B&B Technics
ActiveThe computed 12-month bankruptcy probability of B&B Technics is 2.4% (moderate). The 2025 annual accounts show equity of €33k and a net result of €-17k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 42% of 27676 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-38
Solvency65▼-35
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 1.53 against 5.5 in 2024; short-term debt: 60.2% and cash: 51.7% of total assets), but 60.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.8%
Return on assets
-20.6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-17k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
29 d late
2022
31 d late
2021
24 d late
2020
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▼ 63.7%
2024 · €91k
2020: €44k
2021: €71k
2022: €90k
2023: €92k
2024: €91k
2020 → 2025
Total assets
€83k▼ 24.5%
2024 · €110k
2020: €67k
2021: €97k
2022: €145k
2023: €107k
2024: €110k
2020 → 2025
Net result
€-17k▼ 2,184%
2024 · €-746
2020: €29k
2021: €26k
2022: €19k
2023: €2k
2024: €-746
2020 → 2025
Working capital
€26k▼ 68.8%
2024 · €84k
2020: €36k
2021: €62k
2022: €81k
2023: €88k
2024: €84k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€90k▲ 26.6%€92k▲ 2.3%€91k▼ 0.8%€33k▼ 63.7%
Operating result€37k-€27k▼ 28.4%€10k▼ 62.9%€8k▼ 20.2%€-14k
Net result€26k-€19k▼ 28.9%€2k▼ 89.0%€-746€-17k▼ 2,184%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €8k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets
€7k▲ 3.3%
Current assets
€76k▼ 26.2%
Equity and liabilities €83k
Equity
€33k▼ 63.7%
Debt
€50k▲ 165%
The debt ratio rises from 17.1% to 60.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-13k▼
2024 · €10k
Cash flow
€-16k▼
2024 · €1k
Solvency
39.8%▼
2024 · 82.9%
Current ratio
1.53▼
2024 · 5.50
Quick ratio
1.53▼
2024 · 5.50
Debt / equity
1.51▲
2024 · 0.21
ROE
-51.6%▼
2024 · -0.8%
ROA
-20.6%▼
2024 · -0.7%
Interest coverage
-4.78▼
2024 · 2.46
Debt
€50k▲
2024 · €19k
Debt ≤ 1 year
€50k▲
2024 · €19k
Income taxes
€513▼
2024 · €5k
Staff costs
€221▼
2024 · €256
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€110k€83k▼
Fixed assets21/28€6k€7k▲
Tangible fixed assets22/27€6k€7k▲
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€677€1k▲
Financial fixed assets28€64€64=
Current assets29/58€103k€76k▼
Amounts receivable within one year40/41€13k€21k▲
Trade receivables40€9k€15k▲
Other amounts receivable41€3k€6k▲
Cash at bank and in hand54/58€72k€43k▼
Deferred charges and accrued income490/1€18k€12k▼
Equity and liabilities
Total equity and liabilities10/49€110k€83k▼
Equity10/15€91k€33k▼
Contributions10/11€15k€4k▼
Reserves13€77k€47k▼
Distributable reserves133€77k€47k▼
Profit (loss) carried forward14€-746€-18k▼
Amounts payable17/49€19k€50k▲
Amounts payable within one year42/48€19k€50k▲
Financial debts43€245€0▼
Credit institutions430/8€245€0▼
Trade debts44€4k€17k▲
Suppliers440/4€4k€17k▲
Taxes, remuneration and social security45€15k€4k▼
Taxes450/3€15k€542▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€0€29k▲
Income statement
Code20242025
Remuneration, social security and pensions62€256€221▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€877▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€13k€-9k▼
Operating profit (loss)9901€8k€-14k▼
Financial income75/76B€37€7▼
Recurring financial income75€37€7▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€4k€-17k▼
Income taxes67/77€5k€513▼
Profit (loss) for the period9904€-746€-17k▼
Profit (loss) for the period to be appropriated9905€-746€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-746€-18k▼
Profit (loss) brought forward from the previous period14P-€-746
Transfer from equity791/2-€29k
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7-€29k
Return on contributions (dividend)694-€29k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 6.77
Current ratio from 2.47 to 6.77; short-term debt falls from €55k to €15k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Amelbergalaan 549140 TemseGround area
266 m²
Building footprint
101 m²
Volume, LiDAR
605 m³
Parcel 46025B1020/00C003, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B&B Technics
since 20192.290.775.358
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B1020/00C003 | Flanders | 266 m² | 1 · 101 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 8,096 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-2019
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.