B en S MANAGEMENT
ActiveB en S MANAGEMENT has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.62M and a net result of €129k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 62% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73=
Solvency71▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity short (current ratio 0.35 against 0.47 in 2023; short-term debt: 11.6% and cash: 2.9% of total assets), and 53.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46.4%
Return on assets
3.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
5 d early
2022
14 d late
2021
61 d early
2020
29 d early
2019
45 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€129k▲ 19.3%
2023 · €108k
2018: €-128k
2019: €-81k
2020: €110k
2021: €-74k
2022: €336k
2023: €108k
2018 → 2024
Working capital
€-262k▼ 26.3%
2023 · €-207k
2018: €5k
2019: €-430k
2020: €133k
2021: €84k
2022: €-158k
2023: €-207k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.12M-€1.04M▼ 6.7%€1.38M▲ 32.2%€1.49M▲ 7.8%€1.62M▲ 8.7%
Operating result€-67k-€-28k▲ 57.7%€472k€149k▼ 68.5%€181k▲ 21.3%
Net result€110k-€-74k€336k€108k▼ 67.8%€129k▲ 19.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 21% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.48M
Fixed assets
€3.34M▼ 1.7%
Current assets
€142k▼ 21.7%
Equity and liabilities €3.48M
Equity
€1.62M▲ 8.7%
Debt
€1.87M▼ 10.8%
The debt ratio falls from 58.5% to 53.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€289k▼
2023 · €290k
Cash flow
€238k▼
2023 · €249k
Solvency
46.4%▲
2023 · 41.5%
Current ratio
0.35▼
2023 · 0.47
Quick ratio
0.35▼
2023 · 0.47
Debt / equity
1.16▼
2023 · 1.41
ROE
8.0%▲
2023 · 7.3%
ROA
3.7%▲
2023 · 3.0%
Interest coverage
7.49▲
2023 · 7.11
Debt
€1.87M▼
2023 · €2.10M
Debt ≤ 1 year
€403k▲
2023 · €388k
Debt > 1 year
€1.46M▼
2023 · €1.70M
Income taxes
€13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.58M€3.48M▼
Fixed assets21/28€3.40M€3.34M▼
Tangible fixed assets22/27€2.27M€2.21M▼
Land and buildings22€2.21M€2.12M▼
Plant, machinery and equipment23€48k€74k▲
Furniture and vehicles24€13k€14k▲
Financial fixed assets28€1.13M€1.13M=
Current assets29/58€181k€142k▼
Amounts receivable within one year40/41€21k€24k▲
Trade receivables40€21k€24k▲
Cash at bank and in hand54/58€152k€102k▼
Deferred charges and accrued income490/1€8k€16k▲
Equity and liabilities
Total equity and liabilities10/49€3.58M€3.48M▼
Equity10/15€1.49M€1.62M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€135k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133-€129k
Profit (loss) carried forward14€1.42M€1.42M=
Amounts payable17/49€2.10M€1.87M▼
Amounts payable after more than one year17€1.70M€1.46M▼
Financial debts170/4€1.70M€1.46M▼
Amounts payable within one year42/48€388k€403k▲
Current portion of amounts payable after more than one year42€240k€240k=
Financial debts43€125k€125k=
Credit institutions430/8€125k€125k=
Trade debts44€4k€8k▲
Suppliers440/4€4k€8k▲
Taxes, remuneration and social security45€7k€20k▲
Taxes450/3€7k€20k▲
Other amounts payable47/48€11k€11k▼
Accrued charges and deferred income492/3€7k€5k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€141k€109k▼
Other operating charges640/8€30k€36k▲
Gross operating margin9900€320k€325k▲
Operating profit (loss)9901€149k€181k▲
Financial charges65/66B€41k€39k▼
Recurring financial charges65€41k€39k▼
Profit (loss) for the period before taxes9903€108k€142k▲
Income taxes67/77-€13k
Profit (loss) for the period9904€108k€129k▲
Profit (loss) for the period to be appropriated9905€108k€129k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.42M€1.55M▲
Profit (loss) brought forward from the previous period14P€1.31M€1.42M▲
Transfer to equity691/2-€129k
To other reserves6921-€129k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
18-08
State Gazette act
Registered office · Legal-form changeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office · Legal-form change
General meeting · Registered-office move2 facts ▸
- General meeting, 2026-07-24
- Registered-office move, Rue Riquau 1/A à 1435 Mont-Saint-Guibert
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
31-12
Financial
Back to profitnet €336k
Net result €336k after one loss-making year.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €110k
Net result €110k after 2 loss-making years.
31-12
Financial
Liquidity times 6current ratio 1.41
Current ratio from 0.24 to 1.41; short-term debt falls from €568k to €323k.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Riquau 11435 Mont-Saint-GuibertGround area
3,869 m²
Building footprint
2,590 m²
Volume, LiDAR
17,772 m³
2 parcels, Wallonia · tallest building 18.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B & S
since 19942.065.175.926
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25068B0760/00L003 | Wallonia | 2,226 m² | 1 · 2,387 m² | 18.2 m · 2 fl. |
| 25068A0051/00N003 | Wallonia | 1,643 m² | 1 · 203 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VTC-APVC
BE 0668.703.845
Zonnebeke · Eq €1.62M
Groep Bolckmans Land
BE 0800.146.169
Brecht · Eq €1.62M
Paysans-Artisans Invest
BE 0632.602.821
Floreffe · Eq €1.62M
Kroon-Service Logistics Invest
BE 0808.192.122
Antwerpen · Eq €1.62M
BIOSCAPE B
BE 0638.926.429
Gent · Eq €1.62M
Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 2,857 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-12-1993
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
70120
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.