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B.D.V.

Active
Private limited companyfounded 1983active for 43 yearsRue du Temple(L.L) 49, 7100 La Louvière, BelgiumKBO/BCE: BE 0423.719.061
Summary

The annual accounts of B.D.V. for financial year 2025 show a net loss of 61% of the equity at the start of that year. The 2025 annual accounts show equity of €8,805 and a net result of -€13,514. Equity has been shrinking by about 23% per year since 2018. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 34% of 3,714 sector peers (NACE 01, financial year 2025). The company has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 14-01-1983 Normal situation
Activity
Support activities for crop production NACE 01610
Establishment unit
2.021.826.032 7120 Estinnes, since 01-07-1983
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€2,624
▼ 80.3%
Turnover
≈ €9,800
estimated
Loss
€13,514
▼ 47.7%
Equity
€8,805
▼ 60.6%
Total assets
€52,698
▼ 33.5%
Staff
≈ 0.1 FTE
estimated
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year1 change of registered office in 24 monthsLoss of €13,514, the second in a row (financial year 2025)lowers riskSize: total assets €52,698Founded in 1983Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 19% of micro companies in crop and animal production (NACE 01)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 42-11
equity 16.7% of total assets
Liquidity 39-26
short-term debt 30.2% · cash 1.1%
Profitability 0=
return on assets -25.6%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (5,695 companies, NACE 01, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.3%▲ +0.2 percentage points vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.7%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 0.7%● unchanged vs 09-2026highest value 11-2026: 0.7%● unchanged vs 10-2026highest value
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.15 (1.1 in 2024), below 1. Short-term debt is 30.2% and cash 1.1% of total assets. 83.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro). It does better than 31% of them on solvency, 33% on liquidity, 4% on profitability and 7% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €52,698
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €13,514, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 1983
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€13,514
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
74 days early
2024
59 days early
2023
27 days early
2022
12 days early
2021
6 days early
2020
24 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 01), the median for financial year 2024 was 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 July (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 7 loss-making years in a rowloss in financial year 2025 -€13,514 View
  • Caution: Lower net result than 82% of companies in crop and animal productionsector median €7,141 · 3,711 companies -€13,514 View
  • Board changedlatest change 26-08-2026 · 3 in office 1 joined · 1 left View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Registered office moved from Estinnes to La LouviereResignation: Madame PITOT (director) · Appointment: SRL SDIG (director) · Permanent representative: Monsieur DE FILIPPIS Steve
  2. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointmentsChange of role: PITOT Annie, from manager to director · Resignation: Gilbert Vanrossem (director) · Appointment: Gilbert Vanrossem (director)
  3. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as B.D.V.: support activities for crop production (NACE 01610). They are comparable in size and age: total assets between €28,700 and €94,000, founded between 1984 and 1998.

CompanyTotal assetsGross margin
B.D.V. La Louvière€52,698€2,624
MOULIN DE MEEFFE Wasseiges€66,401€1,472
't WILGENHOF Kortenberg€93,969€3,285
ATELIER Marcel BORLON Erezée€77,434€5,095
C.U.M.A. SYSTEME D. Ferrières€28,860€4,135
ECONAT Etalle€28,677€2,295
LA HAIE DU BRUL Sainte-Ode€71,010-€628
Full comparison

Key facts about B.D.V.

What is the company number of B.D.V.?
The company number of B.D.V. is 0423.719.061. The VAT number is the same number with BE in front: BE 0423.719.061.
Where is B.D.V. based?
The registered office is at Rue du Temple(L.L) 49, 7100 La Louvière.Company details
What does B.D.V. do?
According to the KBO register, the main activity is support activities for crop production (NACE 01610).
What is the legal form of B.D.V.?
The legal form of B.D.V. is Private limited company (BV).
When was B.D.V. founded?
B.D.V. was founded on 14-01-1983.
Is B.D.V. still active?
Yes, B.D.V. is an active enterprise in the KBO register.
How many employees does B.D.V. have?
B.D.V. had an average of 1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of B.D.V.?
The turnover in financial year 2025 is ≈ €9,800. This figure is estimated from the gross margin of €2,624 and 33 comparable companies (NACE 01). It probably lies between €4,700 and €22,000. It is a rough estimate.
Is B.D.V. profitable?
In financial year 2025, B.D.V. made a loss of €13,514.
Where can I find the annual accounts of B.D.V.?
B.D.V. filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of B.D.V. due?
B.D.V. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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