B&D CONCEPT

Active

Private limited companyfounded 2017active for 8 yearsAvenue Alexandre Dumas 18, 1410 Waterloo, BelgiumKBO/BCE: BE 0685.477.521

Summary

The computed 12-month bankruptcy probability of B&D CONCEPT is 9.1% (elevated). For B&D CONCEPT, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €41,655 and a net result of €32,008. Equity is growing by about 41% per year across the filed financial years. The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

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B&D CONCEPTActive

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Financials · financial year 2023, micro format

2024 annual accounts not yet filed, deadline passed on 31 July 2025 Financial year closed on 31 December 2024; filing due at the latest 7 months after the close (Companies Code art. 3:10). 2 financial years without a filing since the last one filed. Source: NBB filings, as of 19 October 2026.

Turnover

€308,468▲ 3,580%

2020 · €8,382

EBIT margin

8.1%▼ 13.2pp

2020 · 21.4%

Net result

€32,008▲ 88.7%

2022 · €16,958

Working capital

€39,147▲ 49.2%

2022 · €26,232

Trend over the years

Last 5 years All years

2019 to 2023, 5 financial years 2018 to 2023, 6 financial years

After the dip in 2021 the operating result has climbed two years in a row; 2023 is 57% above 2022 and is the highest result in the available series.

Turnover and resultEquity and debtWorking capitalMargins and return

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Turnover€308,468 2022 Operating result€39,318 2023 Net result€32,008 2023

Every figure with its change against the financial year before

favourable unfavourable

Line201820192020202120222023

Turnover€17,245-€7,854▼ 54.5%€8,382▲ 6.7%€308,468

Operating result€1,793-€3,177▲ 77.2%€1,790▼ 43.7%-€154€25,049€39,318▲ 57.0%

Net result€1,208-€2,179▲ 80.4%€1,291▼ 40.7%-€189€16,958€32,008▲ 88.7%

EBIT margin10.4%-40.5%▲ 30.1pp21.4%▼ 19.1pp8.1%

Equity€7,408-€9,587▲ 29.4%€10,878▲ 13.5%€10,690▼ 1.7%€27,647▲ 159%€41,655▲ 50.7%

Total assets€8,930-€12,868▲ 44.1%€13,788▲ 7.1%€12,612▼ 8.5%€174,997▲ 1,288%€133,218▼ 23.9%

Debt€1,522-€3,281▲ 116%€2,910▼ 11.3%€1,923▼ 33.9%€147,350▲ 7,564%€91,563▼ 37.9%

Working capital€6,686-€8,755▲ 31.0%€10,525▲ 20.2%€10,454▼ 0.7%€26,232▲ 151%€39,147▲ 49.2%

Balance-sheet composition

2023 in colour, 2022 as the grey bar beneath

Assets €133,218

98.1%

Fixed assets €2,508 ▲ 77.2%

Current assets €130,710 ▼ 24.7%

Equity and liabilities €133,218

31.3%

68.7%

Equity €41,655 ▲ 50.7%

Debt €91,563 ▼ 37.9%

Debt's share of the balance-sheet total falls from 84.2% to 68.7%. Equity is higher and debt is lower.

