Skip to content

B&C BUSINESS

Active
Private limited company·Algemene bouw van residentiële gebouwen· 2 yrs active
Jean Paquotstraat 68 ·1050 Elsene, Belgium
KBO/BCE: BE 1003.282.876
Watch Print / PDF
Age2 yrs
Real estate1 parcel · 211 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of B&C BUSINESS is 12.1% (high). The 2024 annual accounts show negative equity (€-315) and a net result of €-315. Its solvency ranks better than 5% of 3827 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
12.1% High
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-12-2025, 145 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 23-12-2025 145 d late 2025-00589354

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

Turnover€15k
EBIT margin-2.1%
Net result€-315
Working capital€-315

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 23-12-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -2343.8% 39.4%
better than 5% of 3827 sector peers
Net result €-315 €9k
better than 22% of 3824 sector peers
Equity €-315 €29k
better than 10% of 3832 sector peers
Gross operating margin €-315 €26k
better than 12% of 3822 sector peers
Total assets €13 €85k
better than 5% of 3828 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue€15k
EBITDA-
Net profit€-315
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€13
Equity€-315
Debt€328
of which ≤ 1y€328
of which > 1y-
Working capital€-315
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.04
Quick ratio0.04
Working capital ratio-2343.8%
Solvency-2343.8%
Debt / equity-1.04
Long-term debt ratio-
Interest coverage-
Gross margin-2.1%
Net margin-2.1%
ROA-2343.8%
ROE100.0%
EBITDA margin-
Days sales outstanding0d
Days payable outstanding8d
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€13
Current assets 29/58€13
Amounts receivable within one year 40/41€13
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€13
Equity 10/15€-315
Accumulated profits (losses) 14€-315
Amounts payable 17/49€328
Amounts payable within one year 42/48€328
Trade debts payable within one year 44€328
Income statement
Turnover 70€15k
Gross operating margin 9900€-315
Operating result 9901€-315
Result before taxes 9903€-315
Net result for the period 9904€-315
Result to be appropriated 9905€-315
Ratios computed by Checked.

Health barometer

FY 2024 · computed
20 / 100 Critical
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Jean Paquotstraat 681050 Elsene

Establishment units

1 location
B&C BUSINESS
Jean Paquotstraat 68, 1050 ElseneAlgemene bouw van residentiële gebouwen
since 20242.353.245.437
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area211 m²
Buildings1
Building footprint85 m²
Volume (LiDAR)939 m³
Tallest building15.7 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21443C0218/00V019 Brussels 210 m² 1 · 84 m² 15.7 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
19-06-2024
Registered-office move
All acts · 1 updated 2 years ago
2024
19-06-2024 Registered office moved to IXELLES Registered-office change
  • rue Jean Paquot 68/2-1050 IIXELLES

Analysis

Snowflake analysis

financial profile on 5 axes
Health20Profitability57Solvency33Growth-Stability67
44 / 100

Fragile profile, watch health in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 20
Profitability 57
Solvency 33
Growth -
Stability 67

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 5,390 of the 29,578 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Overige bouwinstallatie43240Overige bouwinstallatie, n.e.g.43299Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
Legal nameNL B&C BUSINESS
Registered office
Jean Paquotstraat 68 bus 2
1050 Elsene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.