B-Deck
ActiveSummary
B-Deck has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €297,708 and a net result of €82,004. Equity is growing by about 36% per year across the filed financial years. Its solvency ranks better than 47% of 39,184 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €297,708
- Profit
- €82,004
Why 95lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €564,112Liquidity: current ratio 1.20, cash €102,172Figures for financial year 2025 (filed 15-04-2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 48% on solvency, 59% on liquidity, 56% on profitability and 76% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 3 accounts on average 41 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Highest result from 2023 to 2025net €82,004 ▲11.2%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2023 to 2025, 3 financial years
The operating result has risen two years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €6 | - |
| Other operating charges640/8 | €341 | €204 | €610 | ▲ 198% |
| Gross operating margin9900 | €70,481 | €77,476 | €85,195 | ▲ 10.0% |
| Operating profit (loss)9901 | €70,140 | €77,272 | €84,579 | ▲ 9.5% |
| Financial income75/76B | €25,300 | €25,850 | €27,091 | ▲ 4.8% |
| Recurring financial income75 | €25,300 | €25,850 | €27,091 | ▲ 4.8% |
| Financial charges65/66B | €14,714 | €13,162 | €10,949 | ▼ 16.8% |
| Recurring financial charges65 | €14,714 | €13,162 | €10,949 | ▼ 16.8% |
| Profit (loss) for the period before taxes9903 | €80,726 | €89,960 | €100,721 | ▲ 12.0% |
| Income taxes67/77 | €13,936 | €16,212 | €18,717 | ▲ 15.4% |
| Profit (loss) for the period9904 | €66,790 | €73,747 | €82,004 | ▲ 11.2% |
| Profit (loss) for the period to be appropriated9905 | €66,790 | €73,747 | €82,004 | ▲ 11.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €502,243 | €528,216 | €564,112 | ▲ 6.8% |
| Fixed assets21/28 | €431,371 | €431,371 | €432,546 | ▲ 0.3% |
| Tangible fixed assets22/27 | - | - | €1,175 | - |
| Plant, machinery and equipment23 | - | - | €1,175 | - |
| Financial fixed assets28 | €431,371 | €431,371 | €431,371 | = |
| Current assets29/58 | €70,872 | €96,845 | €131,566 | ▲ 35.9% |
| Amounts receivable within one year40/41 | €12,100 | €14,116 | €29,236 | ▲ 107% |
| Trade receivables40 | €12,100 | €14,116 | €29,236 | ▲ 107% |
| Current investments50/53 | - | €40,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €58,620 | €42,574 | €102,172 | ▲ 140% |
| Deferred charges and accrued income490/1 | €152 | €155 | €158 | ▲ 2.0% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €502,243 | €528,216 | €564,112 | ▲ 6.8% |
| Equity10/15 | €142,790 | €215,704 | €297,708 | ▲ 38.0% |
| Contributions10/11 | €76,000 | €76,000 | €76,000 | = |
| Reserves13 | €66,790 | €139,704 | €221,708 | ▲ 58.7% |
| Distributable reserves133 | €66,790 | €139,704 | €221,708 | ▲ 58.7% |
| Profit (loss) carried forward14 | - | €0 | €0 | - |
| Amounts payable17/49 | €359,453 | €312,512 | €266,404 | ▼ 14.8% |
| Amounts payable after more than one year17 | €247,832 | €201,800 | €154,064 | ▼ 23.7% |
| Financial debts170/4 | €247,832 | €201,800 | €154,064 | ▼ 23.7% |
| Amounts payable within one year42/48 | €109,273 | €107,701 | €109,895 | ▲ 2.0% |
| Current portion of amounts payable after more than one year42 | €44,361 | €46,033 | €47,736 | ▲ 3.7% |
| Trade debts44 | €53 | €39 | €41 | ▲ 5.5% |
| Suppliers440/4 | €53 | €39 | €41 | ▲ 5.5% |
| Taxes, remuneration and social security45 | €24,855 | €25,717 | €28,109 | ▲ 9.3% |
| Taxes450/3 | €24,855 | €25,717 | €28,109 | ▲ 9.3% |
| Other amounts payable47/48 | €40,003 | €35,912 | €34,008 | ▼ 5.3% |
| Accrued charges and deferred income492/3 | €2,348 | €3,011 | €2,446 | ▼ 18.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €66,790 | €73,747 | €82,004 | ▲ 11.2% |
