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B e E Construct

Active
General partnershipfounded 2020active for 6 yearsVan Overbekelaan 161, 1083 Ganshoren, BelgiumKBO/BCE: BE 0748.677.771
Summary

The computed 12-month bankruptcy probability of B e E Construct is 1.9% (moderate). The 2025 annual accounts show equity of €1,676 and a net result of -€4,969. Its solvency ranks better than 10% of 34,972 sector peers (NACE 43, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 17-06-2020 Normal situation
Activity
Other specialised construction activities NACE 43990
Financial year end
31 December
Peppol
Reachable since 05-01-2026

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Annual accounts 2025
Gross margin
€4,719
Turnover
≈ €64,000
estimated
Loss
€4,969
Equity
€1,676
Total assets
€233,636
  • 2025 accounts filed 26 days after the deadline
Score breakdownraises riskNo registered site in the KBOSector: Specialised construction activities (NACE 43)lowers riskLegal form: general partnershipSize: total assets €233,636Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 9% of micro companies in specialised construction (NACE 43)
Financial strength
Weak
Solvency 26
equity 0.7% of total assets
Liquidity 1
short-term debt 99.3% · cash 1.0%
Profitability 21
return on assets -2.1%
Bankruptcy probability within 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 2.7%highest value 01-2025: 2.7%● unchanged vs 12-2024highest value 02-2025: 2.7%● unchanged vs 01-2025highest value 03-2025: 2.7%● unchanged vs 02-2025highest value 04-2025: 2.7%● unchanged vs 03-2025 05-2025: 2.6%▼ -0.1 percentage points vs 04-2025 06-2025: 2.4%▼ -0.2 percentage points vs 05-2025 07-2025: 2.4%● unchanged vs 06-2025 08-2025: 2.4%● unchanged vs 07-2025 09-2025: 2.3%▼ -0.1 percentage points vs 08-2025 10-2025: 2.2%▼ -0.1 percentage points vs 09-2025 11-2025: 2.2%● unchanged vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.1%▼ -0.1 percentage points vs 12-2025 02-2026: 2.0%▼ -0.1 percentage points vs 01-2026 03-2026: 2.0%● unchanged vs 02-2026 04-2026: 2.0%● unchanged vs 03-2026 05-2026: 2.0%● unchanged vs 04-2026 06-2026: 1.8%▼ -0.2 percentage points vs 05-2026lowest value 07-2026: 1.8%● unchanged vs 06-2026lowest value 08-2026: 1.8%● unchanged vs 07-2026lowest value 09-2026: 1.9%▲ +0.1 percentage points vs 08-2026 10-2026: 1.9%● unchanged vs 09-2026 11-2026: 1.9%● unchanged vs 10-2026
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 9% of them on solvency, 2% on liquidity and 14% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Legal form: general partnership
KBO
lowers risk · Size: total assets €233,636
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 34972 sector peers (2025).
NBB · sector comparison
Position among 34972 sector peers
Solvency
better than 10%
← weakest strongest →
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
26 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 26 days after the deadline Filed on 26 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00439267.

Annual accounts 2025 filed on 26-08-2026 at the NBB

Turnover
≈ €64,000
Estimated: probably between €34,000 and €130,000
Total assets
€233,636
Net result
-€4,969
Working capital
€173

