B.B.o Construct
ActiveSummary
B.B.o Construct has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €46,376 and a net result of €649. Equity is growing by ~21.3% per year across the filed fiscal years. Its solvency ranks better than 42% of 11620 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2022
Profitability70▼-11
Solvency71▲+19
Growth52=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 3.43 against 1.72 in 2022; short-term debt: 20.5% and cash: 30.3% of total assets), but 53.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46.1%
Return on assets
0.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-09-2025, 34 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
34 d late
2022
31 d late
2021
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 32 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€46,376▲ 27.5%
2022 · €36,364
Total assets
€100,658▼ 25.1%
2022 · €134,331
Net result
€649▼ 95.1%
2022 · €13,274
Working capital
€50,249▲ 184%
2022 · €17,705
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202120222024
Operating result€28,576-€19,005▼ 33.5%€6,335-
Net result€20,589within the sector's middle half-€13,274within the sector's middle half▼ 35.5%€649below the sector's middle half-
Equity€23,089within the sector's middle half-€36,364within the sector's middle half▲ 57.5%€46,376within the sector's middle half-
Total assets€71,894within the sector's middle half-€134,331within the sector's middle half▲ 86.8%€100,658within the sector's middle half-
Debt€48,805-€97,967▲ 101%€54,282-
Working capital€14,558within the sector's middle half-€17,705within the sector's middle half▲ 21.6%€50,249within the sector's middle half-
Solvency32.1%within the sector's middle half-27.1%within the sector's middle half▼ 5.0pp46.1%within the sector's middle half-
Current ratio1.84within the sector's middle half-1.72within the sector's middle half▼ 0.123.43within the sector's middle half-
Return on assets (ROA)28.6%above the sector's middle half-9.9%within the sector's middle half▼ 18.8pp0.6%below the sector's middle half-
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €6,335 in 2024, compared with €19,005 in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2022 as the grey bar beneath
Assets €100,658
Fixed assets
€29,771 ▼ 67.7%
Current assets
€70,887 ▲ 67.9%
Equity and liabilities €100,658
Equity
€46,376 ▲ 27.5%
Debt
€54,282 ▼ 44.6%
Debt's share of the balance-sheet total falls from 72.9% to 53.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19,210▼
2022 · €29,437
Cash flow
€13,524▼
2022 · €23,706
Debt to equity
1.17▼
2022 · 2.69
ROE
1.4%▼
2022 · 36.5%
Interest coverage
229.04▼
2022 · 644.00
Debt ≤ 1 year
€20,638▼
2022 · €24,506
Debt > 1 year
€33,644▼
2022 · €73,461
Income taxes
€5,606▼
2022 · €5,685
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,049 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.0%
went bankrupt
3.7%
stopped otherwise
94%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €10,432 | €12,875 | - |
| Other operating charges640/8 | €336 | €347 | €493 | - |
| Gross operating margin9900 | €28,912 | €29,784 | €19,703 | - |
| Operating profit (loss)9901 | €28,576 | €19,005 | €6,335 | - |
| Financial income75/76B | €32 | €0 | €4 | - |
| Recurring financial income75 | €32 | €0 | €4 | - |
| Financial charges65/66B | €98 | €46 | €84 | - |
| Recurring financial charges65 | €98 | €46 | €84 | - |
| Profit (loss) for the period before taxes9903 | €28,510 | €18,960 | €6,255 | - |
| Income taxes67/77 | €7,921 | €5,685 | €5,606 | - |
| Profit (loss) for the period9904 | €20,589 | €13,274 | €649 | - |
| Profit (loss) for the period to be appropriated9905 | €20,589 | €13,274 | €649 | - |
| Line | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €71,894 | €134,331 | €100,658 | - |
| Fixed assets21/28 | €40,079 | €92,120 | €29,771 | - |
| Tangible fixed assets22/27 | €40,079 | €92,120 | €29,771 | - |
| Furniture and vehicles24 | €40,079 | €92,120 | €24,818 | - |
| Other tangible fixed assets26 | - | - | €4,954 | - |
| Current assets29/58 | €31,815 | €42,211 | €70,887 | - |
| Amounts receivable within one year40/41 | €13,342 | €17,985 | €30,533 | - |
| Trade receivables40 | €9,075 | €9,620 | €9,970 | - |
| Other amounts receivable41 | €4,267 | €8,366 | €20,563 | - |
| Cash at bank and in hand54/58 | €18,473 | €22,526 | €30,514 | - |
| Deferred charges and accrued income490/1 | - | €1,700 | €9,840 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €71,894 | €134,331 | €100,658 | - |
| Equity10/15 | €23,089 | €36,364 | €46,376 | - |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | - |
| Reserves13 | €20,589 | €33,864 | €43,228 | - |
| Non-distributable reserves130/1 | €250 | €250 | €250 | - |
| Reserves not available under the articles1311 | €250 | €250 | €250 | - |
| Distributable reserves133 | €20,339 | €33,614 | €42,978 | - |
| Profit (loss) carried forward14 | - | - | €649 | - |
| Amounts payable17/49 | €48,805 | €97,967 | €54,282 | - |
| Amounts payable after more than one year17 | €31,547 | €73,461 | €33,644 | - |
| Financial debts170/4 | €31,547 | €73,461 | €33,644 | - |
| Amounts payable within one year42/48 | €17,258 | €24,506 | €20,638 | - |
| Current portion of amounts payable after more than one year42 | €8,451 | €10,182 | €11,881 | - |
| Trade debts44 | €556 | €196 | €3,557 | - |
| Suppliers440/4 | €556 | €196 | €3,557 | - |
| Taxes, remuneration and social security45 | €7,921 | €13,606 | €5,200 | - |
| Taxes450/3 | €7,921 | €13,606 | €5,200 | - |
| Other amounts payable47/48 | €329 | €522 | - | - |
| Line | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,589 | €13,274 | €649 | - |
| + Depreciation and write-downs630 | - | €10,432 | €12,875 | - |
| Operating cash flow (approximation) | €20,589 | €23,706 | €13,524 | - |
| Investment in fixed assets (approximation) | - | -€62,473 | - | - |
| Change in cash | - | €4,053 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
03-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 34 days late
2024
31-12
Financial
Weakest financial yearnet €649 ▼95.1%
Net result drops to €649, the lowest in the series.
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2021
Ground area
1,379 m²
Building footprint
143 m²
Volume, LiDAR
791 m³
Parcel 11049B0617/00E002, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
B.B.o Construct
since 20212.315.882.621
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11049B0617/00E002 | Flanders | 1,379 m² | 1 · 143 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 166 EUR awarded · 166 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 166 EUR | 166 EUR |
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Of 18,250 companies in sector 71111 we hold annual accounts for 6,321. 5,281 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0766370571
Also
9925:BE0766370571
Registered
26-11-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.