| + Depreciation and write-downs630 | - | - | €6 | - |
| Operating cash flow (approximation) | €66,790 | €73,747 | €82,010 | ▲ 11.2% |
| Investment in fixed assets (approximation) | - | €0 | -€1,181 | - |
| Change in cash | - | -€16,046 | €59,598 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 13-04-2026 | 2026-00079527 |
| 31-12-2024 | micro format | 31-07-2025 | 2025-00352131 |
| 31-12-2023 | micro format | 16-07-2024 | 2024-00255361 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| DECOCK Bram Philippe André |
|
Owners and capital
Capital and shareholders
- DECOCK Bram Philippe André 100 shares (100%) · €76,000 · eigen vermogen
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 20-12-2022 Incorporation · €76,000 · 100 shares
Group and network
Holdings and subsidiaries
1 holdingHoldings 1
-
11%
According to the 2025 annual accounts of B-Deck and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
1 current directorThe board mandates are listed below; here you explore them as a network.
Board mandates elsewhere
1 board mandateHistory
Acts, filings and financial milestones
20-12
Gazette deed
IncorporationAppointment: DECOCK Bram Philippe André (director) · Founder · Founding capital11 facts ▸
- Incorporation, “B-Deck” (deed in Dutch)
- Founder, DECOCK Bram Philippe André
- Other provision, “financieel plan, nauwkeurige beschrijving voorgenomen bedrijvigheid” (deed in Dutch)
- Other provision, “hoofdelijke aansprakelijkheid oprichters bij ontoereikend aanvangsvermogen, faillissement uitgesproken binnen drie jaar na verkrijging rechtspersoonlijkheid” (deed in Dutch)
- Founding capital, €76,000
- Bank account, “BE70 0689 4719 5125”, 12-12-2022 (deed in Dutch)
- Share issue, “volledig en onvoorwaardelijk geplaatst, volledig gestort” (deed in Dutch)
- Director appointment, DECOCK Bram Philippe André (director (not named in the articles))
- Other provision, “beroepsverbod, geen beroepsverbod uitgesproken” (deed in Dutch)
- Pre-incorporation commitments
- Capital
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44030C0148/00P000 | Flanders | 1,419 m² | 1 · 215 m² | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het leveren van consulting,diensten en managementprestaties,het verrichten van het dagelijks bestuur,het verlenen van diverse adviezen en…” (deed in Dutch)
23 activities (deed in Dutch)
- Het leveren van consulting,diensten en managementprestaties,het verrichten van het dagelijks bestuur,het verlenen van diverse adviezen en het bekleden van bestuursmandaten binnen alle industriële,commerciële of handelsvennootschappen of voor elke rechtspersoon of natuurlijke persoon;
- Het verlenen van adviezen van financiële,technische,bedrijfseconomische,commerciële of administratieve aard,rechtstreeks of onrechtstreeks,op het vlak van administratieve aard,rechtstreeks of onrechtstreeks,op het vlak van administratie en financiën,verkoop,productie en algemeen beheer;
- Het beheer van vennootschappen in de meest brede zin. Het geven van management adviezen op het gebied van de marketing,productie,financiën en administratief en commercieel beheer,het uitwerken van organisatieprojecten in ondernemingen;
- Activiteiten en managementsactiviteiten van holdingvennootschappen;
- Het nemen van minderheids- en/of meerderheidsparticipaties in bestaande en/of op te richten ondernemingen,het verstrekken van financiële middelen,het uitwerken van rendementsstudies en technische studies;
- De aankoop,het opschikken,het uitrusten,valoriseren,bouwen,verhuren,in leasing geven,verhandelen of in huur nemen van alle roerende en onroerende goederen; het rationeel en oordeelkundig beheer en behoud in de ruimste zin van het woord,van een patrimonium bestaande uit roerende en onroerende goederen;
