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B.C.B.

Active
Private limited companyfounded 199729 yrs activeLanzerath 149, 4760 Büllingen, BelgiumKBO/BCE: BE 0460.162.060
Summary

B.C.B. has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€129,345) and a net result of €24,264. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 3163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
59 / 100
Fair
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+19
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
short-term debt: 0.4% and cash: 44.3% of total assets, and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 29 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-204.1%
Return on assets
38.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 3163 sector peers (2025).
NBB · sector comparison
Position among 3163 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
30 d late
2023
6 d late
2022
7 d late
2021
31 d late
2020
29 d late
2019
89 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

B.C.B. was incorporated on 7 March 1997.1 Total assets rose from EUR 11,203 in 2018 to EUR 63,364 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€24,264▲ 347%
2024 · €5,426
Working capital
€30,180▲ 92.2%
2024 · €15,702
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€453€20,327▲ 4,390%€17,953▼ 11.7%€5,552▼ 69.1%€24,304▲ 338%
Net result€430€20,303▲ 4,627%€17,930▼ 11.7%€5,426▼ 69.7%€24,264within the sector's middle half▲ 347%
Equity-€197,267▲ 0.2%-€176,964▲ 10.3%-€159,034▲ 10.1%-€153,609▲ 3.4%-€129,345below the sector's middle half▲ 15.8%
Total assets€6,865▲ 4.4%€26,880▲ 292%€56,112▲ 109%€53,329▼ 5.0%€63,364below the sector's middle half▲ 18.8%
Debt€204,132▼ 0.1%€203,844▼ 0.1%€215,146▲ 5.5%€206,937▼ 3.8%€192,709▼ 6.9%
Working capital€4,854▲ 59.7%€25,070▲ 416%€14,043▼ 44.0%€15,702▲ 11.8%€30,180within the sector's middle half▲ 92.2%
Solvency-658.3%-283.4%▲ 374.9pp-288.0%▼ 4.6pp-204.1%below the sector's middle half▲ 83.9pp
Current ratio28.54
Return on assets (ROA)6.3%▲ 67.3pp75.5%▲ 69.3pp32.0%▼ 43.6pp10.2%▼ 21.8pp38.3%above the sector's middle half▲ 28.1pp
above within below the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000Operating result 2021: €453€453Net result 2021: €430€430Operating result 2022: €20,327€20,327Net result 2022: €20,303€20,303Operating result 2023: €17,953€17,953Net result 2023: €17,930€17,930Operating result 2024: €5,552€5,552Net result 2024: €5,426€5,426Operating result 2025: €24,304€24,304Net result 2025: €24,264€24,26420212022202320242025€0€10,000€20,000Operating result 2023: €17,953€18,000Net result 2023: €17,930€17,900Operating result 2024: €5,552€5,550Net result 2024: €5,426€5,430Operating result 2025: €24,304€24,300Net result 2025: €24,264€24,300202320242025
The operating result recovers in 2025; 2025 is 338% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63,364
Fixed assets €32,912 ▼ 12.2%
Current assets €30,452 ▲ 92.1%
Key figures and ratios
2025 value · change against 2024
EBITDA
€28,870▲
2024 · €10,118
Cash flow
€28,830▲
2024 · €9,992
Debt to equity
-1.49▼
2024 · -1.35
Interest coverage
708.47▲
2024 · 78.73
Debt ≤ 1 year
€272▲
2024 · €149
Debt > 1 year
€192,437▼
2024 · €206,788
A ratio outside any meaningful range has been withheld (balance sheet total €63,364, equity -€129,345).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,795 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a profit of 5% of the balance sheet or more
2.7% went bankrupt
5.3% stopped otherwise
92% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€53,329€63,364▲
Fixed assets21/28€37,478€32,912▼
Tangible fixed assets22/27€37,478€32,912▼
Plant, machinery and equipment23€300-
Furniture and vehicles24€37,178€32,912▼
Current assets29/58€15,850€30,452▲
Amounts receivable within one year40/41€3,375€54▼
Trade receivables40€2,467-
Other amounts receivable41€908€54▼
Cash at bank and in hand54/58€11,173€28,098▲
Deferred charges and accrued income490/1€1,303€2,300▲
Equity and liabilities
Total equity and liabilities10/49€53,329€63,364▲
Equity10/15-€153,609-€129,345▲
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14-€172,209-€147,945▲
Amounts payable17/49€206,937€192,709▼
Amounts payable after more than one year17€206,788€192,437▼
Other amounts payable178/9€206,788€192,437▼
Amounts payable within one year42/48€149€272▲
Trade debts44€149-
Suppliers440/4€149-
Taxes, remuneration and social security45-€272
Taxes450/3-€272
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,566€4,566=
Other operating charges640/8€260€186▼
