B.B.V. GROUP
ActiveB.B.V. GROUP has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €681k and a net result of €20k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 63% of 7687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
88
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▼-12
Solvency97=
Growth75▼-4
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 2.16 against 2.2 in 2024), and 44.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.3%
Return on assets
1.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
6 d late
2023
50 d late
2022
7 d late
2021
60 d late
2020
61 d late
2019
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€2.44M▼ 6.0%
2024 · €2.59M
2018: €1.16M
2019: €1.81M
2020: €2.09M
2021: €1.74M
2022: €2.64M
2023: €3.20M
2024: €2.59M
2018 → 2025
EBIT margin
2.2%▼ 0.7pp
2024 · 2.9%
2018: 6.3%
2019: 5.2%
2020: 4.4%
2021: 2.6%
2022: 4.6%
2023: 1.5%
2024: 2.9%
2018 → 2025
Net result
€20k▼ 61.9%
2024 · €53k
2018: €19k
2019: €66k
2020: €56k
2021: €12k
2022: €99k
2023: €4k
2024: €53k
2018 → 2025
Working capital
€641k▲ 6.0%
2024 · €605k
2018: €330k
2019: €407k
2020: €474k
2021: €494k
2022: €548k
2023: €577k
2024: €605k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.74M-€2.64M▲ 52.3%€3.20M▲ 21.0%€2.59M▼ 19.1%€2.44M▼ 6.0%
Equity€505k-€604k▲ 19.6%€608k▲ 0.7%€661k▲ 8.7%€681k▲ 3.1%
Operating result€45k-€122k▲ 171%€47k▼ 61.0%€76k▲ 59.2%€53k▼ 29.7%
Net result€12k-€99k▲ 715%€4k▼ 95.5%€53k▲ 1,095%€20k▼ 61.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.23M
Fixed assets
€40k▼ 28.3%
Current assets
€1.19M▲ 7.4%
Equity and liabilities €1.23M
Equity
€681k▲ 3.1%
Debt
€551k▲ 9.1%
The debt ratio rises from 43.3% to 44.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€73k▼
2024 · €102k
Cash flow
€40k▼
2024 · €79k
Solvency
55.3%▼
2024 · 56.7%
Current ratio
2.16▼
2024 · 2.20
Quick ratio
2.11▼
2024 · 2.17
Debt / equity
0.81▲
2024 · 0.76
ROE
3.0%▼
2024 · 8.0%
ROA
1.6%▼
2024 · 4.5%
Interest coverage
25.11▲
2024 · 21.23
Debt
€551k▲
2024 · €505k
Debt ≤ 1 year
€551k▲
2024 · €505k
Income taxes
€30k▲
2024 · €18k
Staff costs
€416k▼
2024 · €503k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.17M€1.23M▲
Fixed assets21/28€56k€40k▼
Tangible fixed assets22/27€55k€39k▼
Plant, machinery and equipment23€8k€5k▼
Furniture and vehicles24€47k€34k▼
Financial fixed assets28€1k€1k=
Current assets29/58€1.11M€1.19M▲
Stocks and contracts in progress3€15k€30k▲
Stocks30/36€15k€30k▲
Amounts receivable within one year40/41€1.02M€1.12M▲
Trade receivables40€971k€1.03M▲
Other amounts receivable41€52k€89k▲
Cash at bank and in hand54/58€72k€41k▼
Equity and liabilities
Total equity and liabilities10/49€1.17M€1.23M▲
Equity10/15€661k€681k▲
Contributions10/11€7k€7k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€653k€673k▲
Amounts payable17/49€505k€551k▲
Amounts payable within one year42/48€505k€551k▲
Trade debts44€138k€183k▲
Suppliers440/4€138k€183k▲
Taxes, remuneration and social security45€48k€20k▼
Taxes450/3€23k€15k▼
Remuneration and social security454/9€26k€5k▼
Other amounts payable47/48€318k€348k▲
Income statement
Code20242025
Turnover70€2.59M€2.44M▼
Goods, raw materials, services and sundry goods60/61€1.97M€1.94M▼
Remuneration, social security and pensions62€503k€416k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€20k▼
Other operating charges640/8€20k€11k▼
Gross operating margin9900€625k€500k▼
Operating profit (loss)9901€76k€53k▼
Financial income75/76B€22€1▼
Recurring financial income75€22€1▼
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€71k€50k▼
Income taxes67/77€18k€30k▲
Profit (loss) for the period9904€53k€20k▼
Profit (loss) for the period to be appropriated9905€53k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€653k€673k▲
Profit (loss) brought forward from the previous period14P€600k€653k▲
Social balance
Average headcount (FTE)908711.3-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 6 days late
2024
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 50 days late
2023
31-12
Financial
Weakest financial yearnet €4k ▼95.5%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 7 days late
2022
31-12
Financial
Highest result since 2018net €99k ▲715%
Operating result €122k, net result €99k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 60 days late
2021
31-12
Financial
Equity above €500kEq €505k ▲2.5%
4 profitable years in a row build equity to €505k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 70 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2018
25-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 86 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
31 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindestraat 3231140 EvereGround area
560 m²
Building footprint
562 m²
Volume, LiDAR
3,485 m³
Parcel 21372D0221/00D004, Brussels · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lindestraat 323, 1140 Evere
since 20092.180.687.187
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372D0221/00D004 | Brussels | 560 m² | 1 · 562 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
17 categoriesB.B.V. GROUP SRL32871
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SAEY FILIP
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Of 8,398 companies in sector 43120 we hold annual accounts for 3,206. 1,940 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-09-2009
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
43990Other specialised construction activities
43999Specialised construction activities
43240Other construction installation
43299Specialised construction activities
43910Bricklaying and masonry work
43994Specialised construction activities
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.