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B.E.L.

Active Private limited companyfounded 2000active for 26 yearsRue des Pâtures 7, 7621 BrunehautKBO/BCE: BE 0473.188.467
B.E.L.
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Overview

Lifetime

20 annual accounts with figures on one time axis, 25 filings since 2001
peak €167,847 (2010)
-€10,140▼ €8,921
lowest -€30,948 (2025)
-€30,948▼ €4,594
peak €228,988 (2011)
€134,873▼ 18.7%
€34,267▲ 47.7%
peak 5 FTE (2007)
-not published
Board2 names since 2021
1 director
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Gross margin from -€1,219 to -€10,140Loss of €30,948Equity from €165,821 to €134,873Debts from €23,199 to €34,267Cash from €1,916 to €73,812

Key points

from the 2025 annual accounts

Equity

€134,873 from €228,988 in 2011

Equity fell by 41% in 14 years.

Losses

-€58,816 in three years
-1,5142023-26,3542024-30,9482025

Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.

Filings

25 annual accounts since 2001
AprilJune31 JulyOctober20102020

Ten of the last ten came late. The 2019 accounts came latest: 90 days after the end of the period.

Turnover not published (micro format)

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 5,843 companies had the same profile as B.E.L. has now. Each dot stands for 15 companies, two years later.

84.3%
were still trading
13.6%
stopped another way
1.7%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more

Another 0.4% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 5,843 companies, not a prediction for B.E.L.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • 9,060 sharesdeed of 18-12-2023
Board & ownership

Recent changes

Resignation: (manager) Reappointment: (director) · Legal-form conversion: from private limited company (pre-2019) to private limited company · holds 9,060 shares · General meeting of 08-12-2023 · Gazette deed
Registered office moved from Saint Maur to Lesdain New registered office: rue des Pâtures, 7 à 7621 LESDAIN · Previous registered office: rue du Colonel Dettmer, 2 à 7500 SAINT MAUR · Resignation: (manager) · General meeting of 29-09-2023 · Gazette deed
First establishment Rue du Colonel Dettmer (S-M) 2, Tournai
Incorporation published on 11-11-2000 · Gazette deed
All 36 events

Official details

Source: KBO
Status
Active since 02-11-2000Normal situation
Activity
“Des activités de conseils et de prestations de services en général dans le secteur…” (deed in French)From the articles, 2 activitiesNo NACE code in the KBO yet
Joint committee
302Hotels and catering · annual accounts 2024
Establishment unit
2.131.482.1567500 Tournai, since 05-02-2001
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Annual accounts 2025

-€10,140▼ 732%
€30,948▲ 17.4%
€134,873▼ 18.7%
€169,140▼ 10.5%
Filing
Filed on 27-08-2026
Financials

Insights on B.E.L.

B.E.L. files the micro format. That format states no turnover. The gross margin fell from €145,386 in 2006 to -€10,140 in 2025.

The balance sheet grew most in 2011 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 27-08-2026, 27 days late
-€10,140
▼ €8,921
-€33,199
▼ €7,218
-€15,086
▼ €5,782
-€12,836
▼ €3,159
79.7%
▼ 8.0 percentage points
6.94
▲ 0.37

Turnover and EBIT margin are not published. The micro format does not require them.

