B&B TECH
ActiveSummary
B&B TECH has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €185k and a net result of €23k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 61% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▲+2
Solvency82▼-4
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.2 against 2.68 in 2024; short-term debt: 42.1% and cash: 8.1% of total assets), and 43.4% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.6%
Return on assets
6.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
6 d late
2023
16 d late
2022
373 d late
2021
25 d late
2020
8 d early
2019
52 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2025, micro schema
Turnover
€798k▼ 10.3%
2023 · €890k
EBIT margin
7.3%▲ 11.1pp
2023 · -3.8%
Net result
€23k▼ 40.8%
2024 · €38k
Working capital
€166k▲ 5.1%
2024 · €158k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€1.11M€890k▼ 19.6%€798k▼ 10.3%
Operating result€86k€21k▼ 75.2%€-34k€58k€30k▼ 47.8%
Net result€68k€15k▼ 78.4%€-43k€38k€23k▼ 40.8%
EBIT margin1.9%-3.8%▼ 5.7pp7.3%▲ 11.1pp
Equity€168k▲ 60.2%€183k▲ 8.8%€140k▼ 23.4%€178k▲ 27.3%€185k▲ 3.9%
Total assets€319k▲ 42.3%€318k▼ 0.2%€170k▼ 46.6%€293k▲ 72.7%€327k▲ 11.7%
Debt€151k▲ 26.6%€135k▼ 10.3%€30k▼ 78.0%€115k▲ 286%€142k▲ 23.7%
Working capital€143k▲ 98.8%€170k▲ 18.4%€137k▼ 19.4%€158k▲ 15.5%€166k▲ 5.1%
Staff (FTE)1.5=1.6▲ 6.7%1.6=1.6=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 48% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €327k
Fixed assets
€23k ▼ 43.0%
Current assets
€304k ▲ 20.5%
Equity and liabilities €327k
Equity
€185k ▲ 3.9%
Debt
€142k ▲ 23.7%
Debt's share of the balance-sheet total rises from 39.2% to 43.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€48k▼
2024 · €71k
Cash flow
€40k▼
2024 · €51k
Current ratio
2.20▼
2024 · 2.68
Debt to equity
0.77▲
2024 · 0.64
ROE
12.2%▼
2024 · 21.5%
ROA
6.9%▼
2024 · 13.1%
Interest coverage
6.67▼
2024 · 8.79
Debt ≤ 1 year
€138k▲
2024 · €94k
Debt > 1 year
€4k▼
2024 · €20k
Income taxes
€746▼
2024 · €12k
Staff costs
€102k▲
2024 · €85k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €1.11M | €890k | €798k | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €987k | €877k | €690k | - | - |
| Remuneration, social security and pensions62 | €89k | €82k | €95k | €85k | €102k | ▲ 20.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €13k | €2k | €13k | €17k | ▲ 33.9% |
| Other operating charges640/8 | €9k | €4k | €4k | €7k | €6k | ▼ 9.2% |
| Gross operating margin9900 | €198k | €120k | €67k | €163k | €156k | ▼ 4.3% |
| Operating profit (loss)9901 | €86k | €21k | €-34k | €58k | €30k | ▼ 47.8% |
| Financial income75/76B | - | €598 | €158 | €519 | €123 | ▼ 76.2% |
| Recurring financial income75 | - | €598 | €158 | €519 | €123 | ▼ 76.2% |
| Financial charges65/66B | €4k | €6k | €6k | €8k | €7k | ▼ 11.6% |
| Recurring financial charges65 | €4k | €6k | €6k | €8k | €7k | ▼ 11.6% |
| Profit (loss) for the period before taxes9903 | €81k | €16k | €-40k | €51k | €23k | ▼ 53.9% |
| Income taxes67/77 | €13k | €1k | €3k | €12k | €746 | ▼ 94.0% |
| Profit (loss) for the period9904 | €68k | €15k | €-43k | €38k | €23k | ▼ 40.8% |
| Profit (loss) for the period to be appropriated9905 | €68k | €15k | €-43k | €38k | €23k | ▼ 40.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €319k | €318k | €170k | €293k | €327k | ▲ 11.7% |
| Fixed assets21/28 | €25k | €13k | €3k | €41k | €23k | ▼ 43.0% |
| Tangible fixed assets22/27 | €14k | €2k | €2k | €40k | €22k | ▼ 43.9% |
| Plant, machinery and equipment23 | €693 | €173 | - | - | - | - |
| Furniture and vehicles24 | €13k | €2k | €2k | €40k | €22k | ▼ 43.9% |
| Financial fixed assets28 | €11k | €11k | €850 | €850 | €850 | = |
| Current assets29/58 | €294k | €305k | €167k | €252k | €304k | ▲ 20.5% |
| Amounts receivable within one year40/41 | €218k | €289k | €102k | €245k | €277k | ▲ 13.1% |
| Trade receivables40 | €181k | €266k | €70k | €212k | €233k | ▲ 9.6% |
| Other amounts receivable41 | €37k | €22k | €32k | €33k | €44k | ▲ 36.2% |
| Cash at bank and in hand54/58 | €71k | €13k | €59k | €4k | €27k | ▲ 657% |
| Deferred charges and accrued income490/1 | €5k | €3k | €6k | €4k | €380 | ▼ 90.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €319k | €318k | €170k | €293k | €327k | ▲ 11.7% |
