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B.C.P.

Active
Private limited companyfounded 200224 yrs activeScherdemaalstraat 72, 1070 Anderlecht, BelgiumKBO/BCE: BE 0477.607.709
Summary

For B.C.P., at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €271,628 and a net result of €29,163. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 63% of 12527 sector peers (fiscal year 2022). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability78▲+8
Solvency92▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022
Solvency, return and age of the figures
Solvency
67.4%
Return on assets
7.2%
Age of the figures
45 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
31-12-2023 close31-07-2024 deadline28-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 30-08-2023, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
30 d late
2021
213 d late
2020
89 d late
2019
138 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 118 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

B.C.P. was incorporated on 24 May 2002.1 Total assets went from EUR 394,819 in 2018 to EUR 403,001 in 2022.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2022

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Financials · fiscal year 2022, micro schema

Equity
€271,628▲ 12.0%
2021 · €242,465
Total assets
€403,001▲ 3.0%
2021 · €391,360
Net result
€29,163▲ 796%
2021 · €3,255
Working capital
€233,110▲ 18.4%
2021 · €196,829
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20182019202020212022
Operating result€130,370-€54,695▼ 58.0%-€7,463€4,258€42,647▲ 902%
Net result€86,601-€30,930▼ 64.3%-€8,102below the sector's middle half€3,255below the sector's middle half€29,163within the sector's middle half▲ 796%
Equity€216,381-€247,311▲ 14.3%€239,210within the sector's middle half▼ 3.3%€242,465within the sector's middle half▲ 1.4%€271,628above the sector's middle half▲ 12.0%
Total assets€394,819-€446,156▲ 13.0%€400,512within the sector's middle half▼ 10.2%€391,360within the sector's middle half▼ 2.3%€403,001within the sector's middle half▲ 3.0%
Debt€150,365-€171,142▲ 13.8%€133,970▼ 21.7%€121,934▼ 9.0%€104,781▼ 14.1%
Working capital€184,353-€211,441▲ 14.7%€199,452above the sector's middle half▼ 5.7%€196,829above the sector's middle half▼ 1.3%€233,110above the sector's middle half▲ 18.4%
Solvency54.8%-55.4%▲ 0.6pp59.7%within the sector's middle half▲ 4.3pp62.0%within the sector's middle half▲ 2.2pp67.4%within the sector's middle half▲ 5.4pp
Current ratio2.88-2.58▼ 0.302.76within the sector's middle half▲ 0.192.67within the sector's middle half▼ 0.093.24within the sector's middle half▲ 0.57
Return on assets (ROA)21.9%-6.9%▼ 15.0pp-2.0%below the sector's middle half▼ 9.0pp0.8%below the sector's middle half▲ 2.9pp7.2%within the sector's middle half▲ 6.4pp
Staff (FTE)0.4-
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000€150,000Operating result 2018: €130,370€130,370Net result 2018: €86,601€86,601Operating result 2019: €54,695€54,695Net result 2019: €30,930€30,930Operating result 2020: -€7,463-€7,463Net result 2020: -€8,102-€8,102Operating result 2021: €4,258€4,258Net result 2021: €3,255€3,255Operating result 2022: €42,647€42,647Net result 2022: €29,163€29,16320182019202020212022-€20,000€0€20,000€40,000Operating result 2020: -€7,463-€7,460Net result 2020: -€8,102-€8,100Operating result 2021: €4,258€4,260Net result 2021: €3,255€3,260Operating result 2022: €42,647€42,600Net result 2022: €29,163€29,200202020212022
After the dip in 2020 the operating result has climbed two years in a row; 2022 is 902% above 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €403,001
Fixed assets €65,910 ▼ 14.3%
Current assets €337,091 ▲ 7.2%
Equity and liabilities €403,001
Equity €271,628 ▲ 12.0%
Provisions €26,592 ▼ 1.4%
Debt €104,781 ▼ 14.1%
Debt's share of the balance-sheet total falls from 31.2% to 26.0%. Equity is higher and debt is lower.
Key figures and ratios
2022 value · change against 2021
EBITDA
€53,642▲
2021 · €17,442
Cash flow
€40,158▲
2021 · €16,439
Debt to equity
0.39▼
2021 · 0.50
ROE
10.7%▲
2021 · 1.3%
Interest coverage
30.97▲
2021 · 14.98
Debt ≤ 1 year
€103,981▼
2021 · €117,626
Debt > 1 year
€800▼
2021 · €4,307
