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B&BACHIR

Active
Private limited companyfounded 200026 years activeSint-Mariastraat 15, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0470.531.855
Summary

B&BACHIR has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€129,489) and a net result of €15,516. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 5% of 2,737 sector peers (NACE 82, fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
Office administrative and support services
NACE 82100Photography, excluding press photography NACE 74201
2 sites
Size
€144,896total assets 2025
Staff
4 FTE
Equity
-€129,489
Profit
€15,516
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy probability, 12 months
1.0%
Structure
Board
1 member
Accounts filed 60 days late1 of 5 deeds read
Why 54Capped at 59: negative equity- Latest accounts 60 days late; 3 of the last 3 late+ Size: total assets €144,896+ Founded in 2000+ Sector Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 30% of its sector peers (NACE 82, micro)
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -89.4% of total assets
Liquidity 3+2
short-term debt 189.4% · cash 2.8%
Profitability 82+5
return on assets 10.7%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,601 companies)
Last 24 months 11-2024: 1.9% 12-2024: 1.9%● unchanged vs 11-2024 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 1.8%▼ -0.1 percentage points vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.7%▼ -0.1 percentage points vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025 07-2025: 1.9%▲ +0.2 percentage points vs 06-2025 08-2025: 2.1%▲ +0.2 percentage points vs 07-2025 09-2025: 2.1%● unchanged vs 08-2025 10-2025: 2.3%▲ +0.2 percentage points vs 09-2025highest value 11-2025: 1.2%▼ -1.1 percentage points vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.1%▼ -0.1 percentage points vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.6%▲ +0.5 percentage points vs 07-2026 09-2026: 1.8%▲ +0.2 percentage points vs 08-2026 10-2026: 1.0%▼ -0.8 percentage points vs 09-2026lowest value
No credit on open account
Liquidity short (current ratio 0.05 against 0.05 in 2024; short-term debt: 189.4% and cash: 2.8% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 5% on solvency, 4% on liquidity, 55% on profitability and 57% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €144,896
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Latest accounts 60 days late; 3 of the last 3 late
NBB · filings
lowers risk · Founded in 2000
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Sector Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 2737 sector peers (2025).
NBB · sector comparison
Position among 2737 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
60 days late
2024
67 days late
2023
51 days late
2022
53 days late
2021
47 days late
2020
60 days late
2019
121 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 66 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Appointment: Yassin HAJJI (sole director)State Gazette act
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€129,489 View
  • Caution: Among the weakest 5% on solvencysector median 41.6% · 2,737 companies -89.4% View
  • New directorlatest change 17-06-2026 · 1 in office 1 joined View

By topic

Financials

Fiscal year
2025
Total assets
€144,896
Profit
€15,516
Solvency
-89.4%
Turnover=
Net result
20182020
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 31-12-2024Back to profit
  2. 20-09-2024Annual accounts filed
  3. 22-09-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Office administrative and support servicesNACE 82100
Founded
07-02-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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