Skip to content

B.D.L. CONSEILS

Active
Public limited companyfounded 1990active for 35 yearsRue de Merbes(BUV) 406, 7133 Binche, BelgiumKBO/BCE: BE 0442.785.895
Summary

B.D.L. CONSEILS has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €342,241 and a net result of €2,225. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 28% of 38,834 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisFollow ReportCompare
B.D.L. CONSEILSActiveChecked score 64/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Other retail sale of food NACE 47279
7th oldest company in Binche, Professional and technical services sector1 site
Size
€1.2mtotal assets 2025
Staff
1 FTE
Equity
€342,241
Profit
€2,225
Financial health
64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Structure
Accounts filed 26 days late2 of 10 deeds read
Why 64raises riskLiquidity: current ratio 1.54, cash €42, halved1 change of registered office in 24 monthsLatest accounts 26 days late; 1 of the last 3 latelowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 26% of its sector peers (NACE 70, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 52-3
equity 27.5% of total assets
Liquidity 35-1
short-term debt 34.5% · cash 0.0%
Profitability 36+10
return on assets 0.2%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,350 companies, NACE 70, micro)
Last 24 months 11-2024: 5.1%highest value 12-2024: 0.4%▼ -4.7 percentage points vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.3%▼ -0.1 percentage points vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025lowest value 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.4%▲ +0.1 percentage points vs 08-2025 10-2025: 1.0%▲ +0.6 percentage points vs 09-2025 11-2025: 1.3%▲ +0.3 percentage points vs 10-2025 12-2025: 1.6%▲ +0.3 percentage points vs 11-2025 01-2026: 0.9%▼ -0.7 percentage points vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.8%▼ -0.1 percentage points vs 06-2026 08-2026: 0.9%▲ +0.1 percentage points vs 07-2026 09-2026: 1.0%▲ +0.1 percentage points vs 08-2026 10-2026: 1.2%▲ +0.2 percentage points vs 09-2026
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.54, compared with 1.46 in 2024, above the usual 1.5; short-term debt: 34.5% and cash: 0% of total assets), but 72.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 29% on solvency, 16% on liquidity, 18% on profitability and 43% on growth.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.54, cash €42, halved
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Latest accounts 26 days late; 1 of the last 3 late
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 26-11-2025, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
26 days late
2024
5 days late
2022
351 days late
2021
3 days late
2020
19 days late
2019
on the day
2018
6 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 57 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end16-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Amendment of the articles · Resignations…Appointment: GROUPE BLANC DU LANCIER…
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Resignation: BONNELANCE (director)Director discharge · Registered-office move

Key points

  • Positive: 7th oldest company in Binche, Professional and technical services sectorin the Checked rankings No. 7 View
  • New directorlatest change 30-12-2025 · 1 in office 1 joined View
  • Active since 1990founded 28-12-1990 35 years View

By topic

Financials

Financial year
2025
Total assets
€1.2m
Profit
€2,225
Solvency
27.5%
Go to Financials

Timeline

Events
41
Since
1993
Next accounts
by 31-10-2026
  1. 31-03-2025Back to profit
  2. 05-11-2024Annual accounts filed
  3. 15-04-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Business and other management consultancyNACE 70200
Founded
28-12-1990
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
38
Financial year
From 1 January to 31 December
Annual meeting
Third Thursday of June at 18:00
Purpose
“L’exploitation de tout commerce dans le secteur « HORECA »,en ce compris l’exploitation de…” (deed in French)
Go to Articles of association

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure