B.deB.
ActiveB.deB. has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €184k and a net result of €-15k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 79% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-57
Solvency99▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 4.53 against 7.9 in 2024; short-term debt: 18.3% and cash: 41.3% of total assets), and 26% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
50 d late
2022
24 d late
2021
25 d late
2020
26 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€184k▼ 7.7%
2024 · €200k
2018: €69k
2019: €102k
2020: €125k
2021: €132k
2022: €156k
2023: €189k
2024: €200k
2018 → 2025
Total assets
€249k▲ 2.8%
2024 · €242k
2018: €131k
2019: €143k
2020: €140k
2021: €173k
2022: €186k
2023: €247k
2024: €242k
2018 → 2025
Net result
€-15k
2024 · €11k
2018: €25k
2019: €34k
2020: €23k
2021: €7k
2022: €24k
2023: €33k
2024: €11k
2018 → 2025
Working capital
€161k▼ 8.8%
2024 · €177k
2018: €55k
2019: €88k
2020: €114k
2021: €120k
2022: €145k
2023: €184k
2024: €177k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€132k-€156k▲ 18.1%€189k▲ 21.1%€200k▲ 5.8%€184k▼ 7.7%
Operating result€9k-€30k▲ 233%€47k▲ 55.2%€17k▼ 63.3%€-16k
Net result€7k-€24k▲ 222%€33k▲ 38.0%€11k▼ 66.5%€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €16k after €17k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €249k
Fixed assets
€43k▲ 6.0%
Current assets
€207k▲ 2.2%
Equity and liabilities €249k
Equity
€184k▼ 7.7%
Debt
€65k▲ 51.8%
The debt ratio rises from 17.6% to 26.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2k▼
2024 · €33k
Cash flow
€2k▼
2024 · €27k
Solvency
74.0%▼
2024 · 82.4%
Current ratio
4.53▼
2024 · 7.90
Quick ratio
4.53▼
2024 · 7.90
Debt / equity
0.35▲
2024 · 0.21
ROE
-8.3%▼
2024 · 5.5%
ROA
-6.1%▼
2024 · 4.5%
Interest coverage
0.67▼
2024 · 14.51
Debt
€65k▲
2024 · €43k
Debt ≤ 1 year
€46k▲
2024 · €26k
Debt > 1 year
€19k▲
2024 · €17k
Income taxes
€189▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€242k€249k▲
Fixed assets21/28€40k€43k▲
Tangible fixed assets22/27€40k€43k▲
Furniture and vehicles24€40k€43k▲
Current assets29/58€202k€207k▲
Amounts receivable within one year40/41€65k€104k▲
Trade receivables40€18k€44k▲
Other amounts receivable41€48k€59k▲
Cash at bank and in hand54/58€137k€103k▼
Equity and liabilities
Total equity and liabilities10/49€242k€249k▲
Equity10/15€200k€184k▼
Contributions10/11€19k€19k=
Reserves13€46k€46k=
Distributable reserves133€46k€46k=
Profit (loss) carried forward14€135k€120k▼
Amounts payable17/49€43k€65k▲
Amounts payable after more than one year17€17k€19k▲
Financial debts170/4€17k€19k▲
Amounts payable within one year42/48€26k€46k▲
Current portion of amounts payable after more than one year42€11k€17k▲
Financial debts43€3k€3k▼
Credit institutions430/8€3k€3k▼
Trade debts44€3k€15k▲
Suppliers440/4€3k€15k▲
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€9k€11k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€18k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k-
Other operating charges640/8€19k€2k▼
Gross operating margin9900€58k€4k▼
Operating profit (loss)9901€17k€-16k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€18k€-15k▼
Income taxes67/77€7k€189▼
Profit (loss) for the period9904€11k€-15k▼
Profit (loss) for the period to be appropriated9905€11k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€146k€120k▼
Profit (loss) brought forward from the previous period14P€135k€135k=
Transfer to equity691/2€11k-
To other reserves6921€11k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-15k ▼239%
Net result drops to €-15k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Equity above €150kEq €156k ▲18.1%
5 profitable years in a row build equity to €156k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 9.64
Current ratio from 3.63 to 9.64; short-term debt falls from €33k to €13k.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial
Highest result since 2018net €34k ▲32.2%
Net result €34k, the highest in the series.
31-12
Financial
Equity above €100kEq €102k ▲47.2%
2 profitable years in a row build equity to €102k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Orp-Jauche · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Léon Gramme(M) 711350 Orp-JaucheGround area
182 m²
Building footprint
182 m²
Volume, LiDAR
981 m³
Parcel 25063B0271/00M000, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B. DE B. SPRLU
since 20012.090.495.993
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25063B0271/00M000 | Wallonia | 182 m² | 1 · 182 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALGEMENE BOUWWERKEN ARSLAN RAMAZAN
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RIDACONSTRUCT
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,929 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-1999
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.