B.E.T.B.
ActiveB.E.T.B. has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €216k and a net result of €2k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 25% of 708 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-20
Solvency41▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.56 against 0.53 in 2024; short-term debt: 62.1% and cash: 0.4% of total assets), and 84.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.8%
Return on assets
0.2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 708 sector peers (2025).
NBB · sector comparisonPosition among 708 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-12-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
34 d early
2024
24 d early
2023
5 d early
2022
15 d early
2021
3 d early
2020
25 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€730k
EBIT margin
1.6%
Net result
€2k▲ 50.1%
2024 · €1k
2019: €4k
2020: €-391
2021: €9k
2022: €-85
2023: €-1k
2024: €1k
2019 → 2025
Working capital
€-370k▼ 23.6%
2024 · €-299k
2019: €-224k
2020: €-252k
2021: €-309k
2022: €-333k
2023: €-352k
2024: €-299k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€730k
Equity€214k-€214k=€213k▼ 0.5%€214k▲ 0.7%€216k▲ 1.0%
Operating result€-4k-€4k€2k▼ 48.6%€6k▲ 164%€11k▲ 94.4%
Net result€9k-€-85€-1k▼ 1,196%€1k€2k▲ 50.1%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 94% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.37M
Fixed assets
€887k▲ 28.0%
Current assets
€479k▲ 39.4%
Equity and liabilities €1.37M
Equity
€216k▲ 1.0%
Provisions
€6k▼ 7.1%
Debt
€1.14M▲ 40.2%
The debt ratio rises from 78.7% to 83.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36k▼
2024 · €41k
Cash flow
€27k▼
2024 · €37k
Solvency
15.8%▼
2024 · 20.7%
Current ratio
0.56▲
2024 · 0.53
Quick ratio
0.38▲
2024 · 0.09
Debt / equity
5.28▲
2024 · 3.81
ROE
1.0%▲
2024 · 0.7%
ROA
0.2%▲
2024 · 0.1%
Interest coverage
4.20▼
2024 · 9.04
Debt
€1.14M▲
2024 · €816k
Debt ≤ 1 year
€849k▲
2024 · €643k
Debt > 1 year
€295k▲
2024 · €173k
Income taxes
€1k▲
2024 · €306
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.04M€1.37M▲
Fixed assets21/28€693k€887k▲
Tangible fixed assets22/27€693k€887k▲
Land and buildings22€686k€880k▲
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€5k€4k▼
Financial fixed assets28-€0
Current assets29/58€343k€479k▲
Stocks and contracts in progress3€286k€154k▼
Stocks30/36€286k€154k▼
Amounts receivable within one year40/41€37k€319k▲
Trade receivables40€29k€319k▲
Other amounts receivable41€8k€538▼
Cash at bank and in hand54/58€21k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.04M€1.37M▲
Equity10/15€214k€216k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€205k€204k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€13k€12k▼
Distributable reserves133€190k€190k=
Profit (loss) carried forward14€3k€6k▲
Provisions and deferred taxes16€7k€6k▼
Deferred taxes168€7k€6k▼
Amounts payable17/49€816k€1.14M▲
Amounts payable after more than one year17€173k€295k▲
Financial debts170/4€173k€295k▲
Amounts payable within one year42/48€643k€849k▲
Current portion of amounts payable after more than one year42€28k€32k▲
Trade debts44€26k€131k▲
Suppliers440/4€26k€131k▲
Taxes, remuneration and social security45€306€72k▲
Taxes450/3€306€72k▲
Other amounts payable47/48€588k€613k▲
Income statement
Code20242025
Turnover70-€730k
Goods, raw materials, services and sundry goods60/61-€191k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€24k▼
Other operating charges640/8€2k€282k▲
Gross operating margin9900€44k€318k▲
Operating profit (loss)9901€6k€11k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€5k€9k▲
Recurring financial charges65€5k€9k▲
Profit (loss) for the period before taxes9903€1k€3k▲
Transfer from deferred taxes780€485€485=
Income taxes67/77€306€1k▲
Profit (loss) for the period9904€1k€2k▲
Transfer from tax-exempt reserves789€942€942=
Profit (loss) for the period to be appropriated9905€2k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€6k▼
Profit (loss) brought forward from the previous period14P€15k€3k▼
Transfer to equity691/2€15k-
To other reserves6921€15k-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
16-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
06-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
09-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
18-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bassenge · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Frenay 64690 BassengeGround area
5,181 m²
Building footprint
160 m²
Volume, LiDAR
834 m³
Parcel 62011B0963/00D000, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B.E.T.B.
since 19942.057.347.432
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62011B0963/00D000 | Wallonia | 5,181 m² | 1 · 160 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,716 companies in sector 73200 we hold annual accounts for 1,785. 1,346 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-1992
Fiscal year end30-06
Activities, NACEBEL
73200Market research and public opinion polling
74131
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.