B.E. ARCHITECTEN
ActiveSummary
B.E. ARCHITECTEN has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €4k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 20% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▼-5
Solvency43▼-45
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.18 against 2.49 in 2024; short-term debt: 82.1% and cash: 77.8% of total assets), and 82.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9494 sector peers (2025).
NBB · sector comparisonPosition among 9494 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
31 d early
2023
19 d late
2022
21 d late
2021
17 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▼ 73.8%
2024 · €49k
2021: €38k
2022: €45k▲ +18.6% vs 2021
2023: €42k▼ -5.7% vs 2022
2024: €49k▲ +15.9% vs 2023highest in 5 years
2025: €13k▼ -73.8% vs 2024lowest in 5 years
2021 → 2025
Total assets
€72k▼ 7.5%
2024 · €78k
2021: €87k
2022: €91k▲ +4.6% vs 2021highest in 5 years
2023: €78k▼ -13.6% vs 2022
2024: €78k▼ -0.5% vs 2023
2025: €72k▼ -7.5% vs 2024lowest in 5 years
2021 → 2025
Net result
€4k▼ 43.7%
2024 · €7k
2021: €35khighest in 5 years
2022: €7k▼ -79.8% vs 2021
2023: €-3k▼ -136% vs 2022lowest in 5 years
2024: €7k▲ +365% vs 2023
2025: €4k▼ -43.7% vs 2024
2021 → 2025
Working capital
€11k▼ 75.4%
2024 · €43k
2021: €27k
2022: €37k▲ +35.3% vs 2021
2023: €36k▼ -4.1% vs 2022
2024: €43k▲ +20.2% vs 2023highest in 5 years
2025: €11k▼ -75.4% vs 2024lowest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€45k▲ 18.6%€42k▼ 5.7%€49k▲ 15.9%€13k▼ 73.8%
2021: €38k
2022: €45k▲ +18.6% vs 2021
2023: €42k▼ -5.7% vs 2022
2024: €49k▲ +15.9% vs 2023highest in 5 years
2025: €13k▼ -73.8% vs 2024lowest in 5 years
Operating result€44k-€10k▼ 77.8%€-2k€10k€6k▼ 42.8%
2021: €44khighest in 5 years
2022: €10k▼ -77.8% vs 2021
2023: €-2k▼ -123% vs 2022lowest in 5 years
2024: €10k▲ +538% vs 2023
2025: €6k▼ -42.8% vs 2024
Net result€35k-€7k▼ 79.8%€-3k€7k€4k▼ 43.7%
2021: €35khighest in 5 years
2022: €7k▼ -79.8% vs 2021
2023: €-3k▼ -136% vs 2022lowest in 5 years
2024: €7k▲ +365% vs 2023
2025: €4k▼ -43.7% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€2k ▼ 62.3%
Current assets
€70k ▼ 2.7%
Equity and liabilities €72k
Equity
€13k ▼ 73.8%
Debt
€59k ▲ 106%
Debt's share of the balance-sheet total rises from 36.9% to 82.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€9k▼
2024 · €13k
Cash flow
€8k▼
2024 · €10k
Current ratio
1.18▼
2024 · 2.49
Debt to equity
4.59▲
2024 · 0.59
ROE
29.5%▲
2024 · 13.7%
ROA
5.3%▼
2024 · 8.7%
Interest coverage
115.51▲
2024 · 38.99
Debt ≤ 1 year
€59k▲
2024 · €29k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€78k€72k▼
Fixed assets21/28€6k€2k▼
Tangible fixed assets22/27€6k€2k▼
Land and buildings22€740€2k▲
Plant, machinery and equipment23€4k-
Furniture and vehicles24€2k-
Current assets29/58€72k€70k▼
Amounts receivable within one year40/41€21k€9k▼
Trade receivables40€21k€9k▼
Other amounts receivable41-€26
Cash at bank and in hand54/58€49k€56k▲
Deferred charges and accrued income490/1€1k€5k▲
Equity and liabilities
Total equity and liabilities10/49€78k€72k▼
Equity10/15€49k€13k▼
Contributions10/11€3k€3k=
Capital10€3k-
Issued capital100€3k-
Reserves13€300€10k▲
Non-distributable reserves130/1€300-
Legal reserve130€300-
Distributable reserves133-€10k
Profit (loss) carried forward14€46k-
Amounts payable17/49€29k€59k▲
Amounts payable within one year42/48€29k€59k▲
Trade debts44€626€4k▲
Suppliers440/4€626€4k▲
Taxes, remuneration and social security45€8k€16k▲
Taxes450/3€8k€16k▲
Other amounts payable47/48€20k€39k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€14k€10k▼
Operating profit (loss)9901€10k€6k▼
Financial charges65/66B€339€82▼
Recurring financial charges65€339€82▼
Profit (loss) for the period before taxes9903€9k€6k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€7k€4k▼
Profit (loss) for the period to be appropriated9905€7k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€50k▲
Profit (loss) brought forward from the previous period14P€39k€46k▲
Transfer from equity791/2-€300
Transfer to equity691/2-€10k
To other reserves6921-€10k
Profit to be distributed694/7-€40k
