B COLOURS
ActiveSummary
The computed 12-month bankruptcy probability of B COLOURS is 1.7% (moderate). The 2025 annual accounts show equity of €75k and a net result of €-4k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 21% of 27965 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability28▼-39
Solvency44▼-10
Growth52=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.04 against 1.22 in 2024; short-term debt: 80.1% of total assets), and 81.4% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.6%
Return on assets
-1%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-4k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 27965 sector peers (2025).
NBB · sector comparisonPosition among 27965 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
46 d late
2023
27 d late
2022
31 d late
2021
29 d late
2020
24 d late
2019
56 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-4k▼ 4.7%
2024 · €-4k
Working capital
€14k▼ 64.3%
2024 · €39k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€34k▼ 29.3%€39k▲ 15.7%€49k▲ 25.8%€16k▼ 67.0%€52k▲ 224%
Net result€-20k€13k€5k▼ 60.0%€-4k€-4k▼ 4.7%
Equity€65k▼ 23.7%€78k▲ 19.4%€83k▲ 6.5%€79k▼ 4.8%€75k▼ 5.3%
Total assets€171k▼ 22.6%€173k▲ 1.6%€181k▲ 4.3%€276k▲ 52.7%€402k▲ 45.4%
Debt€106k▼ 21.8%€96k▼ 9.4%€98k▲ 2.4%€197k▲ 101%€327k▲ 65.8%
Working capital€25k▲ 92.8%€16k▼ 35.3%€26k▲ 60.7%€39k▲ 48.0%€14k▼ 64.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 224% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €402k
Fixed assets
€66k ▲ 5.3%
Current assets
€335k ▲ 57.3%
Equity and liabilities €402k
Equity
€75k ▼ 5.3%
Debt
€327k ▲ 65.8%
Debt's share of the balance-sheet total rises from 71.4% to 81.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€63k▲
2024 · €27k
Cash flow
€7k▼
2024 · €7k
Current ratio
1.04▼
2024 · 1.22
Debt to equity
4.37▲
2024 · 2.50
ROE
-5.6%▼
2024 · -5.1%
ROA
-1.0%▲
2024 · -1.4%
Interest coverage
1.24▼
2024 · 7.38
Debt ≤ 1 year
€321k▲
2024 · €174k
Debt > 1 year
€5k▼
2024 · €23k
Income taxes
€5k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €11k | €11k | €11k | €11k | ▼ 2.3% |
| Other operating charges640/8 | €4k | €15k | €6k | €9k | €2k | ▼ 77.5% |
| Non-recurring operating charges66A | - | €41k | - | - | - | - |
| Gross operating margin9900 | €45k | €106k | €66k | €36k | €65k | ▲ 80.2% |
| Operating profit (loss)9901 | €34k | €39k | €49k | €16k | €52k | ▲ 224% |
| Financial income75/76B | €1 | €0 | €1 | - | €0 | - |
| Recurring financial income75 | €1 | €0 | €1 | - | €0 | - |
| Financial charges65/66B | €31k | €4k | €4k | €4k | €51k | ▲ 1,267% |
| Recurring financial charges65 | €31k | €4k | €4k | €4k | €51k | ▲ 1,267% |
| Profit (loss) for the period before taxes9903 | €3k | €35k | €45k | €12k | €1k | ▼ 89.6% |
| Income taxes67/77 | €23k | €22k | €40k | €16k | €5k | ▼ 66.6% |
| Profit (loss) for the period9904 | €-20k | €13k | €5k | €-4k | €-4k | ▼ 4.7% |
| Profit (loss) for the period to be appropriated9905 | €-20k | €13k | €5k | €-4k | €-4k | ▼ 4.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €171k | €173k | €181k | €276k | €402k | ▲ 45.4% |
| Fixed assets21/28 | €90k | €81k | €71k | €63k | €66k | ▲ 5.3% |
| Tangible fixed assets22/27 | €40k | €31k | €21k | €13k | €16k | ▲ 25.6% |
| Plant, machinery and equipment23 | €2k | €892 | €544 | €3k | €1k | ▼ 54.2% |
| Furniture and vehicles24 | €37k | €29k | €19k | €9k | €14k | ▲ 62.3% |
| Other tangible fixed assets26 | €2k | €2k | €1k | €1k | €745 | ▼ 29.4% |
