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B.C.

Active
Public limited companyfounded 200521 yrs activeLeuzesesteenweg 169, 9600 Ronse, BelgiumKBO/BCE: BE 0873.040.085
Summary

B.C. has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.3m and a net result of -€79,689. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 39% of 253 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
B.C.ActiveChecked score 81/100
Risk analysis ReportCompare

Overview

Activity
Other non-specialised retail sale
NACE 47120Retail sale of electrical household appliances NACE 47540Intermediation services for non-specialised retail NACE 47910
#2 employer in Ronse, Wholesale and retail trade sector62 sites
Size
€31.0mturnover 2026
Staff
70.8 FTE
Equity
€1.3m
Loss
-€79,689
Financial health
81 Excellent Checked score 2026
Bankruptcy chance 12 m
0.4%
Structure
Parent
ELECTRO - A.V. · 99.93%
Accounts 32 d early0 of 11 deeds read
Why 81- Liquidity: current ratio 1.34, cash €302,426- Size: turnover €31.0m, 70.8 FTE, total assets €5.1m- Loss of €79,689 (FY 2026)+ Founded in 2005Show the evidence

Checked score

Score 2026
81 / 100
Excellent
Probability in this band: under 0.55%
Better than 30% of its sector peers (NACE 47, medium-sized)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Weak
Solvency 50+10
equity 24.8% of total assets
Liquidity 17+7
short-term debt 74.6% · cash 5.9%
Profitability 34-5
return on assets -1.6%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (388 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%● 0.0% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.2%● 0.0% vs 02-2025 04-2025: 0.2%● 0.0% vs 03-2025 05-2025: 0.2%▼ -4.0% vs 04-2025lowest value 06-2025: 0.2%▲ +1.8% vs 05-2025 07-2025: 0.2%▲ +4.7% vs 06-2025 08-2025: 0.2%▲ +5.1% vs 07-2025 09-2025: 0.2%▲ +6.4% vs 08-2025 10-2025: 0.6%▲ +199% vs 09-2025 11-2025: 0.6%▲ +2.0% vs 10-2025highest value 12-2025: 0.6%● 0.0% vs 11-2025highest value 01-2026: 0.6%● 0.0% vs 12-2025highest value 02-2026: 0.6%● 0.0% vs 01-2026highest value 03-2026: 0.6%● 0.0% vs 02-2026highest value 04-2026: 0.6%● 0.0% vs 03-2026highest value 05-2026: 0.6%▼ -3.5% vs 04-2026 06-2026: 0.6%● 0.0% vs 05-2026 07-2026: 0.6%▼ -1.9% vs 06-2026 08-2026: 0.6%▲ +2.1% vs 07-2026 09-2026: 0.6%▲ +2.9% vs 08-2026 10-2026: 0.4%▼ -29.8% vs 09-2026
  • Liquidity: current ratio 1.34, cash €302,426 raises the probability
  • Size: turnover €31.0m, 70.8 FTE, total assets €5.1m raises the probability for this profile
  • Founded in 2005 lowers the probability for this profile
  • Loss of €79,689 (FY 2026) raises the probability
Credit up to €100,000 at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.18 in 2025; short-term debt: 74.6% and cash: 5.9% of total assets), and 75.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, medium-sized). Better than this share of them on solvency 48%, liquidity 22%, profitability 23%, growth against the median 29%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.34, cash €302,426
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Size: turnover €31.0m, 70.8 FTE, total assets €5.1m
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2005
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Loss of €79,689 (FY 2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 29-09-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
32 d early
2025
36 d early
2024
36 d early
2023
20 d early
2022
18 d early
2021
11 d early
2020
11 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 29 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · full…
  2. Weakest financial yearnet -€79,689
  3. Annual accounts filedfiscal year 2025 · full…

Key points

  • Caution: From profit to loss in 2026after €49,442 in 2025 -€79,689 View
  • Caution: Among the weakest 16% on net resultsector median €85,311 · 253 companies -€79,689 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Controlled by ELECTRO - A.V.ultimately: ELCOVER 99.93% View

By topic

Financials

Fiscal year
2026
Turnover
€31.0m
Loss
-€79,689
Solvency
24.8%
Turnover▼ 1.8%
Net result
20192026
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-10-2027
  1. 29-09-2026Annual accounts filed
  2. 31-03-2026Weakest financial year
  3. 25-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
62
Legal form
Public limited company
Activity
Other non-specialised retail saleNACE 47120
Founded
07-04-2005
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

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