B.B.M.

Active

Private limited companyfounded 1989active for 36 yearsBaljuwlaan 5, 8310 Brugge, BelgiumKBO/BCE: BE 0439.237.081

Summary

B.B.M. has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82,012 and a net result of €8,324. Equity is growing by about 7.9% per year across the filed financial years. Its solvency ranks better than 94% of 2,771 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

B.B.M.ActiveChecked score 97/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€91,302total assets 2025

Staff: 0.8 FTE
Equity: €82,012
Profit: €8,324

Turnover not published (abbreviated or micro format)

Financial health

97 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

2025 accounts 16 days early5 deeds in the Belgian Official Gazette

Why 97raises riskSector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 9.37, cash €70,178Equity €82,012 (89.8% of total assets)Founded in 1989Show the evidence

Checked score

Score 2025

97 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 77% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 89.8% of total assets

Liquidity 100=

short-term debt 9.6% · cash 76.9%

Profitability 80+38

return on assets 9.1%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,431 companies, NACE 41, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025highest value 05-2025: 0.1%● unchanged vs 04-2025highest value 06-2025: 0.1%● unchanged vs 05-2025highest value 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: 0.1%● unchanged vs 07-2025highest value 09-2025: 0.1%● unchanged vs 08-2025highest value 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value

Credit of up to €7,000 on 30-day terms is acceptable

Liquidity ample (current ratio 9.37, compared with 47.36 in 2024, above the usual 1.5; short-term debt: 9.6% and cash: 76.9% of total assets), and 10.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 99% on liquidity, 61% on profitability and 55% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 9.37, cash €70,178

NBB · annual accounts

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Equity €82,012 (89.8% of total assets)

NBB · annual accounts

Founded in 1989

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 14-04-2026, 16 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

16 days early

2024

40 days early

2023

22 days early

2022

26 days early

2021

19 days early

2020

50 days early

2019

28 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 9 April (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end25-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

14-04-2026 Annual accounts filedfinancial year 2025 · abbreviated…
30-09-2025 Back to profitnet €8,324
21-03-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Positive: Among the best 7% on solvencysector median 38.6% · 2,771 companies 89.8% View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Active since 1989founded 06-12-1989 36 years View

By topic

Financials

Financial year: 2025
Total assets: €91,302
Profit: €8,324
Solvency: 89.8%

Total assets▲ 20.9%

Net result

20192025

Go to Financials

Timeline

Events: 39
Since: 1992
Next accounts: by 30-04-2027

30-09-2024Weakest financial year
08-04-2024Annual accounts filed
30-09-2023Liquidity more than 6 times

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 06-12-1989
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Key facts about B.B.M.

What is the company number of B.B.M.?: 0439.237.081. In Belgium the VAT number is the company number with BE in front: BE 0439.237.081.
Where is B.B.M. based?: The registered office is at Baljuwlaan 5, 8310 Brugge.Company details
What does B.B.M. do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of B.B.M.?: Private limited company (BV).
When was B.B.M. founded?: On 06-12-1989.
Is B.B.M. still active?: Yes, B.B.M. is an active enterprise in the KBO register.
How many employees does B.B.M. have?: On average 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of B.B.M.?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is B.B.M. profitable?: In financial year 2025, B.B.M. made a profit of €8,324.
Where can I find the annual accounts of B.B.M.?: B.B.M. filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of B.B.M. due?: By 30-04-2027, for financial year 2026.Timeline