Gross operating margin9900€10,378€29,057▲
Operating profit (loss)9901€5,552€24,304▲
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€129€41▼
Recurring financial charges65€129€41▼
Profit (loss) for the period before taxes9903€5,426€24,264▲
Profit (loss) for the period9904€5,426€24,264▲
Profit (loss) for the period to be appropriated9905€5,426€24,264▲
Appropriation of the result
Profit (loss) to be appropriated9906-€172,209-€147,945▲
Profit (loss) brought forward from the previous period14P-€177,634-€172,209▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,518€1,063€1,516€4,566€4,566=
Other operating charges640/8€149€149€347€260€186▼ 28.5%
Gross operating margin9900€2,119€21,538€19,815€10,378€29,057▲ 180%
Operating profit (loss)9901€453€20,327€17,953€5,552€24,304▲ 338%
Financial income75/76B--€1€2--
Recurring financial income75--€1€2--
Financial charges65/66B€23€24€24€129€41▼ 68.3%
Recurring financial charges65€23€24€24€129€41▼ 68.3%
Profit (loss) for the period before taxes9903€430€20,303€17,930€5,426€24,264▲ 347%
Profit (loss) for the period9904€430€20,303€17,930€5,426€24,264▲ 347%
Profit (loss) for the period to be appropriated9905€430€20,303€17,930€5,426€24,264▲ 347%
Line20212022202320242025Change
Assets
Total assets20/58€6,865€26,880€56,112€53,329€63,364▲ 18.8%
Fixed assets21/28€1,963€900€42,044€37,478€32,912▼ 12.2%
Tangible fixed assets22/27€1,963€900€42,044€37,478€32,912▼ 12.2%
Plant, machinery and equipment23€1,963€900€600€300--
Furniture and vehicles24--€41,444€37,178€32,912▼ 11.5%
Current assets29/58€4,902€25,980€14,068€15,850€30,452▲ 92.1%
Amounts receivable within one year40/41€439€8,241€11,482€3,375€54▼ 98.4%
Trade receivables40-€8,241€2,360€2,467--
Other amounts receivable41€439-€9,122€908€54▼ 94.1%
Cash at bank and in hand54/58€4,158€17,232€2,375€11,173€28,098▲ 151%
Deferred charges and accrued income490/1€305€507€211€1,303€2,300▲ 76.4%
Equity and liabilities
Total equity and liabilities10/49€6,865€26,880€56,112€53,329€63,364▲ 18.8%
Equity10/15-€197,267-€176,964-€159,034-€153,609-€129,345▲ 15.8%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Profit (loss) carried forward14-€215,867-€195,564-€177,634-€172,209-€147,945▲ 14.1%
Amounts payable17/49€204,132€203,844€215,146€206,937€192,709▼ 6.9%
Amounts payable after more than one year17€204,084€202,934€215,121€206,788€192,437▼ 6.9%
Other amounts payable178/9€204,084€202,934€215,121€206,788€192,437▼ 6.9%
Amounts payable within one year42/48€48€910€25€149€272▲ 82.9%
Trade debts44€48€687€25€149--
Suppliers440/4€48€687€25€149--
Taxes, remuneration and social security45-€223--€272-
Taxes450/3-€223--€272-
Line20212022202320242025Change
Profit (loss) for the period9904€430€20,303€17,930€5,426€24,264▲ 347%
+ Depreciation and write-downs630€1,518€1,063€1,516€4,566€4,566=
Operating cash flow (approximation)€1,947€21,366€19,446€9,992€28,830▲ 189%
Investment in fixed assets (approximation)-€0-€42,660€0€0-
Change in cash-€13,073-€14,856€8,797€16,926▲ 92.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial Highest result since 2018net €24,264 ▲347%
Operating result €24,304, net result €24,264, both a record.
30-08
NBB filing Annual accounts filed
fiscal year 2024 · unclassified schema · 30 days late
2024
06-08
NBB filing Annual accounts filed
fiscal year 2023 · unclassified schema · 6 days late
2023
31-12
Financial Liquidity times 20current ratio 566.80
Current ratio from 28.54 to 566.80; short-term debt falls from €910 to €25.
07-08
NBB filing Annual accounts filed
fiscal year 2022 · unclassified schema · 7 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · unclassified schema · 31 days late
2021
31-12
Financial Back to profitnet €430
Net result €430 after 3 loss-making years.
29-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 29 days late
2020
28-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 89 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Büllingen · 1 establishment unit since 1997
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lanzerath 1494760 Büllingen
1 establishment unit
Lanzerath 149, 4760 Büllingen
NACE 0112302
since 19972.080.931.201

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 4,676 companies in sector 01610 we hold annual accounts for 1,369. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-03-1997
Fiscal year end31-12
Activities, NACEBEL 2025
01610Support activities for crop production
E-invoicing
Reachable via Peppol
Peppol ID 0208:0460162060
Also 9925:BE0460162060
Registered 12-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.