Key figures and ratios

2023 value · change against 2022

EBITDA

€39,925▲

2022 · €25,220

Cash flow

€32,615▲

2022 · €17,129

Current ratio

1.43▲

2022 · 1.18

Debt to equity

2.20▼

2022 · 5.33

ROE

76.8%▲

2022 · 61.3%

ROA

24.0%▲

2022 · 9.7%

Interest coverage

over 100

2022 · over 100

Debt ≤ 1 year

€91,563▼

2022 · €147,350

Income taxes

€7,020▼

2022 · €7,842

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Last 5 years All years

Filed annual accounts As filed with the NBB · 2023 against 2022 · 40 lines

Balance sheet Code20222023

Assets

Total assets20/58€174,997€133,218▼

Fixed assets21/28€1,415€2,508▲

Tangible fixed assets22/27€1,415€2,508▲

Plant, machinery and equipment23€118-

Furniture and vehicles24€1,297€2,508▲

Current assets29/58€173,582€130,710▼

Amounts receivable within one year40/41€150,039€93,481▼

Trade receivables40€145,711€87,622▼

Other amounts receivable41€4,328€5,858▲

Cash at bank and in hand54/58€23,544€37,229▲

Equity and liabilities

Total equity and liabilities10/49€174,997€133,218▼

Equity10/15€27,647€41,655▲

Contributions10/11€6,200€6,200=

Profit (loss) carried forward14€21,447€35,455▲

Amounts payable17/49€147,350€91,563▼

Amounts payable within one year42/48€147,350€91,563▼

Trade debts44€123,091€51,065▼

Suppliers440/4€123,091€51,065▼

Advances received on contracts in progress46€16,701-

Taxes, remuneration and social security45€7,558€14,578▲

Taxes450/3€7,558€14,578▲

Other amounts payable47/48-€25,920

Income statement Code20222023

Turnover70€308,468-

Goods, raw materials, services and sundry goods60/61€282,433-

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€171€607▲

Other operating charges640/8€815€655▼

Gross operating margin9900€26,035€40,580▲

Operating profit (loss)9901€25,049€39,318▲

Financial income75/76B€1€53▲

Recurring financial income75€1€53▲

Financial charges65/66B€250€343▲

Recurring financial charges65€250€343▲

Profit (loss) for the period before taxes9903€24,800€39,028▲

Income taxes67/77€7,842€7,020▼

Profit (loss) for the period9904€16,958€32,008▲

Profit (loss) for the period to be appropriated9905€16,958€32,008▲

Appropriation of the result

Profit (loss) to be appropriated9906€21,447€53,455▲

Profit (loss) brought forward from the previous period14P€4,490€21,447▲

Profit to be distributed694/7-€18,000

Directors or managers695-€18,000

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2018	2019	2020	2021	2022	2023	Change
Turnover70	€17,245	€7,854	€8,382	-	€308,468	-	-
Goods, raw materials, services and sundry goods60/61	-	-	-	€496	€282,433	-	-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€361	€479	€479	€118	€171	€607	▲ 255%
Other operating charges640/8	-	-	-	-	€815	€655	▼ 19.7%
Gross operating margin9900	€2,241	€4,024	€2,637	-€36	€26,035	€40,580	▲ 55.9%
Operating profit (loss)9901	€1,793	€3,177	€1,790	-€154	€25,049	€39,318	▲ 57.0%
Financial income75/76B	-	-	-	-	€1	€53	▲ 8,139%
Recurring financial income75	-	€0	-	-	€1	€53	▲ 8,139%
Financial charges65/66B	-	-	-	€35	€250	€343	▲ 37.6%
Recurring financial charges65	€28	€20	€12	€35	€250	€343	▲ 37.6%
Profit (loss) for the period before taxes9903	€1,765	€3,157	€1,779	-€189	€24,800	€39,028	▲ 57.4%
Income taxes67/77	€557	€978	€487	-	€7,842	€7,020	▼ 10.5%
Profit (loss) for the period9904	€1,208	€2,179	€1,291	-€189	€16,958	€32,008	▲ 88.7%
Profit (loss) for the period to be appropriated9905	€1,208	€2,179	€1,291	-€189	€16,958	€32,008	▲ 88.7%

Line	2018	2019	2020	2021	2022	2023	Change
Assets
Total assets20/58	€8,930	€12,868	€13,788	€12,612	€174,997	€133,218	▼ 23.9%
Formation expenses20	€722	€361	-	-	-	-	-
Fixed assets21/28	-	€471	€353	€235	€1,415	€2,508	▲ 77.2%
Tangible fixed assets22/27	-	€471	€353	€235	€1,415	€2,508	▲ 77.2%
Plant, machinery and equipment23	-	-	-	€235	€118	-	-
Furniture and vehicles24	-	-	-	-	€1,297	€2,508	▲ 93.3%
Current assets29/58	€8,208	€12,036	€13,435	€12,377	€173,582	€130,710	▼ 24.7%
Amounts receivable within one year40/41	€7,255	€9,447	€13,360	€12,372	€150,039	€93,481	▼ 37.7%
Trade receivables40	-	-	-	€1,593	€145,711	€87,622	▼ 39.9%
Other amounts receivable41	-	-	-	€10,779	€4,328	€5,858	▲ 35.4%
Cash at bank and in hand54/58	€953	€2,589	€75	€5	€23,544	€37,229	▲ 58.1%
Equity and liabilities
Total equity and liabilities10/49	€8,930	€12,868	€13,788	€12,612	€174,997	€133,218	▼ 23.9%
Equity10/15	€7,408	€9,587	€10,878	€10,690	€27,647	€41,655	▲ 50.7%
Contributions10/11	€6,200	€6,200	-	€6,200	€6,200	€6,200	=
Profit (loss) carried forward14	€1,208	€3,387	€4,678	€4,490	€21,447	€35,455	▲ 65.3%
Amounts payable17/49	€1,522	€3,281	€2,910	€1,923	€147,350	€91,563	▼ 37.9%
Amounts payable within one year42/48	€1,522	€3,281	€2,910	€1,923	€147,350	€91,563	▼ 37.9%
Trade debts44	€965	€1,590	€1,314	€500	€123,091	€51,065	▼ 58.5%
Suppliers440/4	-	-	-	€500	€123,091	€51,065	▼ 58.5%
Advances received on contracts in progress46	-	-	-	-	€16,701	-	-
Taxes, remuneration and social security45	-	-	-	€1,423	€7,558	€14,578	▲ 92.9%
Taxes450/3	-	-	-	€1,423	€7,558	€14,578	▲ 92.9%
Other amounts payable47/48	-	-	-	-	-	€25,920	-

Line	2018	2019	2020	2021	2022	2023	Change
Profit (loss) for the period9904	€1,208	€2,179	€1,291	-€189	€16,958	€32,008	▲ 88.7%
+ Depreciation and write-downs630	€361	€479	€479	€118	€171	€607	▲ 255%
Operating cash flow (approximation)	€1,569	€2,658	€1,770	-€71	€17,129	€32,615	▲ 90.4%
Investment in fixed assets (approximation)	-	-	-€361	€0	-€1,350	-€1,700	▼ 25.9%
Change in cash	-	€1,636	-€2,514	-€71	€23,539	€13,686	▼ 41.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Filings with the National Bank (6)

Financial year	Type	Filed	Reference
31-12-2023	micro format	16-06-2025	2025-00147591
31-12-2022	micro format	22-04-2025	2025-00072792
31-12-2021	micro format	29-11-2022	2022-20529713
31-12-2020	micro format	30-08-2021	2021-60000365
31-12-2019	micro format	29-09-2020	2020-57100037
31-12-2018	micro format	29-08-2019	2019-57000294

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.