Income taxes
€12,916▲
2021 · €956
Staff costs
€291▼
2021 · €404
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2022 against 2021 · 53 lines
Balance sheet Code20212022
Assets
Total assets20/58€391,360€403,001▲
Fixed assets21/28€76,905€65,910▼
Tangible fixed assets22/27€76,905€65,910▼
Land and buildings22€73,299€64,317▼
Furniture and vehicles24€3,606€1,593▼
Current assets29/58€314,456€337,091▲
Amounts receivable within one year40/41€278,712€298,253▲
Trade receivables40€90,634€83,364▼
Other amounts receivable41€188,078€214,889▲
Current investments50/53€8,000€8,000=
Cash at bank and in hand54/58€25,284€28,577▲
Deferred charges and accrued income490/1€2,460€2,261▼
Equity and liabilities
Total equity and liabilities10/49€391,360€403,001▲
Equity10/15€242,465€271,628▲
Contributions10/11€12,400€12,400=
Reserves13€25,607€24,888▼
Non-distributable reserves130/1€1,900€1,900=
Reserves not available under the articles1311€1,900€1,900=
Tax-exempt reserves132€23,707€22,988▼
Profit (loss) carried forward14€204,458€234,340▲
Provisions and deferred taxes16€26,962€26,592▼
Provisions for liabilities and charges160/5€24,000€24,000=
Major repairs and maintenance162€19,000€19,000=
Other liabilities and charges164/5€5,000€5,000=
Deferred taxes168€2,962€2,592▼
Amounts payable17/49€121,934€104,781▼
Amounts payable after more than one year17€4,307€800▼
Financial debts170/4€3,507-
Other amounts payable178/9€800€800=
Amounts payable within one year42/48€117,626€103,981▼
Current portion of amounts payable after more than one year42€16,533€3,507▼
Trade debts44€92,208€81,890▼
Suppliers440/4€92,208€81,890▼
Taxes, remuneration and social security45€8,885€18,585▲
Taxes450/3€8,885€18,585▲
Income statement Code20212022
Remuneration, social security and pensions62€404€291▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,184€10,995▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5,250-€6,276▼
Other operating charges640/8€2,532€8,778▲
Gross operating margin9900€25,627€56,435▲
Operating profit (loss)9901€4,258€42,647▲
Financial income75/76B€747€794▲
Recurring financial income75€747€794▲
Financial charges65/66B€1,165€1,732▲
Recurring financial charges65€1,165€1,732▲
Profit (loss) for the period before taxes9903€3,841€41,709▲
Transfer from deferred taxes780€370€370=
Income taxes67/77€956€12,916▲
Profit (loss) for the period9904€3,255€29,163▲
Transfer from tax-exempt reserves789€719€719=
Profit (loss) for the period to be appropriated9905€3,974€29,882▲
Appropriation of the result
Profit (loss) to be appropriated9906€204,458€234,340▲
Profit (loss) brought forward from the previous period14P€200,484€204,458▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022Change
Remuneration, social security and pensions62---€404€291▼ 28.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,165€14,099€12,722€13,184€10,995▼ 16.6%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4---€5,250-€6,276▼ 220%
Other operating charges640/8---€2,532€8,778▲ 247%
Gross operating margin9900€165,670€73,584€9,574€25,627€56,435▲ 120%
Operating profit (loss)9901€130,370€54,695-€7,463€4,258€42,647▲ 902%
Financial income75/76B---€747€794▲ 6.2%
Recurring financial income75€8€930€719€747€794▲ 6.2%
Financial charges65/66B---€1,165€1,732▲ 48.8%
Recurring financial charges65€3,098€2,603€1,727€1,165€1,732▲ 48.8%
Profit (loss) for the period before taxes9903€127,280€53,021-€8,471€3,841€41,709▲ 986%
Transfer from deferred taxes780---€370€370=
Income taxes67/77€41,049€22,461€1€956€12,916▲ 1,251%
Profit (loss) for the period9904€86,601€30,930-€8,102€3,255€29,163▲ 796%
Transfer from tax-exempt reserves789---€719€719=
Profit (loss) for the period to be appropriated9905€87,320€31,649-€7,383€3,974€29,882▲ 652%
Line20182019202020212022Change
Assets
Total assets20/58€394,819€446,156€400,512€391,360€403,001▲ 3.0%
Fixed assets21/28€112,339€100,652€87,930€76,905€65,910▼ 14.3%
Tangible fixed assets22/27€112,339€100,652€87,930€76,905€65,910▼ 14.3%
Land and buildings22---€73,299€64,317▼ 12.3%
Furniture and vehicles24---€3,606€1,593▼ 55.8%
Current assets29/58€282,480€345,504€312,582€314,456€337,091▲ 7.2%
Amounts receivable within one year40/41€231,590€265,388€253,121€278,712€298,253▲ 7.0%
