B.D.A. Management
ActiveSummary
B.D.A. Management has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100k and a net result of €149k. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 43% of 1517 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency50▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.55 in 2024; short-term debt: 75.4% and cash: 82.2% of total assets), and 75.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.6%
Return on assets
36.7%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
29 d early
2024
30 d early
2023
26 d late
2022
28 d early
2021
10 d late
2020
12 d late
2019
11 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€100k=
2024 · €100k
2018: €22k
2019: €27k
2020: €27k
2021: €79k
2022: €82k
2023: €98k
2024: €100k
2018 → 2025
Total assets
€406k▲ 55.4%
2024 · €261k
2018: €66k
2019: €65k
2020: €123k
2021: €124k
2022: €219k
2023: €334k
2024: €261k
2018 → 2025
Net result
€149k▲ 82.8%
2024 · €81k
2018: €46k
2019: €35k
2020: €70k
2021: €52k
2022: €73k
2023: €174k
2024: €81k
2018 → 2025
Working capital
€87k▲ 0.5%
2024 · €87k
2018: €17k
2019: €19k
2020: €25k
2021: €73k
2022: €65k
2023: €83k
2024: €87k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€82k▲ 3.2%€98k▲ 20.3%€100k▲ 1.4%€100k=
Operating result€72k-€91k▲ 26.0%€226k▲ 148%€105k▼ 53.8%€193k▲ 84.3%
Net result€52k-€73k▲ 39.7%€174k▲ 140%€81k▼ 53.3%€149k▲ 82.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 84% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €406k
Fixed assets
€12k ▼ 17.3%
Current assets
€393k ▲ 59.9%
Equity and liabilities €406k
Equity
€100k =
Debt
€306k ▲ 89.8%
Debt's share of the balance-sheet total rises from 61.8% to 75.4%. Debt is higher.
Key figures and ratios
EBITDA
€197k▲
2024 · €108k
Cash flow
€153k▲
2024 · €85k
Current ratio
1.29▼
2024 · 1.55
Debt to equity
3.07▲
2024 · 1.62
ROE
149.2%▲
2024 · 81.6%
ROA
36.7%▲
2024 · 31.2%
Interest coverage
2370.76▲
2024 · 48.53
Debt ≤ 1 year
€306k▲
2024 · €159k
Income taxes
€44k▲
2024 · €21k
Staff costs
€80k▼
2024 · €94k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€261k€406k▲
Fixed assets21/28€15k€12k▼
Tangible fixed assets22/27€15k€12k▼
Furniture and vehicles24€6k€5k▼
Other tangible fixed assets26€9k€7k▼
Financial fixed assets28€260€260=
Current assets29/58€246k€393k▲
Amounts receivable within one year40/41€53k€59k▲
Trade receivables40€20k€40k▲
Other amounts receivable41€33k€19k▼
Cash at bank and in hand54/58€170k€333k▲
Deferred charges and accrued income490/1€23k€733▼
Equity and liabilities
Total equity and liabilities10/49€261k€406k▲
Equity10/15€100k€100k=
Contributions10/11€19k€19k=
Reserves13€70k€70k=
Distributable reserves133€70k€70k=
Profit (loss) carried forward14€11k€11k=
Amounts payable17/49€161k€306k▲
Amounts payable within one year42/48€159k€306k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Bills of exchange payable441€284-
Taxes, remuneration and social security45€23k€45k▲
Taxes450/3€12k€26k▲
Remuneration and social security454/9€11k€19k▲
Other amounts payable47/48€134k€260k▲
Accrued charges and deferred income492/3€2k€6▼
Income statement
Code20242025
Non-recurring operating income76A€650-
Remuneration, social security and pensions62€94k€80k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€2k-
Gross operating margin9900€206k€278k▲
Operating profit (loss)9901€105k€193k▲
Financial charges65/66B€2k€83▼
Recurring financial charges65€2k€83▼
Profit (loss) for the period before taxes9903€102k€193k▲
Income taxes67/77€21k€44k▲
Profit (loss) for the period9904€81k€149k▲
Profit (loss) for the period to be appropriated9905€81k€149k▲
Appropriation of the result
Profit (loss) to be appropriated9906€91k€160k▲
Profit (loss) brought forward from the previous period14P€10k€11k▲
Profit to be distributed694/7€80k€149k▲
Return on contributions (dividend)694€80k€149k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Highest result since 2018net €174k ▲140%
Operating result €226k, net result €174k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 2.76
Current ratio from 1.27 to 2.76; short-term debt falls from €91k to €42k.
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
31-12
Financial
Weakest financial yearnet €35k ▼23.3%
Net result drops to €35k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Plan-Incliné 1174000 LiègeGround area
751 m²
Building footprint
101 m²
Volume, LiDAR
868 m³
Parcel 62805B0312/00R007, Wallonia · tallest building 14.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
B.D.A. Management
since 20182.275.081.154
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62805B0312/00R007 | Wallonia | 751 m² | 1 · 101 m² | 14.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,443 companies in sector 77110 we hold annual accounts for 727. 501 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-04-2018
Fiscal year end31-12
Activities, NACEBEL 2025
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.