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B.C.I.

Active Public limited companyfounded 1988active for 38 yearsRue Derrière la Vaulx 43-45, 4960 MalmedyKBO/BCE: BE 0433.959.192

Lifetime

20 annual accounts with figures on one time axis, 38 filings since 1988
peak €118,205 (2015)
€66,580▲ 2.2%
lowest -€41,180 (2024)
-€40,542▲ €638
peak €1.2m (2016)
€1.0m▼ 3.7%
€589,380▼ 4.6%
Board3 names since 2019
3 directors and 2 others
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Loss of €40,542Reappointment: (director) 11-12Cash from €11,072 to €7,150

Key points

from the 2025 annual accounts

Losses

-€140,846 in nine years
2017201820192020202120222023-41,1802024-40,5422025

Every financial year from 2017 to 2025 closed with a loss. 2024 was the heaviest.

Liquidity

0.12 was 0.52 in 2024

Short-term debts rose from €56,171 to €61,947.

Position in the sector

-€40,542

Lower net result than 95% of companies in computer programming and consultancy. Sector median €28,031 · 22,060 companies.

2025 accounts filed 31 days after the deadline

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 8,613 companies had the same profile as B.C.I. has now. Each dot stands for 22 companies, two years later.

94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 8,613 companies, not a prediction for B.C.I.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 07-05-2025
Director
Director
  • deed of 05-10-2015
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0433959192
Reappointment: (director) General meeting of 07-05-2025 · Gazette deed
Appointments: (managing director) and (managing director) Board meeting of 28-06-2019 · Gazette deed
Capital increase of €114,700 to €1,134,600 Capital from €1,019,900 to €1,134,600, 370 new shares · Contribution: · General meeting of 21-09-2015 · Gazette deed
All 52 events

Comparable companies

same main activity, similar in size and age
Company
B.C.I. Malmedy €1.6m €66,580 63.8% -
TAMIS Steenokkerzeel €1.7m €83,745 91.5% -
PM - CONSULT Sint-Katelijne-Waver €1.2m €70,789 58.7% -
INDEX Koksijde €1.1m €76,255 -58.6% -
CONSULTING DSS Wanze €1.9m €131,483 82.3% -
BYTE - FACTORY Tervuren €1.6m €79,490 64.9% -
Acsis Herzele €1.9m €71,227 20.5% -

These companies have the same main activity as B.C.I.: computer programming (NACE 62100). They are comparable in size and age: total assets between €1.1m and €1.9m, founded between 1989 and 2000.

Official details

Source: KBO
Status
Active since 05-04-1988Normal situation
Activity
Computer programmingNACE 62100and 1 other
Establishment unit
2.037.566.4594780 Saint-Vith, since 27-04-1988
Financial year end
31 December
Peppol
Reachable since 07-01-2026
Company details

Annual accounts 2025

≈ €150,000estimated
€1.6m▼ 4.0%
Filing
Filed on 31-08-2026
Financials

Insights on B.C.I.

B.C.I. files the micro format. That format states no turnover. The gross margin rose from €8,890 in 2006 to €66,580 in 2025.

The balance sheet grew most from 2007 to 2009 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about B.C.I.

What is the company number of B.C.I.?
The company number of B.C.I. is 0433.959.192. The VAT number is the same number with BE in front: BE 0433.959.192.
Where is B.C.I. based?
The registered office is at Rue Derrière la Vaulx 43-45, 4960 Malmedy.Company details
What does B.C.I. do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of B.C.I.?
B.C.I. is a public limited company (NV).
When was B.C.I. founded?
B.C.I. was founded on 05-04-1988.
Is B.C.I. still active?
Yes, B.C.I. is an active enterprise in the KBO register.
What is the turnover of B.C.I.?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €66,580 and 31 comparable companies (NACE 62100). It probably lies between €120,000 and €170,000.Financials
Is B.C.I. profitable?
In financial year 2025, B.C.I. made a loss of €40,542.
Where can I find the annual accounts of B.C.I.?
B.C.I. filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of B.C.I. due?
B.C.I. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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