B.B.V
ActiveB.B.V has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €-13k. Equity is shrinking by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 94% of 3102 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-25
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
short-term debt: 0.3% and cash: 56.2% of total assets, and 8.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.7%
Return on assets
-20.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-13k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
44 d early
2023
20 d early
2022
62 d early
2021
39 d early
2020
2 d late
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▼ 18.2%
2024 · €70k
2018: €87k
2019: €88k
2020: €91k
2021: €87k
2022: €86k
2023: €74k
2024: €70k
2018 → 2025
Total assets
€62k▼ 22.0%
2024 · €80k
2018: €106k
2019: €106k
2020: €107k
2021: €103k
2022: €100k
2023: €83k
2024: €80k
2018 → 2025
Net result
€-13k▼ 208%
2024 · €-4k
2018: €-240
2019: €135
2020: €3k
2021: €-4k
2022: €-707
2023: €-12k
2024: €-4k
2018 → 2025
Working capital
€36k▼ 22.2%
2024 · €46k
2018: €35k
2019: €41k
2020: €50k
2021: €50k
2022: €55k
2023: €47k
2024: €46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€87k-€86k▼ 0.8%€74k▼ 14.0%€70k▼ 5.6%€57k▼ 18.2%
Operating result€-4k-€-707▲ 82.8%€-12k▼ 1,614%€-4k▲ 64.1%€-13k▼ 195%
Net result€-4k-€-707▲ 82.8%€-12k▼ 1,597%€-4k▲ 65.7%€-13k▼ 208%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€26k▼ 16.0%
Current assets
€36k▼ 25.8%
Equity and liabilities €62k
Equity
€57k▼ 18.2%
Debt
€5k▼ 48.6%
The debt ratio falls from 12.6% to 8.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-8k▼
2024 · €577
Cash flow
€-8k▼
2024 · €809
Solvency
91.7%▲
2024 · 87.4%
Debt / equity
0.09▼
2024 · 0.14
ROE
-22.2%▼
2024 · -5.9%
ROA
-20.4%▼
2024 · -5.2%
Interest coverage
-1648.29
Debt
€5k▼
2024 · €10k
Debt ≤ 1 year
€163▼
2024 · €2k
Debt > 1 year
€5k▼
2024 · €8k
A ratio outside any meaningful range has been withheld (balance sheet total €62k, equity €57k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€62k▼
Fixed assets21/28€31k€26k▼
Tangible fixed assets22/27€31k€26k▼
Land and buildings22€31k€26k▼
Current assets29/58€49k€36k▼
Amounts receivable within one year40/41€8k€66▼
Trade receivables40€7k€0▼
Other amounts receivable41€587€66▼
Cash at bank and in hand54/58€39k€35k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€80k€62k▼
Equity10/15€70k€57k▼
Contributions10/11€85k€85k=
Reserves13€7k€7k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-23k€-35k▼
Amounts payable17/49€10k€5k▼
Amounts payable after more than one year17€8k€5k▼
Other amounts payable178/9€8k€5k▼
Amounts payable within one year42/48€2k€163▼
Trade debts44€2k€0▼
Suppliers440/4€2k€0▼
Other amounts payable47/48€416€163▼
Accrued charges and deferred income492/3€66-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€2k€-7k▼
Operating profit (loss)9901€-4k€-13k▼
Financial income75/76B€231€160▼
Recurring financial income75€231€160▼
Financial charges65/66B-€5
Recurring financial charges65-€5
Profit (loss) for the period before taxes9903€-4k€-13k▼
Profit (loss) for the period9904€-4k€-13k▼
Profit (loss) for the period to be appropriated9905€-4k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-35k▼
Profit (loss) brought forward from the previous period14P€-19k€-23k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series.
31-12
Financial
Liquidity times 11current ratio 223.28
Current ratio from 19.74 to 223.28; short-term debt falls from €2k to €163.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 7current ratio 90.88
Current ratio from 12.19 to 90.88; short-term debt falls from €5k to €519.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
31-12
Financial
Highest result since 2018net €3k ▲2206%
Operating result €3k, net result €3k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €135
Net result €135 after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lierneux · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Véhinnes 184990 LierneuxGround area
2,952 m²
Building footprint
127 m²
Volume, LiDAR
722 m³
2 parcels, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fraiture SN, 6690 Vielsalm
since 20102.189.775.493
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82006A0353/00B000 | Wallonia | 2,251 m² | - | - |
| 63045E0369/00E000 | Wallonia | 700 m² | 1 · 127 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MARKHOEVE
BE 0876.991.549
Deinze · Eq €57k
AGRI-CRESTIA
BE 0889.202.958
Doische · Eq €57k
AGROVAN
BE 0455.895.743
Tielt · Eq €58k
't NERVEN
BE 0899.097.156
Wuustwezel · Eq €56k
Portgoed
BE 0762.839.771
Beveren-Kruibeke-Zwijndrecht · Eq €55k
Of 587 companies in sector 01462 we hold annual accounts for 213. 129 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2010
Fiscal year end31-12
Activities, NACEBEL
01462Crop and animal production, hunting and related service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.