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B DOBLE

Active
Private limited companyfounded 20178 yrs activeMoldergem(SDB) 63, 9630 Zwalm, BelgiumKBO/BCE: BE 0685.523.447

B DOBLE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €28k and a net result of €21k. Equity is shrinking by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 40% of 7971 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
128 d early
2024
41 d early
2023
33 d early
2022
32 d early
2021
19 d late
2020
24 d late
2019
12 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€28k▼ 16.1%
2024 · €33k
2018: €60k 2019: €99k 2020: €57k 2021: €63k 2022: €21k 2023: €31k 2024: €33k
2018 → 2025
Net result
€21k▼ 5.3%
2024 · €22k
2018: €46k 2019: €39k 2020: €36k 2021: €43k 2022: €29k 2023: €25k 2024: €22k
2018 → 2025
Total assets
€70k▼ 19.0%
2024 · €87k
2018: €94k 2019: €142k 2020: €81k 2021: €67k 2022: €63k 2023: €63k 2024: €87k
2018 → 2025
Solvency
39.3%▲ 1.4pp
2024 · 37.9%
2018: 63.6% 2019: 69.3% 2020: 70.4% 2021: 95.4% 2022: 33.6% 2023: 49.6% 2024: 37.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€63k-€21k▼ 66.9%€31k▲ 47.6%€33k▲ 6.0%€28k▼ 16.1%
Operating result€59k-€41k▼ 30.4%€35k▼ 13.0%€31k▼ 13.0%€30k▼ 4.3%
Net result€43k-€29k▼ 32.3%€25k▼ 14.0%€22k▼ 12.5%€21k▼ 5.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €59k€59kNet result 2021: €43k€43kOperating result 2022: €41k€41kNet result 2022: €29k€29kOperating result 2023: €35k€35kNet result 2023: €25k€25kOperating result 2024: €31k€31kNet result 2024: €22k€22kOperating result 2025: €30k€30kNet result 2025: €21k€21k20212022202320242025
The operating result has fallen four years in a row; 2025 is 4% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets €838▼ 66.7%
Current assets €69k▼ 17.6%
Equity and liabilities €70k
Equity €28k▼ 16.1%
Debt €43k▼ 20.8%
The debt ratio falls from 62.1% to 60.7%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
Solvency
39.3%
2024 · 37.9%
ROE
75.1%
2024 · 66.5%
ROA
29.5%
2024 · 25.2%
Debt
€43k
2024 · €54k
Debt ≤ 1 year
€43k
2024 · €54k
Income taxes
€9k
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€87k€70k
Fixed assets21/28€3k€838
Tangible fixed assets22/27€3k€838
Plant, machinery and equipment23€2k€838
Furniture and vehicles24€0€0=
Other tangible fixed assets26€553€0
Current assets29/58€84k€69k
Amounts receivable within one year40/41€20k€10k
Trade receivables40€19k€8k
Other amounts receivable41€940€2k
Cash at bank and in hand54/58€56k€59k
Deferred charges and accrued income490/1€8k-
Equity and liabilities
Total equity and liabilities10/49€87k€70k
Equity10/15€33k€28k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€12k€7k
Amounts payable17/49€54k€43k
Amounts payable within one year42/48€54k€43k
Trade debts44€9k€0
Suppliers440/4€9k€0
Advances received on contracts in progress46€12k-
Taxes, remuneration and social security45€765€539
Taxes450/3€765€539
Other amounts payable47/48€33k€42k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k
Other operating charges640/8€768€793
Non-recurring operating charges66A-€365
Gross operating margin9900€34k€32k
Operating profit (loss)9901€31k€30k
Financial income75/76B€330€365
Recurring financial income75€330€365
Financial charges65/66B€191€194
Recurring financial charges65€191€194
Profit (loss) for the period before taxes9903€31k€30k
Income taxes67/77€9k€9k
Profit (loss) for the period9904€22k€21k
Profit (loss) for the period to be appropriated9905€22k€21k
Appropriation of the result
Profit (loss) to be appropriated9906€32k€33k
Profit (loss) brought forward from the previous period14P€11k€12k
Profit to be distributed694/7€20k€26k
Return on contributions (dividend)694€20k€26k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €21k ▼5.3%
Net result drops to €21k, the lowest in the series.
20-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
19-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial Liquidity times 6current ratio 18.77
Current ratio from 3.33 to 18.77; short-term debt falls from €24k to €3k.
24-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
12-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
05-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
17-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwalm · 1 establishment unit since 2017
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Moldergem(SDB) 639630 Zwalm
Ground area
3,735 m²
Building footprint
256 m²
Volume, LiDAR
977 m³
Parcel 45046A0147/00F000, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Moldergem(SDB) 63, 9630 Zwalm
Computing infrastructure, data processing, hosting and other information service activities
since 20172.338.652.479
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45046A0147/00F000 Flanders 3,735 m² 1 · 256 m² 7.1 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 8,503 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded30-11-2017
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.