B. Colmant
ActiveB. Colmant has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €135k. Equity is growing by ~48.6% per year across the filed fiscal years. Its solvency ranks better than 14% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency36▼-34
Growth78=
Track record82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.81 in 2024; short-term debt: 89.2% and cash: 100% of total assets), and 89.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.8%
Return on assets
66.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 12690 sector peers (2025).
NBB · sector comparisonPosition among 12690 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
19 d late
2023
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k=
2024 · €22k
2023: €598
2024: €22k
2023 → 2025
Total assets
€205k▲ 315%
2024 · €49k
2023: €598
2024: €49k
2023 → 2025
Net result
€135k▲ 528%
2024 · €22k
2023: €-1k
2024: €22k
2023 → 2025
Working capital
€22k=
2024 · €22k
2024: €22k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€598-€22k▲ 3,602%€22k=
Operating result€-1k-€27k€174k▲ 544%
Net result€-1k-€22k€135k▲ 528%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 544% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €205k
Equity
€22k=
Debt
€182k▲ 571%
The debt ratio rises from 55.1% to 89.2%. Debt is higher.
Key figures and ratios
Solvency
10.8%▼
2024 · 44.9%
Current ratio
1.12▼
2024 · 1.81
Quick ratio
1.12▼
2024 · 1.81
Debt / equity
8.24▲
2024 · 1.23
ROE
611.5%▲
2024 · 97.3%
ROA
66.2%▲
2024 · 43.6%
Debt
€182k▲
2024 · €27k
Debt ≤ 1 year
€182k▲
2024 · €27k
Income taxes
€38k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€49k€205k▲
Current assets29/58€49k€205k▲
Amounts receivable within one year40/41€12k-
Trade receivables40€11k-
Other amounts receivable41€1k-
Cash at bank and in hand54/58€37k€205k▲
Equity and liabilities
Total equity and liabilities10/49€49k€205k▲
Equity10/15€22k€22k=
Contributions10/11€2k€2k=
Profit (loss) carried forward14€20k€20k=
Amounts payable17/49€27k€182k▲
Amounts payable within one year42/48€27k€182k▲
Trade debts44€9k-
Suppliers440/4€9k-
Taxes, remuneration and social security45€18k€78k▲
Taxes450/3€18k€78k▲
Other amounts payable47/48-€104k
Income statement
Code20242025
Other operating charges640/8€55€195▲
Gross operating margin9900€27k€174k▲
Operating profit (loss)9901€27k€174k▲
Financial charges65/66B€51€153▲
Recurring financial charges65€51€153▲
Profit (loss) for the period before taxes9903€27k€174k▲
Income taxes67/77€5k€38k▲
Profit (loss) for the period9904€22k€135k▲
Profit (loss) for the period to be appropriated9905€22k€135k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€156k▲
Profit (loss) brought forward from the previous period14P€-1k€20k▲
Profit to be distributed694/7-€135k
Return on contributions (dividend)694-€135k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €135k ▲528%
Operating result €174k, net result €135k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Roches(Dong.) 561370 JodoigneGround area
156 m²
Building footprint
238 m²
Volume, LiDAR
2,086 m³
Parcel 25027B0491/00V002, Wallonia · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
B. Colmant
since 20232.352.814.281
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25027B0491/00V002 | Wallonia | 156 m² | 1 · 238 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,258 companies in sector 69102 we hold annual accounts for 1,754. 803 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-11-2023
Fiscal year end31-12
Activities, NACEBEL
69102Activities of notaries
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.