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B.D.S.D.

Active
Private limited company (pre-2019)founded 2015active for 11 yearsKasteellaan 30, 2860 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 0600.842.051
Summary

The computed 12-month bankruptcy probability of B.D.S.D. is 3.1% (moderate). The 2025 annual accounts show negative equity (-€93,127) and a net result of -€40,044. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 5,516 sector peers (NACE 81, financial year 2025). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General cleaning of buildings
NACE 81210
1 site
Size
€2.4mtotal assets 2025
Equity
-€93,127
Loss
-€40,044
Turnover not published (micro format)
Financial health
48 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.1%
Structure
Accounts filed 68 days late0 of 6 deeds read
Why 48raises riskLiquidity: current ratio 0.95, cash €26, halvedLatest accounts 68 days late; 2 of the last 3 lateNegative equity -€93,127lowers riskSize: total assets €2.4mShow the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 4% of its sector peers (NACE 81, small)
Financial strength · tick = 2024
Weak
Solvency 21-2
equity -3.9% of total assets
Liquidity 0-6
short-term debt 103.6% · cash 0.0%
Profitability 23+17
return on assets -1.7%
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (482 companies, NACE 81, small)
Last 24 months 11-2024: 2.3% 12-2024: 2.3%● unchanged vs 11-2024 01-2025: 2.3%● unchanged vs 12-2024 02-2025: 2.4%▲ +0.1 percentage points vs 01-2025 03-2025: 2.4%● unchanged vs 02-2025 04-2025: 2.5%▲ +0.1 percentage points vs 03-2025 05-2025: 1.7%▼ -0.8 percentage points vs 04-2025lowest value 06-2025: 1.8%▲ +0.1 percentage points vs 05-2025 07-2025: 1.8%● unchanged vs 06-2025 08-2025: 2.2%▲ +0.4 percentage points vs 07-2025 09-2025: 2.6%▲ +0.4 percentage points vs 08-2025 10-2025: 3.8%▲ +1.2 percentage points vs 09-2025 11-2025: 4.2%▲ +0.4 percentage points vs 10-2025 12-2025: 4.2%● unchanged vs 11-2025 01-2026: 4.2%● unchanged vs 12-2025 02-2026: 4.4%▲ +0.2 percentage points vs 01-2026highest value 03-2026: 4.4%● unchanged vs 02-2026highest value 04-2026: 4.3%▼ -0.1 percentage points vs 03-2026 05-2026: 4.2%▼ -0.1 percentage points vs 04-2026 06-2026: 4.3%▲ +0.1 percentage points vs 05-2026 07-2026: 4.0%▼ -0.3 percentage points vs 06-2026 08-2026: 4.2%▲ +0.2 percentage points vs 07-2026 09-2026: 4.1%▼ -0.1 percentage points vs 08-2026 10-2026: 3.1%▼ -1.0 percentage point vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.95, compared with 1.2 in 2024; short-term debt: 103.6% and cash: 0% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, small): better than 4% on solvency, 1% on liquidity, 9% on profitability and 2% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.95, cash €26, halved
NBB · annual accounts
raises risk · Latest accounts 68 days late; 2 of the last 3 late
NBB · filings
lowers risk · Size: total assets €2.4m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€93,127
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€93,127
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-10-2026, 68 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
68 days late
2024
69 days late
2023
30 days late
2022
70 days late
2021
2 days early
2020
151 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 60 days after the deadline; the sector median (NACE 81) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 October (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Weakest financial yearnet -€216,609

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€93,127 View
  • Caution: Among the weakest 5% on net resultsector median €9,395 · 5,512 companies -€40,044 View
  • Positive: Result rose in 2025from -€216,609 to -€40,044 ▲ 81.5% View
  • Caution: Latest accounts filed lateafter the legal deadline 68 days View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€40,044 View

By topic

Financials

Financial year
2025
Total assets
€2.4m
Loss
-€40,044
Solvency
-3.9%
Total assets▲ 9.9%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 30-08-2024Annual accounts filed
  2. 31-12-2023Back to profit
  3. 31-12-2023Equity above €150,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
General cleaning of buildingsNACE 81210
Founded
10-03-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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