Trade receivables40---€90,634€83,364▼ 8.0%
Other amounts receivable41---€188,078€214,889▲ 14.3%
Current investments50/53€8,000€8,000€8,000€8,000€8,000=
Cash at bank and in hand54/58€39,665€69,111€49,572€25,284€28,577▲ 13.0%
Deferred charges and accrued income490/1---€2,460€2,261▼ 8.1%
Equity and liabilities
Total equity and liabilities10/49€394,819€446,156€400,512€391,360€403,001▲ 3.0%
Equity10/15€216,381€247,311€239,210€242,465€271,628▲ 12.0%
Contributions10/11€12,400€12,400-€12,400€12,400=
Reserves13€27,764€27,045€26,326€25,607€24,888▼ 2.8%
Non-distributable reserves130/1---€1,900€1,900=
Reserves not available under the articles1311---€1,900€1,900=
Tax-exempt reserves132---€23,707€22,988▼ 3.0%
Profit (loss) carried forward14€176,217€207,866€200,484€204,458€234,340▲ 14.6%
Provisions and deferred taxes16€28,073€27,702€27,332€26,962€26,592▼ 1.4%
Provisions for liabilities and charges160/5---€24,000€24,000=
Major repairs and maintenance162---€19,000€19,000=
Other liabilities and charges164/5---€5,000€5,000=
Deferred taxes168---€2,962€2,592▼ 12.5%
Amounts payable17/49€150,365€171,142€133,970€121,934€104,781▼ 14.1%
Amounts payable after more than one year17€52,239€37,079€20,840€4,307€800▼ 81.4%
Financial debts170/4---€3,507--
Other amounts payable178/9---€800€800=
Amounts payable within one year42/48€98,126€134,063€113,130€117,626€103,981▼ 11.6%
Current portion of amounts payable after more than one year42---€16,533€3,507▼ 78.8%
Trade debts44€25,797€54,277€32,007€92,208€81,890▼ 11.2%
Suppliers440/4---€92,208€81,890▼ 11.2%
Taxes, remuneration and social security45---€8,885€18,585▲ 109%
Taxes450/3---€8,885€18,585▲ 109%
Line20182019202020212022Change
Profit (loss) for the period9904€86,601€30,930-€8,102€3,255€29,163▲ 796%
+ Depreciation and write-downs630€15,165€14,099€12,722€13,184€10,995▼ 16.6%
Operating cash flow (approximation)€101,766€45,029€4,620€16,439€40,158▲ 144%
Investment in fixed assets (approximation)--€2,411€0-€2,159€0▲ 100%
Change in cash-€29,446-€19,539-€24,288€3,293▲ 114%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
01-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 213 days late
2021
31-12
Financial Back to profitnet €3,255
Net result €3,255 after one loss-making year.
28-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-12
Financial Weakest financial yearnet -€8,102
Net result drops to -€8,102, the lowest in the series; recovery starts the following year.
16-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 138 days late
2019
26-11
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 118 days late
2018
27-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
06-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
20-07
NBB filing Annual accounts filed
fiscal year 2015 · full schema
2015
28-09
NBB filing Annual accounts filed
fiscal year 2014 · full schema · 59 days late
2014
31-10
NBB filing Annual accounts filed
fiscal year 2013 · full schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 2 establishment units since 2002
seat establishment All 2 establishment units on the map
Ground area
1,172 m²
Building footprint
350 m²
Volume, LiDAR
4,419 m³
2 parcels, Brussels, Flanders · tallest building 22.7 m, ±6 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
2 establishment units
Scherdemaalstraat 72, 1070 Anderlecht
NACE 74121
since 20022.223.476.461
Zeedijk(Kok) 58, 8670 Koksijde
Certified accountants and tax accountants
since 20132.223.476.263
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21308H0094/00P000 Brussels 832 m² 1 · 173 m² 8.5 m · 2 fl.
38014D0055/00B000 Flanders 339 m² 1 · 176 m² 22.7 m · 6 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 owners

Chain of control

  1. ACCOUNTANCY MDK 100%
  2. B.C.P.

Highest known parent: ACCOUNTANCY MDK. The sources do not say who stands above it.

Owners 2

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 6,153 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-05-2002
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
Phone 02/5230232Anderlecht
E-invoicing
Reachable via Peppol
Peppol ID 0208:0477607709
Also 9925:BE0477607709
Registered 23-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.