Financials
- Fiscal year
- 2025
- Total assets
- €1.8m
- Loss
- -€350,633
- Solvency
- 0.2%
Total assets▼ 11.4%
Net result
20182025
B&B RACKS
ActiveSummary
The computed 12-month bankruptcy probability of B&B RACKS is 3.7% (moderate). The annual accounts of B&B RACKS for fiscal year 2025 show a net loss of 99% of the equity at the start of that year. The 2025 annual accounts show equity of €4,139 and a net result of -€350,633. Equity is growing by ~34.2% per year across the filed fiscal years. Its solvency ranks better than 14% of 12411 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of other second-hand goods, excluding clothing
NACE 47793Wholesale of other machinery and equipment NACE 46649NACE 46699
1 site
Size
€1.8mtotal assets 2025
- Staff
- 1 FTE
- Equity
- €4,139
- Loss
- -€350,633
Turnover not published (abridged schema)
Structure
Accounts 2 d early1 of 5 deeds read
Why 47- Loss of €350,633 (FY 2025)- Equity €4,139 (0.2% of total assets)- 1 change of registered office in 24 months+ Size: 1 FTE, total assets €1.8mShow the evidence
Checked score
Score 2025
47
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 15% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
25-18
equity 0.2% of total assets
Liquidity
32-14
short-term debt 38.5% · cash 0.2%
Profitability
0-51
return on assets -19.6%
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%lowest value
12-2024: 0.1%● 0.0% vs 11-2024lowest value
01-2025: 0.1%● 0.0% vs 12-2024lowest value
02-2025: 0.1%▲ +5.9% vs 01-2025
03-2025: 0.1%▲ +4.0% vs 02-2025
04-2025: 0.1%▲ +11.5% vs 03-2025
05-2025: 0.2%▲ +11.7% vs 04-2025
06-2025: 0.2%▲ +29.0% vs 05-2025
07-2025: 0.3%▲ +61.7% vs 06-2025
08-2025: 0.1%▼ -64.5% vs 07-2025
09-2025: 0.1%● 0.0% vs 08-2025
10-2025: 0.1%● 0.0% vs 09-2025
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%● 0.0% vs 12-2025
02-2026: 0.1%▲ +2.5% vs 01-2026
03-2026: 0.1%▲ +4.1% vs 02-2026
04-2026: 0.1%▲ +11.7% vs 03-2026
05-2026: 0.2%▲ +13.3% vs 04-2026
06-2026: 0.2%▲ +15.4% vs 05-2026
07-2026: 0.2%▲ +15.5% vs 06-2026
08-2026: 3.7%▲ +1606% vs 07-2026highest value
09-2026: 3.7%● 0.0% vs 08-2026highest value
10-2026: 3.7%● 0.0% vs 09-2026highest value
- Loss of €350,633 (FY 2025) raises the probability
- Equity €4,139 (0.2% of total assets) raises the probability
- 1 change of registered office in 24 months raises the probability
- Size: 1 FTE, total assets €1.8m lowers the probability for this profile
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.51 against 2.52 in 2024; short-term debt: 38.5% and cash: 0.2% of total assets), and 99.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 19%, liquidity 29%, profitability 6%, growth against the median 5%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 12411 sector peers (2025).
NBB · sector comparisonPosition among 12411 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
34 d early
2023
30 d late
2022
31 d early
2021
19 d late
2020
26 d early
2019
22 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven monthsPosition in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Registered officeRegistered-office move
- Weakest financial yearnet -€350,633
Key points
By topic
Board & ownership
- Known shareholders
- 100%
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 29-07-2026Annual accounts filed
- 17-07-2026Registered office
- 31-12-2025Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of other second-hand goods, excluding clothingNACE 47793
- Founded
- 09-02-2011
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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