B.B.S.
ActiveSummary
B.B.S. has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177k and a net result of €-17k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 37% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-4
Solvency57▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.63 in 2024; short-term debt: 62.2% and cash: 17.1% of total assets), but 68.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.6%
Return on assets
-3%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-17k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
11 d early
2023
19 d early
2022
2 d late
2021
34 d early
2020
31 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€177k▼ 8.6%
2024 · €194k
2019: €130k
2020: €145k
2021: €171k
2022: €184k
2023: €201k
2024: €194k
2019 → 2025
Total assets
€561k▼ 15.4%
2024 · €663k
2019: €292k
2020: €319k
2021: €450k
2022: €759k
2023: €741k
2024: €663k
2019 → 2025
Net result
€-17k▼ 125%
2024 · €-7k
2019: €16k
2020: €15k
2021: €26k
2022: €12k
2023: €18k
2024: €-7k
2019 → 2025
Working capital
€196k▼ 22.4%
2024 · €253k
2019: €203k
2020: €178k
2021: €385k
2022: €458k
2023: €383k
2024: €253k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€171k-€184k▲ 7.3%€201k▲ 9.6%€194k▼ 3.7%€177k▼ 8.6%
Operating result€-4k-€68k€82k▲ 19.9%€10k▼ 87.2%€4k▼ 64.3%
Net result€26k-€12k▼ 52.0%€18k▲ 41.6%€-7k€-17k▼ 125%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €561k
Fixed assets
€16k ▲ 76.4%
Current assets
€545k ▼ 16.7%
Equity and liabilities €561k
Equity
€177k ▼ 8.6%
Debt
€383k ▼ 18.3%
Debt's share of the balance-sheet total falls from 70.7% to 68.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€9k▼
2024 · €12k
Cash flow
€-11k▼
2024 · €-6k
Current ratio
1.56▼
2024 · 1.63
Quick ratio
0.48▼
2024 · 0.50
Debt to equity
2.16▼
2024 · 2.42
ROE
-9.4%▼
2024 · -3.8%
ROA
-3.0%▼
2024 · -1.1%
Interest coverage
0.52▼
2024 · 0.64
Debt ≤ 1 year
€348k▼
2024 · €401k
Debt > 1 year
€16k▼
2024 · €57k
Income taxes
€3k▲
2024 · €-6
Staff costs
€101k▲
2024 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€663k€561k▼
Fixed assets21/28€9k€16k▲
Tangible fixed assets22/27€9k€16k▲
Plant, machinery and equipment23€4k€12k▲
Furniture and vehicles24€5k€3k▼
Financial fixed assets28€50€50=
Current assets29/58€654k€545k▼
Stocks and contracts in progress3€454k€377k▼
Stocks30/36€454k€377k▼
Amounts receivable within one year40/41€69k€70k▲
Trade receivables40€55k€63k▲
Other amounts receivable41€13k€7k▼
Cash at bank and in hand54/58€128k€96k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€663k€561k▼
Equity10/15€194k€177k▼
Contributions10/11€30k€30k=
Reserves13€164k€147k▼
Distributable reserves133€164k€147k▼
Amounts payable17/49€469k€383k▼
Amounts payable after more than one year17€57k€16k▼
Financial debts170/4€57k€16k▼
Amounts payable within one year42/48€401k€348k▼
Current portion of amounts payable after more than one year42€241k€277k▲
Trade debts44€131k€56k▼
Suppliers440/4€131k€56k▼
Advances received on contracts in progress46€22k€3k▼
Taxes, remuneration and social security45€7k€13k▲
Taxes450/3-€1k
Remuneration and social security454/9€7k€12k▲
Other amounts payable47/48€66€66=
Accrued charges and deferred income492/3€11k€19k▲
Income statement
Code20242025
Remuneration, social security and pensions62€78k€101k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€66k€-30k▼
Other operating charges640/8€1k€870▼
Gross operating margin9900€157k€81k▼
Operating profit (loss)9901€10k€4k▼
Financial income75/76B€944€1k▲
Recurring financial income75€820€946▲
Non-recurring financial income76B€124€133▲
Financial charges65/66B€19k€18k▼
Recurring financial charges65€19k€17k▼
Non-recurring financial charges66B-€1k
Profit (loss) for the period before taxes9903€-7k€-13k▼
Income taxes67/77€-6€3k▲
Profit (loss) for the period9904€-7k€-17k▼
Profit (loss) for the period to be appropriated9905€-7k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-17k▼
Transfer from equity791/2€7k€17k▲
Social balance
Average headcount (FTE)90871.82.0▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series.
20-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Equity above €200kEq €201k ▲9.6%
5 profitable years in a row build equity to €201k.
02-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2021
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €26k ▲72.1%
Net result €26k, the highest in the series.
30-06
Financial
Liquidity triplescurrent ratio 6.95
Current ratio from 2.29 to 6.95; short-term debt falls from €138k to €65k.
30-06
Financial
Equity above €150kEq €171k ▲17.9%
3 profitable years in a row build equity to €171k.
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
26-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
07-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 7 days late
2017
23-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lichterstraat 79F2870 Puurs-Sint-AmandsGround area
507 m²
Building footprint
272 m²
Volume, LiDAR
1,834 m³
Parcel 12008A0018/00E002, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B.B.S.
since 20072.164.384.160
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12008A0018/00E002 | Flanders | 507 m² | 1 · 271 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MORO Essentials
BE 0769.300.466
Aalter · Eq €177,409
XANTHO
BE 0738.812.376
Gent · Eq €177,605
AP SERVICES CONSULTING
BE 0680.616.633
Honnelles · Eq €180,032
INHAIR
BE 0698.902.321
Seraing · Eq €181,586
IMAO BELGIQUE
BE 0888.795.756
Herstal · Eq €181,760
Of 798 companies in sector 46450 we hold annual accounts for 452. 333 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-08-2007
Fiscal year end30-06
Activities, NACEBEL 2025
46450Wholesale of perfume and cosmetics
46499Wholesale of other household goods
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.