| Financial fixed assets28 | €50k | €50k | €50k | €50k | €50k | ▲ 0.1% |
| Current assets29/58 | €80k | €92k | €110k | €213k | €335k | ▲ 57.3% |
| Amounts receivable within one year40/41 | €80k | €92k | €110k | €213k | €332k | ▲ 56.3% |
| Trade receivables40 | €31k | €71k | €10k | €21k | €10k | ▼ 52.6% |
| Other amounts receivable41 | €49k | €21k | €100k | €192k | €322k | ▲ 68.3% |
| Deferred charges and accrued income490/1 | €515 | - | - | €525 | €3k | ▲ 460% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €171k | €173k | €181k | €276k | €402k | ▲ 45.4% |
| Equity10/15 | €65k | €78k | €83k | €79k | €75k | ▼ 5.3% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Outside capital11 | €12k | €12k | - | - | - | - |
| Share premium1100/10 | €12k | €12k | - | - | - | - |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €51k | €64k | €69k | €65k | €60k | ▼ 6.5% |
| Amounts payable17/49 | €106k | €96k | €98k | €197k | €327k | ▲ 65.8% |
| Amounts payable after more than one year17 | €50k | €20k | €14k | €23k | €5k | ▼ 76.5% |
| Financial debts170/4 | €50k | €20k | €14k | €23k | €5k | ▼ 76.5% |
| Amounts payable within one year42/48 | €55k | €76k | €84k | €174k | €321k | ▲ 84.4% |
| Current portion of amounts payable after more than one year42 | €6k | - | €3k | €7k | €8k | ▲ 19.5% |
| Financial debts43 | €13k | €7k | €6k | €402 | €19k | ▲ 4,627% |
| Credit institutions430/8 | €13k | €7k | €6k | €402 | €19k | ▲ 4,627% |
| Trade debts44 | €35k | €53k | €48k | €154k | €289k | ▲ 87.9% |
| Suppliers440/4 | €35k | €53k | €48k | €154k | €289k | ▲ 87.9% |
| Taxes, remuneration and social security45 | €858 | €15k | €28k | €13k | €5k | ▼ 59.3% |
| Taxes450/3 | €858 | €7k | €19k | €13k | €5k | ▼ 59.3% |
| Remuneration and social security454/9 | - | €8k | €8k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-20k | €13k | €5k | €-4k | €-4k | ▼ 4.7% |
| + Depreciation and write-downs630 | €8k | €11k | €11k | €11k | €11k | ▼ 2.3% |
| Operating cash flow (approximation) | €-13k | €24k | €16k | €7k | €7k | ▼ 6.1% |
| Investment in fixed assets (approximation) | - | €-2k | €0 | €-4k | €-14k | ▼ 297% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Highest result since 2018net €30k ▲25%
Net result €30k, the highest in the series.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 8 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2007
Ground area
3.8 ha
Building footprint
1,648 m²
Volume, LiDAR
29,567 m³
2 parcels, Brussels, Flanders · tallest building 22.5 m, ±6 floors. Linked by address, not a title deed.
107
companies at this address
See who is registered here
1 establishment unit
B COLOURS
since 20072.166.084.729
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306C0030/00V000 | Brussels | 3.8 ha | 1 · 1,578 m² | 22.5 m · 6 fl. |
| 22001B0210/00L000 | Flanders | 145 m² | 1 · 70 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
98450088B47F6A1CY227
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Of 4,019 companies in sector 43310 we hold annual accounts for 1,746. 1,525 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-10-2007
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
43320Joinery installation
43332Laying of wooden floor and wall coverings
43333Wallpapering and laying of floor and wall coverings in other materials
43350Other building finishing work
71112Activities of interior architects
Scores and ratios are computed by Checked and are not a credit decision.