| Equity10/15 | €168k | €183k | €140k | €178k | €185k | ▲ 3.9% |
| Contributions10/11 | €15k | €15k | €15k | €15k | €15k | = |
| Capital10 | €15k | - | - | €15k | - | - |
| Issued capital100 | €19k | - | - | €15k | - | - |
| Uncalled capital101 | €3k | - | - | - | - | - |
| Reserves13 | €153k | €168k | €125k | €163k | €170k | ▲ 4.3% |
| Non-distributable reserves130/1 | €153k | €2k | - | - | - | - |
| Legal reserve130 | €2k | - | - | - | - | - |
| Reserves not available under the articles1311 | €151k | - | - | - | - | - |
| Other1319 | - | €2k | - | - | - | - |
| Distributable reserves133 | - | €166k | €125k | €163k | €170k | ▲ 4.3% |
| Amounts payable17/49 | €151k | €135k | €30k | €115k | €142k | ▲ 23.7% |
| Amounts payable after more than one year17 | - | - | - | €20k | €4k | ▼ 80.0% |
| Financial debts170/4 | - | - | - | €20k | €4k | ▼ 80.0% |
| Amounts payable within one year42/48 | €151k | €135k | €30k | €94k | €138k | ▲ 46.2% |
| Current portion of amounts payable after more than one year42 | €11k | €3k | €3k | €18k | €19k | ▲ 3.7% |
| Trade debts44 | €122k | €120k | €19k | €69k | €90k | ▲ 30.0% |
| Suppliers440/4 | €122k | €120k | €19k | €69k | €90k | ▲ 30.0% |
| Taxes, remuneration and social security45 | €13k | €12k | €7k | €6k | €15k | ▲ 154% |
| Taxes450/3 | €4k | €2k | €807 | €2k | €11k | ▲ 383% |
| Remuneration and social security454/9 | €10k | €10k | €6k | €4k | €5k | ▲ 24.4% |
| Other amounts payable47/48 | €5k | €100 | €2k | €750 | €13k | ▲ 1,691% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €68k | €15k | €-43k | €38k | €23k | ▼ 40.8% |
| + Depreciation and write-downs630 | €14k | €13k | €2k | €13k | €17k | ▲ 33.9% |
| Operating cash flow (approximation) | €82k | €27k | €-41k | €51k | €40k | ▼ 21.8% |
| Investment in fixed assets (approximation) | - | €-1k | €8k | €-51k | €0 | ▲ 100% |
| Change in cash | - | €-58k | €46k | €-55k | €23k | ▲ 142% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
31-12
Financial
Equity above €150kEq €178k ▲27.3%
Equity rises from €140k to €178k.
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 373 days late
2023
31-12
Financial
Weakest financial yearnet €-43k
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 5.60
Current ratio from 2.26 to 5.60; short-term debt falls from €135k to €30k.
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Back to profitnet €68k
Net result €68k after one loss-making year.
31-12
Financial
Equity above €150kEq €168k ▲60.2%
Equity rises from €105k to €168k.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
31-12
Financial
Highest result since 2018net €107k ▲428%
Operating result €127k, net result €107k, both a record.
31-12
Financial
Equity above €100kEq €145k ▲47.3%
2 profitable years in a row build equity to €145k.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
29-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 13 acts read
About the unread acts
We know of 13 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2007
Ground area
1,035 m²
Building footprint
715 m²
Volume, LiDAR
5,495 m³
2 parcels, Brussels · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
B & B Tech
since 20072.171.217.514
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0743/00C007 | Brussels | 902 m² | 1 · 523 m² | 11.2 m · 2 fl. |
| 21001A0743/00B007 | Brussels | 132 m² | 1 · 193 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
6 categoriesB&B TECH SRL39177
Similar companies · same sector, comparable size
ELECTRO VAN HAMME CHRISTIAN
BE 0424.953.931
Ninove · Eq €185,145
RS TECHNIEK
BE 0501.578.684
Bilzen-Hoeselt · Eq €185,109
C.T.B.-Elek
BE 0663.852.360
Londerzeel · Eq €185,108
GERELEC
BE 0505.827.383
Zaventem · Eq €185,077
Algemene Elektriciteit Steven Persijn
BE 0637.981.767
Dentergem · Eq €185,036
Of 22,832 companies in sector 43211 we hold annual accounts for 10,328. 8,379 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-08-2007
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
43990Other specialised construction activities
43222Installation of electric heating, air conditioning, cooling and ventilation
43331Floor and wall tiling
Scores and ratios are computed by Checked and are not a credit decision.