Money flows

no detail for 2025

Balance sheet

balance sheet total €169,140 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 169,140189,020222,595208,150209,662216,644216,396227,269236,065254,827283,896314,367349,118380,818474,303309,448332,330370,061303,878308,379
21/28 83,618101,730113,40799,618122,097146,735172,439198,143225,465254,827283,896314,367344,832378,110413,368272,551288,312274,310256,360264,948
22/27 83,618101,730113,40799,618122,097146,735172,439198,143225,465254,827283,896314,367344,832378,110413,368272,551288,312274,310256,360264,948
22 58,31771,78285,24798,976120,870145,788170,705198,143220,540245,457270,375295,292320,209345,127370,044188,961203,579193,594177,876185,473
23 21,95124,94828,1606421,2279471,734-4,9259,37013,52118,88124,24132,98343,32472,92373,41670,74964,81864,282
24 3,3505,000---------194382--10,66711,3179,96713,66615,193
29/58 85,52287,290109,188108,53287,56569,90943,95729,12610,600---4,2862,70860,93536,89744,01895,75147,51843,431
29 081,370102,330108,53287,565---------------
291 081,370102,330108,53287,565---------------
3 ---------------25,17126,06229,85428,95126,825
30/36 ---------------25,17126,06229,85428,95126,825
40/41 9,7552,030---69,90943,95729,126----4,2862,57149,2156,7796,76320,26510,3278,311
40 0399----------4,286-49,2156,7766,75320,26510,3278,311
41 9,7551,631---69,90943,95729,126-----2,571-310---
50/53 -------------137------
54/58 73,8121,9162,853-----------11,2444,4169,90344,3407,0787,435
490/1 1,9541,9744,005-----10,600-----4765311,2901,2921,162860
Balance sheet: equity and liabilities
10/49 169,140189,020222,595208,150209,662216,644216,396227,269236,065254,827283,896314,367349,118380,818474,303309,448332,330370,061303,878308,379
10/15 134,873165,821192,175193,689187,856185,083181,496180,073176,282170,836172,009172,833179,298198,542228,98818,116-7,533-6,773-18,5554,869
10/11 224,592224,592224,592224,592224,592224,592224,592224,592224,592224,592224,592224,592224,592224,592224,59218,59218,59218,59218,59218,592
100 ------224,592224,592224,592224,592224,592224,592224,592224,592224,59218,59218,59218,59218,59218,592
13 458458458458458458458458458458458458458458458214214214214214
130/1 ---458458458--------------
130 ------458458458458458458458458458214214214214214
1311 ---458458458--------------
133 458458458-----------------
14 -90,177-59,229-32,875-31,361-37,194-39,967-43,554-44,977-48,768-54,214-53,041-52,217-45,752-26,5083,938-690-26,339-25,579-37,361-13,937
17/49 34,26723,19930,42014,46121,80631,56134,90047,19659,78383,991111,887141,534169,820182,276245,315291,332339,863376,834322,433303,510
17 21,9419,91016,152-5,51112,71219,74926,625-9,19232,21255,62377,64298,354118,779142,598165,045186,201135,878146,257
170/4 3,3789,91016,152-5,51112,71219,74926,625-9,19232,21255,62377,64298,354118,779142,598165,045186,201135,878146,257
178/9 18,563-------------------
42/48 12,32613,28914,26814,46116,29518,84915,15120,57159,78374,79979,67585,91192,17883,922124,612148,734174,818190,633185,133156,815
42 6,5316,2425,9655,5117,2017,0376,8766,7199,19223,02023,41122,02020,71120,42526,57324,40223,12422,58412,79311,506
43 ---6,3546,3857,3584,3194,8557,3186,6157,4476,6176,5666,125-4,9397,342---
430/8 ---6,3546,3857,3584,3194,8557,3186,6157,4476,6176,5666,125-4,9397,342---
44 5,6345,4785,0322,3462,4594,1183,1182,9253,6837,0435,3536,5558,5369,31742,01634,49627,18043,76760,51826,170
440/4 5,6345,4785,0322,3462,4594,1183,1182,9253,6837,0435,3536,5558,5369,31742,01634,49627,18043,76760,51826,170
45 160394341250250250250500-----5,00015,77617,65418,01922,03213,26117,605
450/3 160394341250250250250500-----2,5002,3482,6105,68412,5442,0424,988
454/9 -------------2,50013,42815,04412,3359,48811,21912,617
47/48 01,1752,930--865885,57239,59038,12143,46450,71956,36543,05540,24767,24399,153102,25098,561101,534
492/3 --------------1,924---1,422438
Income statement
70 -------------------370,419
76A ---21,0738,69212,28413,81818,992--6,315---2,6171,675----
9900 -10,140-1,21921,29653,24640,73545,74545,40654,51337,71735,29837,24635,01525,95915,334149,911167,847133,184149,748130,719145,386
60/61 -------------------228,559
62 ------------2,00036487,12992,20484,04291,134108,831101,496
630 18,11216,67716,18722,47925,28725,70425,70427,32229,36230,49530,47130,46533,84835,25835,85835,50831,89130,17131,64028,682
640/8 4,9468,0853,5692,3842,3352,3212,7172,6723472,5792,1674,2106888811,4881,206299484642383
66A -----12,28413,818---6,315---8,892-1,231---
9901 -33,199-25,9811,54028,38313,1135,4363,16724,5198,0082,2244,608340-10,577-21,16925,43638,92916,95227,959-10,39414,825
75/76B 3,4981,33224,428-----18,66817,203916-163115438-1-
75 24022-------916-163115438-1-
76B 3,2581,33024,426-----18,66817,203----------
65/66B 1,0871,56127,44122,55010,3401,8491,74420,72821,23020,6005,4416,8218,6679,44014,40414,95916,51916,17713,03113,756
65 1,0871,5613,0151,4771,6481,8491,7441,7362,5614,0875,4416,8218,6679,44014,40414,95916,51916,17713,03113,756
66B --24,42621,0738,692--18,99218,66916,513----------
9903 -30,788-26,210-1,4735,8332,7733,5871,4233,7915,446-1,173-824-6,465-19,244-30,4464,87225,649-76011,782-23,4241,069
67/77 16014441-----------------
9904 -30,948-26,354-1,5145,8332,7733,5871,4233,7915,446-1,173-824-6,465-19,244-30,4464,87225,649-76011,782-23,4241,069
9905 -30,948-26,354-1,5145,8332,7733,5871,4233,7915,446-1,173-824-6,465-19,244-30,4464,87225,649-76011,782-23,4241,069
Appropriation of the result
9906 -90,177-59,229-32,875-31,361-37,194-39,967-43,554-44,977-48,768-54,214-53,041-52,217-45,752-26,5084,182-690-26,339-25,579-37,361-13,937
14P -59,229-32,875-31,361-37,194-39,967---------------
691/2 --------------244-----
6920 --------------244-----
Social balance sheet
9087 --------------2.62.72.73.154.9
Hours worked1013 --------------3,9774,5914,2874,2867,4367,884
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 5 older financial years (2001-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 27-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 27 days after the deadline. Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00435550.

