B DESIGN
ActiveSummary
B DESIGN has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€1.2m) and a net result of €3,180. Equity is shrinking by ~8% per year across the filed fiscal years. Its solvency ranks better than 15% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability69▲+1
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.77 against 0.78 in 2023; short-term debt: 127.9% and cash: 0.5% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-27.9%
Return on assets
0.1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 26043 sector peers (2024).
NBB · sector comparisonPosition among 26043 sector peers
Solvency
better than 15%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-11-2025, 121 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
121 d late
2023
142 d late
2022
129 d late
2021
89 d late
2020
90 d late
2019
129 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 117 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
-€1.2m▲ 0.3%
2023 · -€1.2m
Total assets
€4.4m▼ 4.7%
2023 · €4.7m
Net result
€3,180
2023 · -€25,466
Working capital
-€1.3m▼ 2.7%
2023 · -€1.3m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€240,998▲ 33.7%€180,232-€256,757€44,087€4,872▼ 88.9%
Net result-€251,446below the sector's middle half▲ 30.9%€203,337above the sector's middle half-€257,424below the sector's middle half-€25,466below the sector's middle half▲ 90.1%€3,180within the sector's middle half
Equity-€1.2mbelow the sector's middle half▼ 27.6%-€958,989below the sector's middle half▲ 17.5%-€1.2mbelow the sector's middle half▼ 26.8%-€1.2mbelow the sector's middle half▼ 2.1%-€1.2mbelow the sector's middle half▲ 0.3%
Total assets€4.4mabove the sector's middle half▲ 67.0%€4.1mabove the sector's middle half▼ 5.2%€4.2mabove the sector's middle half▲ 1.4%€4.7mabove the sector's middle half▲ 10.8%€4.4mabove the sector's middle half▼ 4.7%
Debt€5.5m▲ 56.8%€5.1m▼ 7.8%€5.4m▲ 6.2%€5.9m▲ 8.9%€5.7m▼ 3.7%
Working capital-€1.3mbelow the sector's middle half▼ 38.2%-€1.0mbelow the sector's middle half▲ 17.3%-€1.3mbelow the sector's middle half▼ 22.7%-€1.3mbelow the sector's middle half▼ 0.6%-€1.3mbelow the sector's middle half▼ 2.7%
Solvency-26.6%below the sector's middle half▲ 8.2pp-23.2%below the sector's middle half▲ 3.4pp-29.0%below the sector's middle half▼ 5.8pp-26.7%below the sector's middle half▲ 2.3pp-27.9%below the sector's middle half▼ 1.2pp
Current ratio0.77below the sector's middle half▲ 0.030.80below the sector's middle half▲ 0.020.76below the sector's middle half▼ 0.030.78below the sector's middle half▲ 0.020.77below the sector's middle half▼ 0.01
Return on assets (ROA)-5.8%below the sector's middle half▲ 8.2pp4.9%within the sector's middle half▲ 10.7pp-6.1%below the sector's middle half▼ 11.0pp-0.5%within the sector's middle half▲ 5.6pp0.1%within the sector's middle half▲ 0.6pp
Staff (FTE)1.5within the sector's middle half▲ 36.4%5
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 89% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.4m
Fixed assets
€80,693 ▲ 87.0%
Current assets
€4.4m ▼ 5.5%
Key figures and ratios
EBITDA
€27,882▼
2023 · €67,071
Cash flow
€26,190▲
2023 · -€2,482
Quick ratio
0.17▼
2023 · 0.22
Debt to equity
-4.58▲
2023 · -4.75
Interest coverage
12.21▼
2023 · 14.59
Debt ≤ 1 year
€5.7m▼
2023 · €5.9m
Income taxes
€427▼
2023 · €71,117
Staff costs
€144,256▲
2023 · €107,875
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 518 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 92% are still going.