- Het verzamelen en commercialiseren van gegevens over verhandelbare roerende en onroerende goederen;
- Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële duurzame activa in verband in verband met de in dit voorwerp vermelde activiteiten;
- Het optreden als tussenpersoon bij onderhandelingen door gehele of gedeeltelijke overname van aandelen; in de meest ruime betekenis,het deelnemen aan emissieverrichtingen van aandelen en vastrentende waarden door intekening,waarborg,plaatsing,verhandeling,of anderszins alsmede het verwezenlijken van om het even welke verrichtingen inzake portefeuille- of kapitaalbeheer;
- Het op lange termijn aanhouden van aandelen die afkomstig zijn van verschillende andere bedrijven;
- Het waarnemen van alle bestuursopdrachten,het uitoefenen van mandaten en functies van bestuurder,beheerder,directeur of vereffenaar van andere vennootschappen;
- Voor eigen rekening of voor rekening van derden bijdragen tot de vestiging en de ontwikkeling van ondernemingen;
- Het toestaan van leningen en kredietopeningen aan vennootschappen of particulieren onder om het even welke vorm; in dit kader kan zij zich ook borg stellen of haar aval verlenen,in de meest ruime zin,alle handels- en financiële operaties verrichten behalve deze die wettelijk voorbehouden zijn aan depositobanken,houders van deposito's op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen;
- De vervaardiging van metalen constructiewerken of gebinten voor de bouw en hun elementen en voor industriële uitrusting;
- Vervaardiging van meubelen;
- Reparatie van allerhande producten van metaal;
- Installatie van industriële machines,toestellen en werktuigen;
- Groothandel en handelsbemiddeling in een algemeen assortiment van goederen,met uitzondering van de handel in motorvoertuigen en motorfietsen;
- Detailhandel in een algemeen assortiment van goederen;
- Verhuur en lease van machines en werktuigen,alsook van andere materiële goederen;
- Activiteiten van reclamebureaus,zoals onder meer maar niet limitatief adviesverlening op het gebied van marketing,het ontwerpen van reclame en publicitaire artikelen en het voeren van reclamecampagnes;
- Het onderzoek naar de omvang van de markt voor bepaalde producten,de acceptatie en de bekendheid van de producten,alsook de koopgewoonten van de consument met het oog op de bevordering en de ontwikkeling van nieuwe producten,met inbegrip van de statistische analyses van de resultaten van het onderzoek;
- Activiteiten van fotografen,met uitzondering van persfotografen;
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- B-Deck
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Voor zover verplaatsing overeenkomstig toepasselijke taalwetgeving niet verplicht tot wijziging taal statuten, tenzij zetel verplaatst wordt…” (deed in Dutch)“9850 Deinze,Bovenstraat 14 D, elke communicatie via dit adres door aandeelhouders,houders van effecten uitgegeven door vennootschap en…” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, bestuursorgaan” (deed in Dutch)“Algemene kosten, mandaat al dan niet ten kosteloze titel” (deed in Dutch)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Dag van verdeling aandelen of afleveren legaten, naar evenredigheid van rechten in nalatenschap” (deed in Dutch)“Werkelijke waarde dag overdracht, overdracht onder levenden” (deed in Dutch)“Bestuursorgaan, overdracht bij overlijden” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Thursday of June at 14:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Op elk moment ontbonden door beslissing algemene vergadering beslissende in vormen vereist voor statutenwijziging” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Bestuurder(s) in functie aangewezen als vereffenaar(s) krachtens statuten indien geen andere vereffenaar benoemd, bij ontbinding om welke…” (deed in Dutch)