Financial year Type Filed Reference Document
31-12-2025 micro format 27-08-2026 2026-00435550 PDF
31-12-2024 micro format 05-08-2025 2025-00362137 PDF
31-12-2023 micro format 23-09-2024 2024-00468345 PDF
31-12-2022 micro format 01-09-2023 2023-00418380 PDF
31-12-2021 micro format 30-09-2022 2022-20446737 PDF
31-12-2020 micro format 26-10-2021 2021-73300565 PDF
31-12-2019 micro format 29-10-2020 2020-66400240 PDF
31-12-2018 micro format 09-10-2019 2019-69500592 PDF
31-12-2017 micro format 31-08-2018 2018-59000319 PDF
31-12-2016 micro format 25-09-2017 2017-62500218 PDF
31-12-2015 full format 27-09-2016 2016-62100450 PDF
31-12-2014 full format 29-09-2015 2015-61600019 PDF
31-12-2013 full format 22-09-2014 2014-59500401 PDF
31-12-2012 full format 27-09-2013 2013-60600196 PDF
31-12-2011 full format 27-09-2012 2012-59700263 PDF
31-12-2010 full format 19-08-2011 2011-44000209 PDF
31-12-2009 full format 07-10-2010 2010-57300126 PDF
31-12-2008 full format 23-07-2009 2009-46200324 PDF
31-12-2007 full format 14-08-2008 2008-56500317 PDF
31-12-2006 full format 17-07-2007 2007-43400092 PDF
31-12-2005 full format 15-06-2006 2006-25103342 PDF
31-12-2004 full format 23-06-2005 2005-31803709 PDF
31-12-2003 full format 01-07-2004 2004-37703018 PDF
31-12-2002 full format 02-07-2003 2003-37200400 PDF
31-12-2001 full format 03-06-2002 2002-16300310 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
-15,086-9,30417,72750,86238,40031,14028,87151,84137,37032,71935,07930,80523,27114,08961,29474,43748,84358,13021,24643,507
-12,836-9,67714,67328,31228,06029,29127,12731,11334,80829,32229,64724,00014,6044,81240,73061,15731,13141,9538,21629,751
15,00029,976064900001,426005700210,55418,07345,89349,51423,05324,488
71,896-937------------6,828-5,487-34,43737,262-357-
73,19674,00194,92094,07171,27051,06028,8068,555-49,183----87,892-81,214-63,677-111,837-130,800-94,882-137,615-113,384
-------------------4.0%
79.7%87.7%86.3%93.1%89.6%85.4%83.9%79.2%74.7%67.0%60.6%55.0%51.4%52.1%48.3%5.9%-2.3%-1.8%-6.1%1.6%
6.946.577.657.515.373.712.901.420.18---0.050.030.490.250.250.500.260.28
6.946.577.657.515.373.712.901.420.18---0.050.030.490.080.100.350.100.11
0.250.140.160.070.120.170.190.260.340.490.650.820.950.921.0716.08---62.34
-22.9%-15.9%-0.8%3.0%1.5%1.9%0.8%2.1%3.1%-0.7%-0.5%-3.7%-10.7%-15.3%2.1%141.6%---22.0%
-18.3%-13.9%-0.7%2.8%1.3%1.7%0.7%1.7%2.3%-0.5%-0.3%-2.1%-5.5%-8.0%1.0%8.3%-0.2%3.2%-7.7%0.3%
-13.87-5.965.8834.4423.30---------------
-------------------8 days
-------------------42 days

