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B&D Training Stables

Active
Private limited companyfounded 20223 yrs activeVeerstraat 160, 2240 Zandhoven, BelgiumKBO/BCE: BE 0794.590.049
Summary

The computed 12-month bankruptcy probability of B&D Training Stables is 1.9% (moderate). The 2024 annual accounts show negative equity (-€74,442) and a net result of €18,422. Its solvency ranks better than 12% of 9726 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
B&D Training StablesActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Real estate activities
NACE 68204Sports and recreation education NACE 85510
1 site
Size
€2.4mtotal assets 2024
Equity
-€74,442
Profit
€18,422
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2024
Bankruptcy chance 12 m
1.9%
Structure
Parent
EURO HORSE AXEL VERLOOY · 100%
Board
1 member
Accounts 64 d overdue1 of 2 deeds read
Why 54- Figures for FY 2024 (filed 18-06-2025)- 1 change of registered office in 24 months+ Sector Real estate activities (NACE 68)+ Size: total assets €2.4mShow the evidence

Checked score

Score 2024
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 42% of its sector peers (NACE 68, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 22+1
equity -3.1% of total assets
Liquidity 6+4
short-term debt 103.1% · cash 4.7%
Profitability 68+58
return on assets 0.8%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,938 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%▲ +6.0% vs 11-2024 01-2025: 0.3%▼ -6.8% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%● 0.0% vs 02-2025 04-2025: 0.3%▲ +3.8% vs 03-2025 05-2025: 0.3%▲ +2.5% vs 04-2025 06-2025: 0.4%▲ +12.0% vs 05-2025 07-2025: 0.2%▼ -49.3% vs 06-2025 08-2025: 0.2%▼ -0.5% vs 07-2025 09-2025: 0.2%▼ -1.1% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -0.5% vs 12-2025lowest value 02-2026: 0.2%▲ +1.6% vs 01-2026 03-2026: 0.2%▲ +1.1% vs 02-2026 04-2026: 0.2%▲ +4.7% vs 03-2026 05-2026: 0.6%▲ +198% vs 04-2026 06-2026: 0.7%▲ +10.1% vs 05-2026 07-2026: 0.7%▲ +13.0% vs 06-2026 08-2026: 1.0%▲ +31.5% vs 07-2026 09-2026: 1.2%▲ +23.3% vs 08-2026 10-2026: 1.9%▲ +55.5% vs 09-2026highest value
  • Figures for FY 2024 (filed 18-06-2025) raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Sector Real estate activities (NACE 68) lowers the probability
  • Size: total assets €2.4m lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.05 against 0.02 in 2023; short-term debt: 103.1% and cash: 4.7% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 11%, liquidity 8%, profitability 67%, growth against the median 81%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 18-06-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Sector Real estate activities (NACE 68)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €2.4m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 9726 sector peers (2024).
NBB · sector comparison
Position among 9726 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
43 d early
2023
42 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 43 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: EURO HORSE AXEL VERLOOY (non-statutory…Permanent representatives: VERLOOY Axel Louis…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Back to profitnet €18,422

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€74,442 View
  • Positive: Back in profit in 2024after -€142,864 in 2023 €18,422 View
  • Caution: Among the weakest 10% on equitysector median €419,317 · 9,729 companies -€74,442 View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Caution: Board changedlatest change 22-04-2026 · 1 in office 1 joined · 1 left View
  • Controlled by EURO HORSE AXEL VERLOOY 100% View

By topic

Financials

Fiscal year
2024
Total assets
€2.4m
Profit
€18,422
Solvency
-3.1%
Total assets▲ 10.0%
Net result
20232024
Go to Financials

Timeline

Events
4
Since
2024
  1. 22-04-2026Resignation: EURO HORSE AXEL VERLOOY (non-statutory director)
  2. 18-06-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Real estate activitiesNACE 68204
Founded
09-12-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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