sector's middle half▼ 7.3pp
Staff (FTE)7.4above the sector's middle half▼ 7.5%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 9% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €443,752
Fixed assets
€300,735 ▲ 4.7%
Current assets
€143,017 ▲ 30.7%
Equity and liabilities €443,752
Equity
€93,799 ▼ 21.0%
Debt
€349,952 ▲ 25.9%
Debt's share of the balance-sheet total rises from 70.1% to 78.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€120,577▲
2023 · €120,399
Cash flow
€35,567▼
2023 · €71,789
Debt to equity
3.73▲
2023 · 2.34
ROE
-26.6%▼
2023 · 5.6%
Interest coverage
1.44▼
2023 · 2.57
Debt ≤ 1 year
€263,449▲
2023 · €186,976
Debt > 1 year
€86,503▼
2023 · €90,991
Income taxes
€1,289▼
2023 · €1,790
Staff costs
€394,169▼
2023 · €399,130
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,450 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a small loss
1.5%
went bankrupt
5.0%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,450 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €380,872 | €360,658 | €399,130 | €394,169 | ▼ 1.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €51,344 | €51,748 | €52,216 | €65,107 | €60,495 | ▼ 7.1% |
| Other operating charges640/8 | - | €2,073 | €2,642 | €2,463 | €1,733 | ▼ 29.6% |
| Gross operating margin9900 | €454,058 | €538,699 | €466,131 | €521,992 | €516,479 | ▼ 1.1% |
| Operating profit (loss)9901 | €33,210 | €104,006 | €50,616 | €55,292 | €60,082 | ▲ 8.7% |
| Financial income75/76B | - | €2 | €3 | €26 | €5 | ▼ 81.6% |
| Recurring financial income75 | €11 | €2 | €3 | €26 | €5 | ▼ 81.6% |
| Financial charges65/66B | - | €40,034 | €81,329 | €46,846 | €83,726 | ▲ 78.7% |
| Recurring financial charges65 | €32,842 | €40,034 | €81,329 | €46,846 | €83,726 | ▲ 78.7% |
| Profit (loss) for the period before taxes9903 | €379 | €63,974 | -€30,711 | €8,472 | -€23,639 | ▼ 379% |
| Income taxes67/77 | €2,744 | €13,568 | €1,510 | €1,790 | €1,289 | ▼ 28.0% |
| Profit (loss) for the period9904 | -€2,365 | €50,405 | -€32,221 | €6,682 | -€24,928 | ▼ 473% |
| Transfer from tax-exempt reserves789 | - | €6,209 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | -€2,365 | €56,614 | -€32,221 | €6,682 | -€24,928 | ▼ 473% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €309,813 | €346,783 | €343,332 | €396,695 | €443,752 | ▲ 11.9% |
| Fixed assets21/28 | €192,906 | €196,383 | €235,049 | €287,245 | €300,735 | ▲ 4.7% |
| Tangible fixed assets22/27 | €143,110 | €99,432 | €138,098 | €190,293 | €203,783 | ▲ 7.1% |
| Furniture and vehicles24 | - | €83,969 | €122,285 | €163,729 | €180,549 | ▲ 10.3% |
| Other tangible fixed assets26 | - | €15,463 | €15,813 | €26,565 | €23,234 | ▼ 12.5% |
| Financial fixed assets28 | €49,796 | €96,951 | €96,951 | €96,951 | €96,951 | = |
| Current assets29/58 | €116,907 | €150,399 | €108,283 | €109,450 | €143,017 | ▲ 30.7% |
| Amounts receivable within one year40/41 | €62,484 | €57,149 | €81,079 | €61,485 | €101,043 | ▲ 64.3% |
| Trade receivables40 | - | €50,140 | €75,089 | €52,590 | €100,483 | ▲ 91.1% |
| Other amounts receivable41 | - | €7,009 | €5,990 | €8,895 | €560 | ▼ 93.7% |
| Current investments50/53 | - | - | €7,888 | €19,981 | €23,927 | ▲ 19.7% |
| Cash at bank and in hand54/58 | €49,136 | €87,847 | €11,121 | €20,094 | €6,800 | ▼ 66.2% |
| Deferred charges and accrued income490/1 | - | €5,404 | €8,196 | €7,890 | €11,247 | ▲ 42.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €309,813 | €346,783 | €343,332 | €396,695 | €443,752 | ▲ 11.9% |
| Equity10/15 | €101,360 | €144,266 | €112,045 | €118,727 | €93,799 | ▼ 21.0% |