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets-€5,000€29,976-€649
€18,112€16,677€16,187€22,479€25,287

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on B.E.L.

The operating result for 2025 is a loss of €33,199, larger than the loss of €25,981 in 2024. It is the lowest result since 2006.

Debt's share of the balance-sheet total rises from 12.3% to 20.3%. Equity is lower and debt is higher.

Board & ownership

Board

1 director, last change in 2023
Director (not named in the articles)
in office according to the deed of 18-12-2023 term without a fixed end
earlier manager, until 18-12-2023
listed in the 2025 annual accounts, filed on 27-08-2026

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today

Director (not named in the articles)

Manager
BoardEarliermandate already running before its first mention
Mandates as a list
    • Director (not named in the articles), since before 31-12-2021
    • Manager, until 18-12-2023
    • Manager, until 16-10-2023

See the board, name and registered office on a given date →

Control

Shareholder
This company
B.E.L.
Equity €134,873
Loss €30,948 in 2025

Capital

Contribution
€224,592.01
Source
deed of 18-12-2023

Articles of association

deed of 18-12-2023 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Si rémunéré,assemblée à majorité absolue voix ou actionnaire unique détermine montant fixe ou proportionnel, assemblée générale décide si…”

Shareholders

Stated in the deed deed of 18-12-2023 ↗
  • 9,060 shares

Network & group

No group

B.E.L. has no parent and no holdings in its annual accounts. is the only director. B.E.L. shares no director with another company.

Timeline

Timeline

36 events since 2000

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 27 days late
2025
Weakest financial year net -€30,948 The net result drops to -€30,948, the lowest from 2006 to 2025.
Annual accounts 2024 filed PDFmicro format · 5 days late
2024
Annual accounts 2023 filed PDFmicro format · 54 days late
2023
Resignation: (manager)Reappointment: (director) · Legal-form conversion: from private limited company (pre-2019) to private limited company · holds 9,060 shares · General meeting of 08-12-202310 points ▸
  • General meeting, 08-12-2023
  • Legal-form conversion, from private limited company (pre-2019) to private limited company
  • holds 9,060 shares
  • 9,060 shares
  • Power of attorney,
  • Director resignation, (manager)
  • Director reappointment, (director (not named in the articles))
  • Director discharge,
  • Registered office clause, 7, 7621 Brunehaut Rue des Pâtures
  • Power of attorney,
  • The deed holds 5 more points.

Open the deed in the Belgian Official Gazette

Registered office moved from Saint Maur to LesdainNew registered office: rue des Pâtures, 7 à 7621 LESDAIN · Previous registered office: rue du Colonel Dettmer, 2 à 7500 SAINT MAUR · Resignation: (manager) · General meeting of 29-09-20233 points ▸
  • General meeting, 29-09-2023
  • Registered-office move, rue des Pâtures, 7 à 7621 LESDAIN
  • Director resignation, (manager)

