B-CONSULT
ActiveSummary
B-CONSULT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €346,782 and a net result of €15,194. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 77% of 16810 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▼-3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 4.42 against 10.4 in 2024; short-term debt: 14.1% and cash: 54.5% of total assets), and 14.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.9%
Return on assets
3.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
22 d late
2023
26 d late
2022
30 d late
2021
25 d late
2020
26 d late
2019
60 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€346,782▼ 12.3%
2024 · €395,563
Total assets
€403,601▼ 3.3%
2024 · €417,208
Net result
€15,194▼ 34.2%
2024 · €23,108
Working capital
€193,848▼ 4.7%
2024 · €203,375
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€16,391▲ 172%€119,774▲ 631%€109,465▼ 8.6%€36,674▼ 66.5%€24,440▼ 33.4%
Net result€8,208below the sector's middle half▲ 252%€80,121within the sector's middle half▲ 876%€72,271within the sector's middle half▼ 9.8%€23,108within the sector's middle half▼ 68.0%€15,194below the sector's middle half▼ 34.2%
Equity€220,064within the sector's middle half▲ 3.9%€300,184within the sector's middle half▲ 36.4%€372,455above the sector's middle half▲ 24.1%€395,563above the sector's middle half▲ 6.2%€346,782within the sector's middle half▼ 12.3%
Total assets€296,616within the sector's middle half▼ 3.9%€370,086within the sector's middle half▲ 24.8%€412,937within the sector's middle half▲ 11.6%€417,208within the sector's middle half▲ 1.0%€403,601within the sector's middle half▼ 3.3%
Debt€76,552▼ 20.8%€69,901▼ 8.7%€40,481▼ 42.1%€21,645▼ 46.5%€56,819▲ 163%
Working capital€201,181within the sector's middle half▲ 21.5%€288,060above the sector's middle half▲ 43.2%€145,152within the sector's middle half▼ 49.6%€203,375within the sector's middle half▲ 40.1%€193,848within the sector's middle half▼ 4.7%
Solvency74.2%within the sector's middle half▲ 5.5pp81.1%within the sector's middle half▲ 6.9pp90.2%above the sector's middle half▲ 9.1pp94.8%above the sector's middle half▲ 4.6pp85.9%above the sector's middle half▼ 8.9pp
Current ratio11.29above the sector's middle half▲ 2.5323.54above the sector's middle half▲ 12.255.28within the sector's middle half▼ 18.2610.40above the sector's middle half▲ 5.124.42within the sector's middle half▼ 5.98
Return on assets (ROA)2.8%below the sector's middle half▲ 2.0pp21.6%within the sector's middle half▲ 18.9pp17.5%within the sector's middle half▼ 4.1pp5.5%below the sector's middle half▼ 12.0pp3.8%below the sector's middle half▼ 1.8pp
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €403,601
Fixed assets
€153,006 ▼ 20.4%
Current assets
€250,595 ▲ 11.4%
Equity and liabilities €403,601
Equity
€346,782 ▼ 12.3%
Debt
€56,819 ▲ 163%
Debt's share of the balance-sheet total rises from 5.2% to 14.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€67,595▼
2024 · €79,996
Cash flow
€58,349▼
2024 · €66,430
Debt to equity
0.16▲
2024 · 0.05
ROE
4.4%▼
2024 · 5.8%
Interest coverage
109.54▲
2024 · 55.04
Debt ≤ 1 year
€56,747▲
2024 · €21,645
Income taxes
€10,368▼
2024 · €14,110
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,040 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €43,343 | €7,226 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €46,703 | €7,485 | €18,396 | €43,322 | €43,155 | ▼ 0.4% |
| Other operating charges640/8 | €2,336 | €2,153 | €2,173 | €894 | €916 | ▲ 2.5% |
| Non-recurring operating charges66A | - | - | - | - | €4,782 | - |
| Gross operating margin9900 | €65,430 | €129,412 | €130,034 | €80,891 | €73,294 | ▼ 9.4% |
| Operating profit (loss)9901 | €16,391 | €119,774 | €109,465 | €36,674 | €24,440 | ▼ 33.4% |
| Financial income75/76B | €0 | €2,256 | €1,053 | €1,997 | €1,739 | ▼ 12.9% |
| Recurring financial income75 | €0 | €2,256 | €1,053 | €1,997 | €1,739 | ▼ 12.9% |
| Non-recurring financial income76B | - | €2,256 | - | - | - | - |
| Financial charges65/66B | €658 | €513 | €1,571 | €1,453 | €617 | ▼ 57.5% |
| Recurring financial charges65 | €658 | €513 | €1,571 | €1,453 | €617 | ▼ 57.5% |
| Profit (loss) for the period before taxes9903 | €15,733 | €121,517 | €108,947 | €37,218 | €25,562 | ▼ 31.3% |
| Income taxes67/77 | €7,525 | €41,396 | €36,676 | €14,110 | €10,368 | ▼ 26.5% |
| Profit (loss) for the period9904 | €8,208 | €80,121 | €72,271 | €23,108 | €15,194 | ▼ 34.2% |
| Profit (loss) for the period to be appropriated9905 | €8,208 | €80,121 | €72,271 | €23,108 | €15,194 | ▼ 34.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €296,616 | €370,086 | €412,937 | €417,208 | €403,601 | ▼ 3.3% |
