Liquidity
Short-term debts fell from €18,348 to €13,700.
Short-term debts fell from €18,348 to €13,700.
Seven of the last ten came late. The 2019 accounts came latest: 63 days after the end of the period.
Higher solvency than 87% of companies in real estate. Sector median 30.7% · 11,297 companies.
In July 2024, 6,908 companies had the same profile as B&Construct has now. Each dot stands for 18 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for B&Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| B&Construct Hasselt | €93,796 | -€4,416 | 84.6% | - |
| GHYSELEN IMMO Lens (Hainaut) | €92,465 | -€23,573 | 40.4% | - |
| ALUTI Sint-Laureins | €86,555 | -€10 | 70.3% | - |
| PEEREBOOM Harelbeke | €115,639 | -€189 | 100.0% | - |
| PATHOEKE PLUS Roeselare | €97,850 | -€7,219 | 91.1% | - |
| Q.T. Projects Kortrijk | €75,792 | -€2,967 | 22.8% | - |
| Slagerij-traiteur Linda & Ken Pelt | €93,825 | -€13,107 | 43.6% | - |
These companies have the same main activity as B&Construct: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €75,800 and €116,000, founded between 2005 and 2012.
B&Construct files the abbreviated format. That format states no turnover. The gross margin fell from €185,679 in 2012 to -€4,416 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The abbreviated format does not require them.
Higher than 87% of 11,297 companies in 2025.
Higher than 87% of 10,849 companies in 2025.
Higher than 27% of 11,182 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||
20/58 |
93,796 | 99,884 | 78,932 | 243,995 | 285,759 | 346,430 | 444,452 | 225,847 | 225,301 | 199,242 | 269,547 | 301,654 | 248,111 | 242,114 | |
21/28 |
1,174 | 2,174 | 3,483 | 4,879 | 6,754 | 2,845 | 922 | 71,738 | 81,663 | 91,588 | 223,670 | 244,376 | 194,371 | 198,190 | |
22/27 |
1,113 | 2,113 | 3,422 | 4,818 | 6,693 | 2,784 | 861 | 71,677 | 81,602 | 91,527 | 223,609 | 244,315 | 194,126 | 197,946 | |
22 |
- | - | - | - | - | - | - | 70,828 | 80,328 | 89,828 | 99,806 | 110,259 | 112,208 | 124,797 | |
23 |
- | - | - | - | 921 | 1,171 | 425 | 849 | 1,274 | 1,699 | 57,615 | 56,646 | 81,919 | 72,880 | |
24 |
1,113 | 2,113 | 3,422 | 4,818 | 5,772 | 1,613 | 436 | - | - | - | - | - | - | 268 | |
26 |
- | - | - | - | - | - | - | - | - | - | 66,187 | 77,411 | - | - | |
28 |
61 | 61 | 61 | 61 | 61 | 61 | 61 | 61 | 61 | 61 | 61 | 61 | 245 | 245 | |
29/58 |
92,622 | 97,709 | 75,449 | 239,116 | 279,005 | 343,585 | 443,530 | 154,109 | 143,638 | 107,655 | 45,877 | 57,278 | 53,741 | 43,924 | |
3 |
- | - | 0 | 231,286 | 214,602 | 281,575 | 146,000 | 112,800 | 112,800 | 77,800 | 1,660 | 2,650 | 3,254 | 2,911 | |
30/36 |
- | - | 0 | 231,286 | 214,602 | 281,575 | 146,000 | - | - | - | 1,660 | 2,650 | 3,254 | 2,911 | |
37 |
- | - | - | - | - | - | - | 112,800 | 112,800 | 77,800 | - | - | - | - | |
40/41 |
91,302 | 85,106 | 75,415 | 847 | 10,068 | 752 | 154,168 | 33,345 | 26,935 | 26,367 | 39,866 | 49,398 | 40,387 | 23,582 | |
40 |
- | - | 0 | 847 | 10,068 | 752 | 151,000 | 12,729 | 6,177 | 4,298 | 1,545 | - | 5,408 | 4,649 | |
41 |