- Small
- 20 years or older
- negative equity
- a profit under 5% of the balance sheet
2.9%
went bankrupt
3.9%
stopped otherwise
92%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 518 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €125,401 | €138,322 | €107,875 | €144,256 | ▲ 33.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,025 | €22,074 | €22,453 | €22,984 | €23,010 | ▲ 0.1% |
| Other operating charges640/8 | - | €37,556 | €1,838 | €2,954 | €3,637 | ▲ 23.1% |
| Gross operating margin9900 | -€147,695 | €365,263 | -€94,144 | €177,900 | €175,775 | ▼ 1.2% |
| Operating profit (loss)9901 | -€240,998 | €180,232 | -€256,757 | €44,087 | €4,872 | ▼ 88.9% |
| Financial income75/76B | - | €25,500 | €25,672 | €6,602 | €1,926 | ▼ 70.8% |
| Recurring financial income75 | €3,382 | €300 | €25,672 | €6,602 | €414 | ▼ 93.7% |
| Non-recurring financial income76B | - | €25,200 | - | - | €1,512 | - |
| Financial charges65/66B | - | €1,954 | €26,339 | €5,038 | €3,191 | ▼ 36.7% |
| Recurring financial charges65 | €13,715 | €1,332 | €26,146 | €4,598 | €2,283 | ▼ 50.4% |
| Non-recurring financial charges66B | - | €623 | €193 | €440 | €908 | ▲ 106% |
| Profit (loss) for the period before taxes9903 | -€251,446 | €203,778 | -€257,424 | €45,650 | €3,607 | ▼ 92.1% |
| Income taxes67/77 | - | €441 | - | €71,117 | €427 | ▼ 99.4% |
| Profit (loss) for the period9904 | -€251,446 | €203,337 | -€257,424 | -€25,466 | €3,180 | ▲ 112% |
| Profit (loss) for the period to be appropriated9905 | -€251,446 | €203,337 | -€257,424 | -€25,466 | €3,180 | ▲ 112% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.4m | €4.1m | €4.2m | €4.7m | €4.4m | ▼ 4.7% |
| Fixed assets21/28 | €96,653 | €81,909 | €60,923 | €43,163 | €80,693 | ▲ 87.0% |
| Tangible fixed assets22/27 | €96,653 | €81,909 | €60,923 | €43,163 | €55,193 | ▲ 27.9% |
| Plant, machinery and equipment23 | - | €2,602 | €1,872 | €1,141 | €410 | ▼ 64.0% |
| Furniture and vehicles24 | - | €79,306 | €59,051 | €42,022 | €54,782 | ▲ 30.4% |
| Financial fixed assets28 | - | - | - | - | €25,500 | - |
| Current assets29/58 | €4.3m | €4.1m | €4.1m | €4.6m | €4.4m | ▼ 5.5% |
| Stocks and contracts in progress3 | €3.5m | €3.6m | €3.2m | €3.3m | €3.4m | ▲ 3.5% |
| Stocks30/36 | - | €3.6m | €3.2m | €3.3m | €3.4m | ▲ 3.5% |
| Amounts receivable within one year40/41 | €179,868 | €198,720 | €806,008 | €1.3m | €927,765 | ▼ 26.4% |
| Trade receivables40 | - | €180,196 | €769,642 | €1.2m | €849,273 | ▼ 28.7% |
| Other amounts receivable41 | - | €18,524 | €36,366 | €68,311 | €78,492 | ▲ 14.9% |
| Cash at bank and in hand54/58 | €638,492 | €229,516 | €86,693 | €60,090 | €23,280 | ▼ 61.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.4m | €4.1m | €4.2m | €4.7m | €4.4m | ▼ 4.7% |
| Equity10/15 | -€1.2m | -€958,989 | -€1.2m | -€1.2m | -€1.2m | ▲ 0.3% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Capital10 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Issued capital100 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €60,207 | €60,207 | €60,207 | €60,207 | €60,207 | = |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Legal reserve130 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Distributable reserves133 | - | €58,348 | €58,348 | €58,348 | €58,348 | = |
| Profit (loss) carried forward14 | -€1.2m | -€1.0m | -€1.3m | -€1.3m | -€1.3m | ▲ 0.2% |
| Amounts payable17/49 | €5.5m | €5.1m | €5.4m | €5.9m | €5.7m | ▼ 3.7% |
| Amounts payable within one year42/48 | €5.5m | €5.1m | €5.4m | €5.9m | €5.7m | ▼ 3.7% |
| Trade debts44 | €204,234 | €198,105 | €212,744 | €216,615 | €112,265 | ▼ 48.2% |
| Suppliers440/4 | - | €198,105 | €212,744 | €216,615 | €112,265 | ▼ 48.2% |
| Taxes, remuneration and social security45 | - | €20,748 | €18,258 | €31,476 | €27,265 | ▼ 13.4% |
| Taxes450/3 | - | €404 | €4,892 | €15,110 | €12,000 | ▼ 20.6% |
| Remuneration and social security454/9 | - | €20,344 | €13,366 | €16,366 | €15,265 | ▼ 6.7% |
| Other amounts payable47/48 | - | €4.9m | €5.2m | €5.6m | €5.5m | ▼ 2.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€251,446 | €203,337 | -€257,424 | -€25,466 | €3,180 | ▲ 112% |
| + Depreciation and write-downs630 | €9,025 | €22,074 | €22,453 | €22,984 | €23,010 | ▲ 0.1% |
| Operating cash flow (approximation) | -€242,421 | €225,411 | -€234,971 | -€2,482 | €26,190 | ▲ 1,155% |
| Investment in fixed assets (approximation) | - | -€7,329 | -€1,467 | -€5,224 | -€60,540 | ▼ 1,059% |
| Change in cash | - | -€408,976 | -€142,823 | -€26,603 | -€36,810 | ▼ 38.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 121 days late
2024
31-12
Financial
Back to profitnet €3,180
Net result €3,180 after 2 loss-making years.
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 142 days late
2023
07-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 129 days late
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
31-12
Financial
Back to profitnet €203,337
Net result €203,337 after 2 loss-making years.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
07-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 129 days late
2019
31-12
Financial
Weakest financial yearnet -€364,042
Net result drops to -€364,042, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
05-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1987
Ground area
1,723 m²
Building footprint
248 m²
Volume, LiDAR
1,284 m³
Parcel 21614F0086/00K003, Brussels · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
B DESIGN BVBA
since 19872.032.152.176
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614F0086/00K003 | Brussels | 1,722 m² | 1 · 248 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,290 companies in sector 47690 we hold annual accounts for 425. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-11-1987
Fiscal year end31-12
Activities, NACEBEL 2025
47690Retail sale of other cultural and recreation goods
E-invoicing
Reachable via Peppol
Peppol ID
0208:0432650088
Registered
08-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.