| Fixed assets21/28 | €75,882 | €69,247 | €233,845 | €192,188 | €153,006 | ▼ 20.4% |
| Tangible fixed assets22/27 | €75,882 | €69,247 | €233,845 | €192,188 | €153,006 | ▼ 20.4% |
| Land and buildings22 | €75,031 | €67,976 | €62,009 | €58,015 | €55,344 | ▼ 4.6% |
| Plant, machinery and equipment23 | - | €606 | €3,247 | €1,844 | €1,592 | ▼ 13.7% |
| Furniture and vehicles24 | €852 | €664 | €168,588 | €132,329 | €96,070 | ▼ 27.4% |
| Current assets29/58 | €220,734 | €300,839 | €179,092 | €225,020 | €250,595 | ▲ 11.4% |
| Amounts receivable within one year40/41 | €15,961 | €4,218 | €1,034 | €5,973 | €6,502 | ▲ 8.9% |
| Trade receivables40 | - | €2,500 | €1,034 | €1,270 | - | - |
| Other amounts receivable41 | €15,961 | €1,718 | - | €4,703 | €6,502 | ▲ 38.3% |
| Cash at bank and in hand54/58 | €200,427 | €294,806 | €175,973 | €204,395 | €220,040 | ▲ 7.7% |
| Deferred charges and accrued income490/1 | €4,346 | €1,815 | €2,086 | €14,652 | €24,053 | ▲ 64.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €296,616 | €370,086 | €412,937 | €417,208 | €403,601 | ▼ 3.3% |
| Equity10/15 | €220,064 | €300,184 | €372,455 | €395,563 | €346,782 | ▼ 12.3% |
| Contributions10/11 | €98,600 | €98,600 | €98,600 | €98,600 | €98,600 | = |
| Reserves13 | €121,464 | €201,584 | €273,855 | €296,963 | €248,182 | ▼ 16.4% |
| Non-distributable reserves130/1 | €9,860 | €9,860 | - | - | - | - |
| Reserves not available under the articles1311 | €9,860 | €9,860 | - | - | - | - |
| Tax-exempt reserves132 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Distributable reserves133 | €106,604 | €186,724 | €268,855 | €291,963 | €243,182 | ▼ 16.7% |
| Amounts payable17/49 | €76,552 | €69,901 | €40,481 | €21,645 | €56,819 | ▲ 163% |
| Amounts payable after more than one year17 | €57,000 | €57,000 | €6,446 | - | - | - |
| Financial debts170/4 | €57,000 | €57,000 | €6,446 | - | - | - |
| Amounts payable within one year42/48 | €19,552 | €12,780 | €33,940 | €21,645 | €56,747 | ▲ 162% |
| Current portion of amounts payable after more than one year42 | €9,756 | - | €12,497 | €6,446 | - | - |
| Financial debts43 | - | - | - | - | €2,019 | - |
| Credit institutions430/8 | - | - | - | - | €2,019 | - |
| Trade debts44 | €635 | €2,648 | €923 | €1,198 | €922 | ▼ 23.1% |
| Suppliers440/4 | €635 | €2,648 | €923 | €1,198 | €922 | ▼ 23.1% |
| Taxes, remuneration and social security45 | - | €5,778 | €19,729 | €14,000 | €1,545 | ▼ 89.0% |
| Taxes450/3 | - | €5,778 | €19,729 | €14,000 | €1,545 | ▼ 89.0% |
| Other amounts payable47/48 | €9,161 | €4,353 | €790 | - | €52,261 | - |
| Accrued charges and deferred income492/3 | - | €122 | €95 | - | €72 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,208 | €80,121 | €72,271 | €23,108 | €15,194 | ▼ 34.2% |
| + Depreciation and write-downs630 | €46,703 | €7,485 | €18,396 | €43,322 | €43,155 | ▼ 0.4% |
| Operating cash flow (approximation) | €54,911 | €87,606 | €90,667 | €66,430 | €58,349 | ▼ 12.2% |
| Investment in fixed assets (approximation) | - | -€849 | -€182,994 | -€1,666 | -€3,972 | ▼ 138% |
| Change in cash | - | €94,380 | -€118,833 | €28,422 | €15,645 | ▼ 45.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €80,121 ▲876%
Operating result €119,774, net result €80,121, both a record.
31-12
Financial
Liquidity doublescurrent ratio 23.54
Current ratio from 11.29 to 23.54; short-term debt falls from €19,552 to €12,780.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet €2,329 ▼85.5%
Net result drops to €2,329, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 7.37
Current ratio from 3.55 to 7.37; short-term debt falls from €42,577 to €24,928.
31-12
Financial
Equity above €200,000Eq €209,527 ▲8.3%
2 profitable years in a row build equity to €209,527.
Show earlier events
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2006
Ground area
1,911 m²
Building footprint
271 m²
Volume, LiDAR
65 m³
Parcel 71442C0477/00M002, Flanders · tallest building 5.0 m. Linked by address, not a title deed.
1 establishment unit
B-Consult
since 20062.158.479.830
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71442C0477/00M002 | Flanders | 1,911 m² | 1 · 271 m² | 5.0 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,436 companies in sector 86995 we hold annual accounts for 886. 579 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-02-2005
Fiscal year end31-12
Activities, NACEBEL 2025
86995Nutrition and dietetics services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0871716333
Also
9925:BE0871716333
Registered
27-04-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.