91,302 | 85,106 | 75,415 | - | - | - | 3,168 | 20,616 | 20,758 | 22,069 | 38,320 | 49,398 | 34,979 | 18,933 | |
54/58 |
1,320 | 12,603 | 0 | 6,231 | 53,507 | 47,600 | 141,563 | 7,282 | 2,741 | 741 | 4,099 | 2,716 | 8,764 | 16,171 | |
490/1 |
- | 0 | 34 | 752 | 829 | 13,658 | 1,799 | 682 | 1,162 | 2,747 | 253 | 2,514 | 1,336 | 1,259 | |
| Balance sheet: equity and liabilities | |||||||||||||||
10/49 |
93,796 | 99,884 | 78,932 | 243,995 | 285,759 | 346,430 | 444,452 | 225,847 | 225,301 | 199,242 | 269,547 | 301,654 | 248,111 | 242,114 | |
10/15 |
79,357 | 80,798 | 61,802 | 49,722 | 53,846 | -23,323 | -1,323 | 22,149 | 10,913 | 7,078 | 37,085 | 34,123 | 26,719 | 19,471 | |
10/11 |
12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
13 |
66,957 | 68,398 | 49,402 | 37,322 | 41,446 | 24,685 | 24,685 | 24,685 | 24,685 | 24,685 | 24,685 | 21,723 | 7,071 | 1,860 | |
130/1 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
1311 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | |
133 |
65,097 | 66,538 | 47,542 | 35,462 | 39,586 | 22,825 | 22,825 | 22,825 | 22,825 | 22,825 | 22,825 | 19,863 | 5,211 | - | |
14 |
- | - | - | - | - | -60,408 | -38,408 | -14,936 | -26,172 | -30,007 | - | - | 7,248 | 5,211 | |
17/49 |
14,439 | 19,086 | 17,129 | 194,273 | 231,913 | 369,753 | 445,775 | 203,698 | 214,387 | 192,164 | 232,462 | 267,532 | 221,393 | 222,643 | |
17 |
- | - | 0 | 14,292 | 51,164 | 320,000 | - | 63,333 | 72,833 | 82,333 | 148,767 | 182,645 | 164,064 | 173,666 | |
170/4 |
- | - | - | - | - | - | - | 63,333 | 72,833 | 82,333 | 148,767 | 182,645 | 164,064 | 173,666 | |
178/9 |
- | - | 0 | 14,292 | 51,164 | 320,000 | - | - | - | - | - | - | - | - | |
42/48 |
13,700 | 18,348 | 16,394 | 178,884 | 180,670 | 49,753 | 299,775 | 140,353 | 141,554 | 109,831 | 83,513 | 84,707 | 55,704 | 47,846 | |
42 |
- | - | - | - | - | - | - | 9,500 | 9,500 | 9,500 | 35,974 | 40,184 | 34,970 | 29,500 | |
43 |
- | 0 | 1,912 | 155,000 | 155,000 | - | - | - | 951 | 823 | 4,668 | 2,043 | - | - | |
430/8 |
- | 0 | 1,912 | 155,000 | 155,000 | - | - | - | 951 | 823 | 4,668 | 2,043 | - | - | |
44 |
3,883 | 4,158 | 7,216 | 4,137 | 1,156 | 10,961 | 4,077 | 9,140 | 10,334 | 12,436 | 17,684 | 25,489 | 2,167 | 2,495 | |
440/4 |
3,883 | 4,158 | 7,216 | 4,137 | 1,156 | 10,961 | 4,077 | 9,140 | 10,334 | 12,436 | 17,684 | 25,489 | 2,167 | 2,495 | |
46 |
- | - | - | - | - | - | - | 1,424 | 2,883 | - | - | - | - | - | |
45 |
9,817 | 14,190 | 7,266 | 19,718 | 18,515 | 9,922 | - | - | - | - | 10,267 | 16,991 | 18,567 | 15,851 | |
450/3 |
9,817 | 14,190 | 7,266 | 19,718 | 18,515 | 9,922 | - | - | - | - | 3,242 | 5,133 | 7,628 | 4,305 | |
454/9 |
- | - | - | - | - | - | - | - | - | - | 7,025 | 11,858 | 10,939 | 11,546 | |
47/48 |
- | - | 0 | 30 | 5,999 | 28,871 | 295,698 | 120,289 | 117,887 | 87,072 | 14,920 | - | - | - | |
492/3 |
739 | 738 | 735 | 1,096 | 79 | - | 146,000 | 12 | - | - | 182 | 179 | 1,625 | 1,130 | |
| Income statement | |||||||||||||||
76A |
- | - | - | - | - | - | - | - | - | - | - | 6,366 | - | - | |
9900 |
