B.C.G.X.
ActiveB.C.G.X. has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €617. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▲+22
Solvency31▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.99 against 0.98 in 2024; short-term debt: 94.3% of total assets), and 94.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.7%
Return on assets
1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
1 d early
2023
6 d late
2022
55 d late
2021
399 d late
2019
108 d late
2018
62 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▲ 22.3%
2024 · €3k
2019: €-3k
2021: €-12k
2022: €7k
2023: €8k
2024: €3k
2019 → 2025
Total assets
€60k▼ 5.1%
2024 · €63k
2019: €76k
2021: €64k
2022: €76k
2023: €84k
2024: €63k
2019 → 2025
Net result
€617
2024 · €-5k
2019: €2k
2021: €-5k
2022: €19k
2023: €695
2024: €-5k
2019 → 2025
Working capital
€-317▲ 76.6%
2024 · €-1k
2019: €-3k
2021: €-12k
2022: €7k
2023: €8k
2024: €-1k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-12k-€7k€8k▲ 9.7%€3k▼ 64.7%€3k▲ 22.3%
Operating result€-2k-€21k€4k▼ 79.7%€-315€4k
Net result€-5k-€19k€695▼ 96.3%€-5k€617
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €315 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€4k▼ 10.2%
Current assets
€56k▼ 4.7%
Equity and liabilities €60k
Equity
€3k▲ 22.3%
Debt
€56k▼ 6.3%
The debt ratio falls from 95.6% to 94.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4k▲
2024 · €-244
Cash flow
€1k▲
2024 · €-5k
Solvency
5.7%▲
2024 · 4.4%
Current ratio
0.99▲
2024 · 0.98
Quick ratio
0.43▼
2024 · 0.53
Debt / equity
16.58▼
2024 · 21.65
ROE
18.2%▲
2024 · -183.5%
ROA
1.0%▲
2024 · -8.1%
Interest coverage
1.37▲
2024 · -0.05
Debt
€56k▼
2024 · €60k
Debt ≤ 1 year
€56k▼
2024 · €60k
Income taxes
€136
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€63k€60k▼
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€4k€4k▼
Plant, machinery and equipment23€4k€4k▼
Current assets29/58€59k€56k▼
Stocks and contracts in progress3€27k€32k▲
Stocks30/36€27k€32k▲
Amounts receivable within one year40/41€31k€24k▼
Trade receivables40€30k€24k▼
Other amounts receivable41€2k-
Cash at bank and in hand54/58€184-
Equity and liabilities
Total equity and liabilities10/49€63k€60k▼
Equity10/15€3k€3k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-16k€-15k▲
Amounts payable17/49€60k€56k▼
Amounts payable within one year42/48€60k€56k▼
Financial debts43€20k€19k▼
Credit institutions430/8€20k€19k▼
Trade debts44€6k€16k▲
Suppliers440/4€6k€16k▲
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€5k€3k▼
Other amounts payable47/48€29k€17k▼
Income statement
Code20242025
Non-recurring operating income76A€4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71€420▲
Other operating charges640/8€5k€15k▲
Gross operating margin9900€5k€19k▲
Operating profit (loss)9901€-315€4k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€-5k€753▲
Income taxes67/77-€136
Profit (loss) for the period9904€-5k€617▲
Profit (loss) for the period to be appropriated9905€-5k€617▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-15k▲
Profit (loss) brought forward from the previous period14P€-11k€-16k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €617
Net result €617 after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
27-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 55 days late
06-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 399 days late
2022
30-06
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
2021
30-06
Financial
Weakest financial yearnet €-5k ▼409%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
2020
18-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 108 days late
2019
03-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 62 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
09-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
2016
04-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 94 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St.-Truidersteenweg 4803840 Tongeren-BorgloonGround area
4,983 m²
Building footprint
2,718 m²
Volume, LiDAR
9,726 m³
3 parcels, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
XL-TECHNICS
since 20072.163.958.251
Cultuurcafé de Fwajee
since 20252.375.838.024
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352D0930/00F016 | Flanders | 2,937 m² | 1 · 1,745 m² | 8.0 m · 1 fl. |
| 73031E0064/00M000 | Flanders | 1,214 m² | 1 · 141 m² | 8.8 m · 2 fl. |
| 71053H0428/00X000 ProtectedArchaeological site · Monument · Townscape or village viewAbdijsite benedictijnenabdij Sint-Trudo en AcademiezaalSource ↗ |
Flanders | 832 m² | 1 · 832 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Truiden2.375.838.024
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Of 1,510 companies in sector 47540 we hold annual accounts for 805. 139 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2007
Fiscal year end30-06
Activities, NACEBEL
28520
47540Retail sale of electrical household appliances
56111Full-service restaurants
25530Machining of metals
52450
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+32477370893