B-CLIMATICS

Active

Private limited companyfounded 20206 yrs activePoelkveldstraat 55, 1760 Roosdaal, BelgiumKBO/BCE: BE 0753.784.723

The computed 12-month bankruptcy probability of B-CLIMATICS is 2.0% (moderate). The 2025 annual accounts show equity of €102k and a net result of €48k. Equity is growing by ~125.5% per year across the filed fiscal years. Its solvency ranks better than 53% of 27711 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

69 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability98▲+52

Solvency75▼-5

Growth78▲+26

Track record100

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €7k at 30 days acceptable

Liquidity ample (current ratio 2.13 against 1.79 in 2024; short-term debt: 34.2% and cash: 16.2% of total assets), and 49.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

50.1%

Return on assets

23.6%

Age of the figures

15 mo

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-09-2025, 124 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

124 d early

2024

129 d early

2023

93 d early

2022

15 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close21-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€102k▲ 89.0%

2024 · €54k

2022: €5k 2023: €58k 2024: €54k

2022 → 2025

Total assets

€203k▲ 109%

2024 · €97k

2022: €65k 2023: €114k 2024: €97k

2022 → 2025

Net result

€48k

2024 · €-5k

2022: €222 2023: €53k 2024: €-5k

2022 → 2025

Working capital

€78k▲ 130%

2024 · €34k

2022: €-11k 2023: €36k 2024: €34k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€5k-€58k▲ 1,020%€54k▼ 7.9%€102k▲ 89.0%

Operating result€-44-€65k€-6k€58k

Net result€222-€53k▲ 23,920%€-5k€48k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €58k after a loss of €6k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €203k

27.1%

72.9%

Fixed assets €55k▲ 179%

Current assets €148k▲ 91.4%

Equity and liabilities €203k

50.1%

49.9%

Equity €102k▲ 89.0%

Debt €101k▲ 134%

The debt ratio rises from 44.5% to 49.9%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€74k▲

2024 · €2k

Cash flow

€64k▲

2024 · €4k

Solvency

50.1%▼

2024 · 55.5%

Current ratio

2.13▲

2024 · 1.79

Quick ratio

1.82▲

2024 · 1.48

Debt / equity

0.99▲

2024 · 0.80

ROE

47.1%▲

2024 · -8.5%

ROA

23.6%▲

2024 · -4.7%

Interest coverage

53.40▲

2024 · 4.04

Debt

€101k▲

2024 · €43k

Debt ≤ 1 year

€70k▲

2024 · €43k

Debt > 1 year

€32k▲

2024 · €0

Income taxes

€10k▲

2024 · €0

Staff costs

€50k▲

2024 · €45k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€97k€203k▲

Fixed assets21/28€20k€55k▲

Intangible fixed assets21€336€90▼

Tangible fixed assets22/27€19k€55k▲

Plant, machinery and equipment23€5k€8k▲

Furniture and vehicles24€14k€47k▲

Current assets29/58€77k€148k▲

Stocks and contracts in progress3€13k€22k▲

Stocks30/36€13k€22k▲

Amounts receivable within one year40/41€23k€91k▲

Trade receivables40€23k€86k▲

Other amounts receivable41€49€5k▲

Cash at bank and in hand54/58€39k€33k▼

Deferred charges and accrued income490/1€2k€2k▲

Equity and liabilities

Total equity and liabilities10/49€97k€203k▲

Equity10/15€54k€102k▲

Contributions10/11€5k€5k=

Reserves13€49k€97k▲

Distributable reserves133€49k€97k▲

Amounts payable17/49€43k€101k▲

Amounts payable after more than one year17€0€32k▲

Financial debts170/4€0€32k▲

Amounts payable within one year42/48€43k€70k▲

Current portion of amounts payable after more than one year42€2k€9k▲

Trade debts44€25k€46k▲

Suppliers440/4€25k€46k▲

Taxes, remuneration and social security45€3k€7k▲

Taxes450/3€600€300▼

Remuneration and social security454/9€3k€7k▲

Other amounts payable47/48€13k€8k▼

Income statement Code20242025

Remuneration, social security and pensions62€45k€50k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€16k▲

Other operating charges640/8€694€942▲

Gross operating margin9900€48k€125k▲

Operating profit (loss)9901€-6k€58k▲

Financial income75/76B€2k€765▼

Recurring financial income75€2k€765▼

Financial charges65/66B€588€1k▲

Recurring financial charges65€588€1k▲

Profit (loss) for the period before taxes9903€-5k€58k▲

Income taxes67/77€0€10k▲

Profit (loss) for the period9904€-5k€48k▲

Profit (loss) for the period to be appropriated9905€-5k€48k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-5k€48k▲

Transfer from equity791/2€5k€0▼

Transfer to equity691/2€0€48k▲

To other reserves6921€0€48k▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 9Financial 5Filings 4

Next filing, fiscal year 2026, expected by 31-01-2027

2025

29-09

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

30-06

Financial Back to profitnet €48k

Net result €48k after one loss-making year.

30-06

Financial Equity above €100kEq €102k ▲89%

Equity rises from €54k to €102k.

2024

24-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

30-06

Financial Weakest financial yearnet €-5k ▼109%

Net result drops to €-5k, the lowest in the series; recovery starts the following year.

2023

30-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

30-06

Financial Highest result since 2022net €53k ▲23920%

Operating result €65k, net result €53k, both a record.

30-06

Financial Liquidity doublescurrent ratio 1.67

Current ratio from 0.75 to 1.67.

16-01

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Roosdaal · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Poelkveldstraat 551760 Roosdaal

Ground area

1,095 m²

Building footprint

315 m²

Volume, LiDAR

1,472 m³

Parcel 23097E0718/00C000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

B-CLIMATICS

Poelkveldstraat 55, 1760 RoosdaalRepair, maintenance and installation of machinery and equipment

since 20202.308.788.357

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23097E0718/00C000	Flanders	1,095 m²	1 · 315 m²	8.3 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Brits

BE 0538.500.250

Kasterlee · Eq €102k

Spider Security Group

BE 0737.871.872

Schoten · Eq €102k

SOCIETE EUROPEENNE DE TRAVAUX

BE 0501.659.452

Saint-Ghislain · Eq €102k

Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 8,805 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded08-09-2020

Fiscal year end30-06

Activities, NACEBEL

43211General electrical installation work

43222Installation of electric heating, air conditioning, cooling and ventilation

43221Plumbing work

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.