-4,416 | 27,001 | 20,782 | -3,697 | 90,228 | -15,573 | -16,295 | 24,752 | 16,191 | 20,663 | 90,802 | 112,347 | 112,828 | 185,679 | |
62 |
- | - | - | - | - | - | - | -117 | -256 | 5,375 | 56,853 | 57,594 | 58,041 | 93,398 | |
630 |
1,000 | 1,309 | 1,397 | 1,216 | 1,289 | 1,326 | 643 | 9,925 | 9,925 | 10,403 | 21,676 | 47,911 | 40,342 | 69,113 | |
640/8 |
650 | 1,489 | 3,633 | 934 | 3,524 | 3,244 | 2,485 | 3,687 | 3,324 | 2,572 | 2,640 | 3,135 | 2,809 | 9,904 | |
66A |
- | - | - | - | - | - | 4,270 | - | - | 28,802 | - | - | 268 | - | |
9901 |
-6,066 | 24,204 | 15,752 | -5,848 | 85,415 | -20,143 | -19,423 | 11,258 | 3,198 | -26,489 | 9,634 | 3,707 | 11,636 | 13,265 | |
75/76B |
4,707 | 4,811 | 1,995 | 4,263 | 64 | 22 | 1,492 | 1,408 | 1,737 | 2,446 | 1,526 | 3,044 | 2,510 | 1,751 | |
75 |
4,707 | 4,811 | 1,995 | 9 | 64 | 22 | 1,492 | 1,408 | 1,737 | 2,446 | 1,526 | 3,044 | 2,510 | 1,751 | |
76B |
- | - | 0 | 4,254 | - | - | - | - | - | - | - | - | - | - | |
65/66B |
82 | 284 | 1,213 | 2,539 | 2,628 | 1,880 | 5,540 | 1,430 | 1,100 | 5,964 | 4,397 | 4,486 | 3,067 | 7,646 | |
65 |
82 | 284 | 1,213 | 2,539 | 2,628 | 1,880 | 1,270 | 1,430 | 1,100 | 5,964 | 4,397 | 4,486 | 3,067 | 7,646 | |
66B |
- | - | - | - | - | - | 4,270 | - | - | - | - | - | - | - | |
9903 |
-1,441 | 28,730 | 16,535 | -4,124 | 82,851 | -22,000 | -23,472 | 11,235 | 3,835 | -30,007 | 6,763 | 8,630 | 10,811 | 7,370 | |
67/77 |
0 | 9,735 | 4,455 | - | 5,681 | - | - | - | - | -0 | 3,801 | 1,226 | 3,563 | 299 | |
9904 |
-1,441 | 18,996 | 12,080 | -4,124 | 77,169 | -22,000 | -23,472 | 11,235 | 3,835 | -30,007 | 2,963 | 7,404 | 7,248 | 7,071 | |
9905 |
-1,441 | 18,996 | 12,080 | -4,124 | 77,169 | -22,000 | -23,472 | 11,235 | 3,835 | -30,007 | 2,963 | 7,404 | 7,248 | 7,071 | |
| Appropriation of the result | |||||||||||||||
9906 |
-1,441 | 18,996 | 12,080 | -4,124 | 16,761 | -60,408 | -38,408 | -14,936 | -26,172 | -30,007 | 2,963 | 14,652 | 12,459 | 7,071 | |
14P |
- | - | - | - | -60,408 | - | - | - | - | - | - | - | - | - | |
791/2 |
1,441 | - | 0 | 4,124 | - | - | - | - | - | - | - | - | - | - | |
691/2 |
0 | 18,996 | 12,080 | - | 16,761 | - | - | - | - | - | 2,963 | 14,652 | 5,211 | 1,860 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 1,860 | |
6921 |
0 | 18,996 | 12,080 | - | 16,761 | - | - | - | - | - | 2,963 | 14,652 | 5,211 | - | |
| Social balance sheet | |||||||||||||||
9087 |
- | - | 0 | - | - | - | - | - | - | 0.3 | 2.4 | 2 | 2 | 1.7 | |
Hours worked1013 |
- | - | - | - | - | - | - | - | - | 258 | 2,884 | 3,516 | 3,523 | 6,026 | |
| Document | |||||||||||||||
The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-06-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 30-06-2026 | 2026-00219229 | |
| 31-12-2024 | abbreviated format | 11-07-2025 | 2025-00257022 | |
| 31-12-2023 | abbreviated format | 31-07-2024 | 2024-00317342 | |
| 31-12-2022 | abbreviated format | 31-08-2023 | 2023-00412787 | |
| 31-12-2021 | abbreviated format | 23-09-2022 | 2022-20434198 | |
| 31-12-2020 | abbreviated format | 30-08-2021 | 2021-57700264 | |
