B.D.M.

Active

Private limited company (pre-2019)founded 2002active for 24 yearsDorp 13, 3920 Lommel, BelgiumKBO/BCE: BE 0477.103.507

Summary

The computed 12-month bankruptcy probability of B.D.M. is 2.5% (moderate). The 2025 annual accounts show equity of €151,023 and a net result of -€120,600. Equity is shrinking by about 6.5% per year across the filed financial years. Its solvency ranks better than 60% of 16,816 sector peers (NACE 56, financial year 2025). The company has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

B.D.M.ActiveChecked score 51/100

Risk analysis Report Compare

Activity

Full-service restaurants

NACE 56111

1 site

Size

€365,522total assets 2025

Staff: 6.9 FTE
Equity: €151,023
Loss: -€120,600

Turnover not published (abbreviated or micro format)

Financial health

51 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.5%

Structure

Accounts 22 days early0 of 1 deed read

Why 51raises risk2 of the last 3 lateLoss of €120,600, the second in a row (financial year 2025)Sector: Food and beverage service activities (NACE 56)lowers riskFounded in 2002Show the evidence

Checked score

Score 2025

51 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 32% of its sector peers (NACE 56, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 66-24

equity 41.3% of total assets

Liquidity 46+6

short-term debt 31.3% · cash 7.3%

Profitability 0=

return on assets -33.0%

Bankruptcy probability, 12 months

2.5% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,755 companies, NACE 56, micro)

Last 24 months 11-2024: 1.7% 12-2024: 1.7%● unchanged vs 11-2024 01-2025: 1.7%● unchanged vs 12-2024 02-2025: 1.7%● unchanged vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.7%● unchanged vs 03-2025 05-2025: 1.7%● unchanged vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025lowest value 07-2025: 1.7%● unchanged vs 06-2025 08-2025: 1.9%▲ +0.2 percentage points vs 07-2025 09-2025: 2.0%▲ +0.1 percentage points vs 08-2025 10-2025: 2.5%▲ +0.5 percentage points vs 09-2025 11-2025: 3.1%▲ +0.6 percentage points vs 10-2025highest value 12-2025: 3.1%● unchanged vs 11-2025highest value 01-2026: 3.1%● unchanged vs 12-2025 02-2026: 3.1%● unchanged vs 01-2026 03-2026: 3.0%▼ -0.1 percentage points vs 02-2026 04-2026: 3.1%▲ +0.1 percentage points vs 03-2026 05-2026: 3.0%▼ -0.1 percentage points vs 04-2026 06-2026: 3.0%● unchanged vs 05-2026 07-2026: 3.0%● unchanged vs 06-2026 08-2026: 2.5%▼ -0.5 percentage points vs 07-2026 09-2026: 2.5%● unchanged vs 08-2026 10-2026: 2.5%● unchanged vs 09-2026

Credit of up to €7,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.39, compared with 0.35 in 2024, below 1; short-term debt: 31.3% and cash: 7.3% of total assets), and 58.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 60% on solvency, 41% on liquidity, 8% on profitability and 16% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

2 of the last 3 late

NBB · filings

Loss of €120,600, the second in a row (financial year 2025)

NBB · annual accounts

Sector: Food and beverage service activities (NACE 56)

KBO

Founded in 2002

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€120,600

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

22 days early

2024

70 days late

2023

68 days late

2022

54 days early

2021

44 days early

2020

29 days early

2019

14 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 July (4 of the last 5 filed years within 91 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

09-07-2026 Annual accounts filedfinancial year 2025 · micro…
09-10-2025 Annual accounts filedfinancial year 2024 · abbreviated…
07-10-2024 Annual accounts filedfinancial year 2023 · abbreviated…

Key points

Risk: 3 loss-making years in a rowloss financial year 2025 -€120,600 View
Caution: Among the weakest 5% on net resultsector median €4,889 · 16,794 companies -€120,600 View
Caution: Equity fell in 2025from €271,623 to €151,023 ▼ 44.4% View

By topic

Financials

Financial year: 2025
Total assets: €365,522
Loss: -€120,600
Solvency: 41.3%

Total assets▼ 12.0%

Net result

20182025

Go to Financials

Timeline

Events: 27
Since: 2003
Next accounts: by 31-07-2027

31-12-2023Weakest financial year
07-06-2023Annual accounts filed
17-06-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Full-service restaurantsNACE 56111
Founded: 15-03-2002
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about B.D.M.

What is the company number of B.D.M.?: 0477.103.507. In Belgium the VAT number is the company number with BE in front: BE 0477.103.507.
Where is B.D.M. based?: The registered office is at Dorp 13, 3920 Lommel.Company details
What does B.D.M. do?: According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of B.D.M.?: Private limited company (pre-2019) (BVBA).
When was B.D.M. founded?: On 15-03-2002.
Is B.D.M. still active?: Yes, B.D.M. is an active enterprise in the KBO register.
How many employees does B.D.M. have?: On average 6.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of B.D.M.?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is B.D.M. profitable?: In financial year 2025, B.D.M. made a loss of €120,600.
Where can I find the annual accounts of B.D.M.?: B.D.M. filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of B.D.M. due?: By 31-07-2027, for financial year 2026.Timeline