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFmicro format · 32 days late
2022
Annual accounts 2021 filed PDFmicro format · 61 days late
2021
Annual accounts 2020 filed PDFmicro format · 87 days late
2020
Annual accounts 2019 filed PDFmicro format · 90 days late
2019
Liquidity doubles current ratio 2.90 The current ratio rises from 1.42 to 2.90. Short-term debt falls from €20,571 to €15,151.
Annual accounts 2018 filed PDFmicro format · 70 days late
2018
Liquidity more than 7 times current ratio 1.42 The current ratio rises from 0.18 to 1.42. Short-term debt falls from €59,783 to €20,571.
Annual accounts 2017 filed PDFmicro format · 31 days late
2017
Back to profit net €5,446 The net result is €5,446, after 5 loss-making years.
Annual accounts 2016 filed PDFmicro format · 56 days late
2016
Annual accounts 2015 filed PDFfull format · 58 days late
2015
Annual accounts 2014 filed PDFfull format · 60 days late
2014
Annual accounts 2013 filed PDFfull format · 53 days late
2013
Annual accounts 2012 filed PDFfull format · 58 days late
2012
Annual accounts 2011 filed PDFfull format · 58 days late
2011
Equity above €200,000 equity €228,988 ▲1,164% After 2 profitable years in a row, equity reaches €228,988.
Annual accounts 2010 filed PDFfull format · 19 days late
2010
Back to profit net €25,649 The net result is €25,649, after one loss-making year.
Annual accounts 2009 filed PDFfull format · 68 days late
2009
Annual accounts 2008 filed PDFfull format · 8 days before the deadline
2008
Back to profit net €11,782 The net result is €11,782, after one loss-making year.
Annual accounts 2007 filed PDFfull format · 14 days late
2007
Annual accounts 2006 filed PDFfull format · 14 days before the deadline
2006
Annual accounts 2005 filed PDFfull format
2005
Annual accounts 2004 filed PDFfull format
2004
Annual accounts 2003 filed PDFfull format
2003
Annual accounts 2002 filed PDFfull format
2002
Annual accounts 2001 filed PDFfull format
2001
First establishment Rue du Colonel Dettmer (S-M) 2, Tournai
2000
Incorporation published on 11-11-2000

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 2 November 2000, B.E.L. was incorporated.1 In 2023 the registered office moved to Lesdain.2 Total assets went from €227,269 in 2018 to €169,140 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 16-10-2023
  3. 3National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0473.188.467
VAT number
BE 0473.188.467
Legal form
Private limited company
Status
Active, normal situation
Founded
02-11-2000
Financial year
ends on 31 December
Peppol
Not found in the Peppol Directory
Name
B.E.L. in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 18-12-2023 (in French)

Activities

Joint committees annual accounts 2024
JC 302 Hotels and catering
PurposeThe purpose describes the activities the company may carry out under its articles.
“Des activités de conseils et de prestations de services en général dans le secteur de l’Horeca : les prestations en salle, l'organisation de…”
2 activities
  1. Des activités de conseils et de prestations de services en général dans le secteur de l’Horeca : les prestations en salle, l'organisation de festivités, la location de matériel et de vaisselle, le nappage, le nettoyage de matériel et de vêtements professionnels,
  2. Toutes les activités qui touchent aux opérations immobilières ou qui se rapportent directement ou indirectement à cet objet ; la gestion immobilière, le lotissement, l'achat, la vente, la construction, la location, la mise en valeur de tous biens immeubles ainsi que les opérations financières de nature à favoriser le rapport des immeubles qu'elle possède.
deed of 18-12-2023 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Rue des Pâtures 7 registered office 7621 Brunehaut
Rue du Colonel Dettmer (S-M) 2 7500 Tournai 77224 Rental and leasing activities 05-02-2001 2.131.482.156
1 former office
  • rue du Colonel Dettmer,2, 7500 Saint Maur until the deed of 16-10-2023

Buildings and parcels at the addresses

Ground area
2,607 m²
Buildings
197 m²
Volume, LiDAR
1,283 m³
Tallest building
9.2 m
Buildings to scale, each on its own parcel
101 m², 7.4 m 96 m², 9.2 m 101 m², 7.4 m 96 m², 9.2 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
57047A0312/00A0021,401 m² 1 · 101 m² 7.4 m · 2
57076A0124/00P0001,206 m² 1 · 96 m² 9.2 m · 2

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Register as of 13 November 2026 · Peppol Directory

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