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €233,636
Fixed assets €1,503
Current assets €232,133
Equity and liabilities €233,636
Equity €1,676
Debt €231,960
Debt's share of the balance-sheet total is 99.3%.
Key figures and ratios
2025 value
EBITDA
€2,389
Cash flow
-€2,915
Current ratio
1.00
ROE
-296.5%
ROA
-2.1%
Interest coverage
0.63
Debt ≤ 1 year
€231,960
Income taxes
€1,492
A ratio outside any meaningful range has been withheld (balance sheet total €233,636, equity €1,676).
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€233,636
Fixed assets21/28€1,503
Tangible fixed assets22/27€1,503
Furniture and vehicles24€1,503
Current assets29/58€232,133
Amounts receivable within one year40/41€229,741
Trade receivables40€229,071
Other amounts receivable41€669
Cash at bank and in hand54/58€2,392
Equity and liabilities
Total equity and liabilities10/49€233,636
Equity10/15€1,676
Contributions10/11€999
Profit (loss) carried forward14€677
Amounts payable17/49€231,960
Amounts payable within one year42/48€231,960
Trade debts44€229,319
Suppliers440/4€229,319
Taxes, remuneration and social security45€2,305
Taxes450/3€2,305
Other amounts payable47/48€336
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,054
Other operating charges640/8€2,331
Gross operating margin9900€4,719
Operating profit (loss)9901€335
Financial charges65/66B€3,812
Recurring financial charges65€3,812
Profit (loss) for the period before taxes9903-€3,478
Income taxes67/77€1,492
Profit (loss) for the period9904-€4,969
Profit (loss) for the period to be appropriated9905-€4,969
Appropriation of the result
Profit (loss) to be appropriated9906€677
Profit (loss) brought forward from the previous period14P€5,647

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 26-08-2026.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,054
Other operating charges640/8€2,331
Gross operating margin9900€4,719
Operating profit (loss)9901€335
Financial charges65/66B€3,812
Recurring financial charges65€3,812
Profit (loss) for the period before taxes9903-€3,478
Income taxes67/77€1,492
Profit (loss) for the period9904-€4,969
Profit (loss) for the period to be appropriated9905-€4,969
Line2025
Assets
Total assets20/58€233,636
Fixed assets21/28€1,503
Tangible fixed assets22/27€1,503
Furniture and vehicles24€1,503
Current assets29/58€232,133
Amounts receivable within one year40/41€229,741
Trade receivables40€229,071
Other amounts receivable41€669
Cash at bank and in hand54/58€2,392
Equity and liabilities
Total equity and liabilities10/49€233,636
Equity10/15€1,676
Contributions10/11€999
Profit (loss) carried forward14€677
Amounts payable17/49€231,960
Amounts payable within one year42/48€231,960
Trade debts44€229,319
Suppliers440/4€229,319
Taxes, remuneration and social security45€2,305
Taxes450/3€2,305
Other amounts payable47/48€336
Line2025
Profit (loss) for the period9904-€4,969
+ Depreciation and write-downs630€2,054
Operating cash flow (approximation)-€2,915

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 849 companies had the same profile as B e E Construct has now. Two years later, 91.9% were still going and 4.7% had gone bankrupt.

  • Micro
  • 5 to 10 years old
  • solvency under 10%
  • a small loss
91.9% was still going
3.3% stopped otherwise
4.7% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of B e E Construct itself: 1.9% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 849 companies, not a prediction for B e E Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 26-08-2026 2026-00439267 PDF

Timeline

Acts, filings and financial milestones

2026
26-08
NBB filing Annual accounts 2025 filedNBB
micro format · 26 days late
2020
19-06
Gazette deed IncorporationPDF
Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name B e E Construct in Dutch
Enterprise number 0748.677.771
Legal form General partnership
Status Active, normale toestand
Founded 17-06-2020
Entity type Legal entity

Registered office and establishments

Registered office Van Overbekelaan 161, 1083 Ganshoren, Belgium

Activities

NACEBEL 2025
43990 Other specialised construction activities main activity
Codes under NACEBEL 2008
43999 Specialised construction activities main activity

Invoicing and payment

VAT number BE 0748.677.771
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0748677771
Other Peppol ID 9925:BE0748677771
Registered 05-01-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0748.677.771

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
exact location from the address register On OpenStreetMap
6 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
866 m²
Building footprint
365 m²
Building volume
6,875 m³
Cadastral parcel Region Area Buildings Height / floors
21008A0144/00V002 Brussels 866 m² 1 · 365 m² 23.5 m · 7