| Contributions10/11 | - | €11,197 | €11,197 | €11,197 | €11,197 | = |
| Reserves13 | €88,068 | €131,859 | €95,000 | €100,000 | €80,000 | ▼ 20.0% |
| Non-distributable reserves130/1 | - | €1,859 | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,859 | - | - | - | - |
| Distributable reserves133 | - | €130,000 | €95,000 | €100,000 | €80,000 | ▼ 20.0% |
| Profit (loss) carried forward14 | €2,095 | €1,209 | €5,848 | €7,530 | €2,602 | ▼ 65.4% |
| Amounts payable17/49 | €208,453 | €202,517 | €231,287 | €277,967 | €349,952 | ▲ 25.9% |
| Amounts payable after more than one year17 | €75,654 | €39,442 | €59,546 | €90,991 | €86,503 | ▼ 4.9% |
| Financial debts170/4 | - | €39,442 | €59,546 | €90,991 | €86,503 | ▼ 4.9% |
| Amounts payable within one year42/48 | €132,798 | €163,075 | €171,742 | €186,976 | €263,449 | ▲ 40.9% |
| Current portion of amounts payable after more than one year42 | - | €36,212 | €39,541 | €44,321 | €47,620 | ▲ 7.4% |
| Trade debts44 | €23,864 | €42,181 | €14,341 | €37,160 | €33,887 | ▼ 8.8% |
| Suppliers440/4 | - | €42,181 | €14,341 | €37,160 | €33,887 | ▼ 8.8% |
| Taxes, remuneration and social security45 | - | €77,105 | €111,498 | €52,969 | €74,951 | ▲ 41.5% |
| Taxes450/3 | - | €39,250 | €43,877 | €17,030 | €22,107 | ▲ 29.8% |
| Remuneration and social security454/9 | - | €37,854 | €67,621 | €35,939 | €52,844 | ▲ 47.0% |
| Other amounts payable47/48 | - | €7,577 | €6,362 | €52,527 | €106,990 | ▲ 104% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,365 | €50,405 | -€32,221 | €6,682 | -€24,928 | ▼ 473% |
| + Depreciation and write-downs630 | €51,344 | €51,748 | €52,216 | €65,107 | €60,495 | ▼ 7.1% |
| Operating cash flow (approximation) | €48,979 | €102,153 | €19,995 | €71,789 | €35,567 | ▼ 50.5% |
| Investment in fixed assets (approximation) | - | -€55,226 | -€90,882 | -€117,302 | -€73,985 | ▲ 36.9% |
| Change in cash | - | €38,711 | -€76,726 | €8,973 | -€13,293 | ▼ 248% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Back to profitnet €6,682
Net result €6,682 after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
31-12
Financial
Weakest financial yearnet -€32,221
Net result drops to -€32,221, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €50,405
Net result €50,405 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 33 days late
2019
31-12
Financial
Equity above €100,000Eq €103,726 ▲48%
2 profitable years in a row build equity to €103,726.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 1994
Ground area
89 m²
Building footprint
118 m²
Volume, LiDAR
478 m³
Parcel 25055C0102/00M000, Wallonia · tallest building 8.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Place Albert 1er 9, 1300 Wavre
since 19942.065.748.820
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25055C0102/00M000indicative | Wallonia | 89 m² | 1 · 118 m² | 8.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
-
58.33%
According to the 2024 annual accounts of B et B Computer Solutions and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
254900TMKUCZDJBQ9Z18
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Of 22,829 companies in sector 43211 we hold annual accounts for 10,334. 8,818 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-01-1994
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
95100Repair and maintenance of computers and communication equipment
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0451833720
Also
9925:BE0451833720
Registered
29-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.