Return on contributions (dividend)694-€40k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €3k | €3k | €3k | €4k | ▲ 13.9% |
| Other operating charges640/8 | €745 | €348 | €384 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €48k | €13k | €1k | €14k | €10k | ▼ 27.3% |
| Operating profit (loss)9901 | €44k | €10k | €-2k | €10k | €6k | ▼ 42.8% |
| Financial charges65/66B | €60 | €95 | €123 | €339 | €82 | ▼ 75.8% |
| Recurring financial charges65 | €60 | €95 | €123 | €339 | €82 | ▼ 75.8% |
| Profit (loss) for the period before taxes9903 | €44k | €10k | €-2k | €9k | €6k | ▼ 41.7% |
| Income taxes67/77 | €9k | €3k | €179 | €3k | €2k | ▼ 36.5% |
| Profit (loss) for the period9904 | €35k | €7k | €-3k | €7k | €4k | ▼ 43.7% |
| Profit (loss) for the period to be appropriated9905 | €35k | €7k | €-3k | €7k | €4k | ▼ 43.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €87k | €91k | €78k | €78k | €72k | ▼ 7.5% |
| Fixed assets21/28 | €10k | €8k | €7k | €6k | €2k | ▼ 62.3% |
| Tangible fixed assets22/27 | €10k | €8k | €7k | €6k | €2k | ▼ 62.3% |
| Land and buildings22 | €3k | €2k | €1k | €740 | €2k | ▲ 217% |
| Plant, machinery and equipment23 | €200 | €100 | €2k | €4k | - | - |
| Furniture and vehicles24 | €7k | €5k | €4k | €2k | - | - |
| Current assets29/58 | €76k | €83k | €72k | €72k | €70k | ▼ 2.7% |
| Amounts receivable within one year40/41 | €62k | €39k | €24k | €21k | €9k | ▼ 57.8% |
| Trade receivables40 | €62k | €39k | €24k | €21k | €9k | ▼ 57.9% |
| Other amounts receivable41 | - | - | - | - | €26 | - |
| Cash at bank and in hand54/58 | €13k | €42k | €47k | €49k | €56k | ▲ 15.2% |
| Deferred charges and accrued income490/1 | €1k | €844 | €879 | €1k | €5k | ▲ 208% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €87k | €91k | €78k | €78k | €72k | ▼ 7.5% |
| Equity10/15 | €38k | €45k | €42k | €49k | €13k | ▼ 73.8% |
| Contributions10/11 | €3k | €3k | €3k | €3k | €3k | = |
| Capital10 | €3k | €3k | €3k | €3k | - | - |
| Issued capital100 | €3k | €3k | €3k | €3k | - | - |
| Reserves13 | €300 | €300 | €300 | €300 | €10k | ▲ 3,195% |
| Non-distributable reserves130/1 | €300 | €300 | €300 | €300 | - | - |
| Legal reserve130 | €300 | €300 | €300 | €300 | - | - |
| Distributable reserves133 | - | - | - | - | €10k | - |
| Profit (loss) carried forward14 | €35k | €42k | €39k | €46k | - | - |
| Amounts payable17/49 | €49k | €46k | €36k | €29k | €59k | ▲ 106% |
| Amounts payable within one year42/48 | €49k | €46k | €36k | €29k | €59k | ▲ 106% |
| Trade debts44 | €321 | €3k | €5k | €626 | €4k | ▲ 524% |
| Suppliers440/4 | €321 | €3k | €5k | €626 | €4k | ▲ 524% |
| Taxes, remuneration and social security45 | €21k | €20k | €11k | €8k | €16k | ▲ 109% |
| Taxes450/3 | €21k | €20k | €11k | €8k | €16k | ▲ 109% |
| Other amounts payable47/48 | €28k | €23k | €20k | €20k | €39k | ▲ 91.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €35k | €7k | €-3k | €7k | €4k | ▼ 43.7% |
| + Depreciation and write-downs630 | €3k | €3k | €3k | €3k | €4k | ▲ 13.9% |
| Operating cash flow (approximation) | €37k | €10k | €403 | €10k | €8k | ▼ 24.4% |
| Investment in fixed assets (approximation) | - | €0 | €-2k | €-3k | €0 | ▲ 100% |
| Change in cash | - | €29k | €5k | €2k | €7k | ▲ 380% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Begijnendijk · 1 establishment unit since 2020
Ground area
113 m²
Building footprint
53 m²
Volume, LiDAR
422 m³
Parcel 24010B0141/00S002, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
B.E. ARCHITECTEN
since 20202.311.136.054
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24010B0141/00S002 | Flanders | 113 m² | 1 · 53 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CASA & LINEA
BE 0476.989.580
Merchtem · Eq €12,878
TWAR
BE 0757.537.534
Braine-l'Alleud · Eq €12,853
Studio Modar
BE 1009.631.725
Gent · Eq €12,836
Architecten Collectief
BE 0452.199.746
Turnhout · Eq €12,937
RENOVALL
BE 0820.968.903
Boechout · Eq €12,831
Of 18,255 companies in sector 71111 we hold annual accounts for 6,323. 3,843 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Scores and ratios are computed by Checked and are not a credit decision.