| 31-12-2019 | abbreviated format | 02-10-2020 | 2020-59000088 | |
| 31-12-2018 | abbreviated format | 30-08-2019 | 2019-62900274 | |
| 31-12-2017 | abbreviated format | 27-09-2018 | 2018-66600084 | |
| 31-12-2016 | abbreviated format | 27-09-2017 | 2017-64600204 | |
| 31-12-2015 | abbreviated format | 12-09-2016 | 2016-59600517 | |
| 31-12-2014 | abbreviated format | 10-08-2015 | 2015-41100502 | |
| 31-12-2013 | abbreviated format | 30-06-2014 | 2014-25000271 | |
| 31-12-2012 | abbreviated format | 28-08-2013 | 2013-52800300 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -5,066 | 25,512 | 17,149 | -4,632 | 86,704 | -18,817 | -18,781 | 21,183 | 13,123 | -16,086 | 31,310 | 51,618 | 51,978 | 82,377 | ||
| -441 | 20,304 | 13,477 | -2,908 | 78,459 | -20,674 | -22,829 | 21,160 | 13,760 | -19,604 | 24,639 | 55,315 | 47,590 | 76,183 | ||
| 0 | 0 | 0 | 991 | 5,198 | 3,250 | 654 | 0 | 0 | 2,123 | 969 | 91,734 | 41,791 | 267,303 | ||
| -11,284 | 12,603 | -6,231 | -47,276 | 5,907 | -93,963 | 134,281 | 4,541 | 2,000 | -3,358 | 1,383 | -6,048 | -7,407 | - | ||
| 78,922 | 79,361 | 59,055 | 60,232 | 98,335 | 293,832 | 143,755 | 13,756 | 2,083 | -2,176 | -37,636 | -27,429 | -1,964 | -3,923 | ||
| 84.6% | 80.9% | 78.3% | 20.4% | 18.8% | -6.7% | -0.3% | 9.8% | 4.8% | 3.6% | 13.8% | 11.3% | 10.8% | 8.0% | ||
| 6.76 | 5.33 | 4.60 | 1.34 | 1.54 | 6.91 | 1.48 | 1.10 | 1.01 | 0.98 | 0.55 | 0.68 | 0.96 | 0.92 | ||
| 6.76 | 5.33 | 4.60 | 0.04 | 0.36 | 1.25 | 0.99 | 0.29 | 0.22 | 0.27 | 0.53 | 0.64 | 0.91 | 0.86 | ||
| 0.18 | 0.24 | 0.28 | 3.91 | 4.31 | - | - | 9.20 | 19.64 | 27.15 | 6.27 | 7.84 | 8.29 | 11.43 | ||
| -1.8% | 23.5% | 19.5% | -8.3% | 143.3% | - | - | 50.7% | 35.1% | -423.9% | 8.0% | 21.7% | 27.1% | 36.3% | ||
| -1.5% | 19.0% | 15.3% | -1.7% | 27.0% | -6.4% | -5.3% | 5.0% | 1.7% | -15.1% | 1.1% | 2.5% | 2.9% | 2.9% | ||
| -61.96 | 89.82 | 14.14 | -1.82 | 32.99 | - | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | - | €991 | €5,198 |
| Financial fixed assets | €0 | - | - | - | - |
| €1,000 | €1,309 | €1,397 | €1,216 | €1,289 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €6,066, after a profit of €24,204 in 2024. It is the lowest result since 2020.
Debt's share of the balance-sheet total falls from 19.1% to 15.4%. Equity and debt are lower.
B&Construct has no parent and no holdings in its annual accounts. is the only director. B&Construct shares no director with another company.
| HOME DEPOTS
registered office since 24-11-2006 · founded in 2006 |
total assets €360,691 (2025) 0885.229.918 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Jos Damienstraat 2 registered office 3511 Hasselt | 02-05-2011 | 2.198.812.232 |
| 02-03-2023 | Granted | Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden submitted 14-10-2022 · project 2022119491 | Hasselt |
Source: Omgevingsloket Vlaanderen.
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 71032B0672/00N000 | 536 m² | 1 · 90 m² | 9.8 m · 2 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0835.916.009
If something looks wrong or is missing, please tell us.