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B.D.G.

Active
Public limited companyfounded 199531 yrs activeFond des Vannes,NAM 8, 6840 Neufchâteau, BelgiumKBO/BCE: BE 0455.695.211
Summary

B.D.G. has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127,413 and a net result of €5,778. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 91% of 10466 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
B.D.G.ActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Real estate appraisal on a fee or contract basis
NACE 68322NACE 68312
#3 oldest company in Neufchâteau, Real estate sector1 site
Size
€140,061total assets 2025
Equity
€127,413
Profit
€5,778
Turnover not published (abridged schema)
Financial health
97 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 32 d early0 of 7 deeds read
Why 97+ Liquidity: current ratio 11.02, cash €134,780+ Equity €127,413 (91.0% of total assets)+ Size: total assets €140,061+ Founded in 1995Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Better than 79% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 91.0% of total assets
Liquidity 100+12
short-term debt 9.0% · cash 96.2%
Profitability 74-2
return on assets 4.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,417 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -8.7% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%● 0.0% vs 03-2025lowest value 05-2025: < 0.1%▲ +4.8% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%▲ +45.5% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▲ +3.1% vs 03-2026 05-2026: < 0.1%▲ +3.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▲ +5.9% vs 06-2026 08-2026: < 0.1%▲ +25.0% vs 07-2026 09-2026: < 0.1%▲ +6.7% vs 08-2026highest value 10-2026: < 0.1%▼ -52.1% vs 09-2026
  • Liquidity: current ratio 11.02, cash €134,780 lowers the probability
  • Equity €127,413 (91.0% of total assets) lowers the probability
  • Size: total assets €140,061 lowers the probability for this profile
  • Founded in 1995 lowers the probability for this profile
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 11.02 against 8.93 in 2024; short-term debt: 9% and cash: 96.2% of total assets), and 9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 91%, liquidity 98%, profitability 68%, growth against the median 58%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 11.02, cash €134,780
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €127,413 (91.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €140,061
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1995
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 d early
2024
44 d early
2023
44 d early
2022
52 d early
2021
46 d early
2020
43 d early
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Oldest company in Neufchâteau, Real estate sectorin the Checked rankings #3 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €5,778 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€140,061
Profit
€5,778
Solvency
91.0%
Total assets▲ 1.6%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 29-06-2026Annual accounts filed
  2. 17-06-2025Annual accounts filed
  3. 17-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Real estate appraisal on a fee or contract…NACE 68322
Founded
01-07-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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