Equity
-€736,946
Debts exceed assets in financial year 2025.
B.B.A.
Lifetime
20 annual accounts with figures on one time axis, 32 filings since 1994peak €229,070 (2012)
€26,589▲ 93.1%
lowest -€575,748 (2017)
-€47,173▲ €19,371
peak €496,631 (2014)
-€736,946▼ €47,173
€945,509▼ 1.9%
Board2 names since 2018
1 directorJANSSEN Marc
Documentsfilings and deeds
01-06-202660 days before the deadline
2025micro format
Gross margin from €13,772 to €26,589Loss of €47,173Cash from €2,573 to €9,209
Key points
from the 2025 annual accountsLosses
-€1.2m in eleven years
Every financial year from 2015 to 2025 closed with a loss. 2017 was the heaviest.
Turnover
≈ €170,000 estimated
The micro format states no turnover.
Debts
€945,509 453% of the balance sheet
Financial debts 99%Suppliers 0%Taxes and wages 0%
Of this, €2,014 falls due within a year.
Filings
32 annual accounts since 1994
The last five annual accounts were filed 0 to 62 days before the end of the period.
Position in the sector
-353.3%
Lower solvency than 95% of companies in wholesale trade. Sector median 40.5% · 13,800 companies.
Checked score
54
Fair
Financially stronger than 34% of micro companies in wholesale trade (NACE 46)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.6%
01-2025: 2.6%● unchanged vs 12-2024
02-2025: 2.5%▼ -0.1 percentage points vs 01-2025
03-2025: 2.5%● unchanged vs 02-2025
04-2025: 2.5%● unchanged vs 03-2025
05-2025: 2.7%▲ +0.2 percentage points vs 04-2025highest value
06-2025: 2.6%▼ -0.1 percentage points vs 05-2025
07-2025: 2.5%▼ -0.1 percentage points vs 06-2025
08-2025: 2.5%● unchanged vs 07-2025
09-2025: 2.5%● unchanged vs 08-2025
10-2025: 2.5%● unchanged vs 09-2025
11-2025: 2.5%● unchanged vs 10-2025
12-2025: 2.5%● unchanged vs 11-2025
01-2026: 2.5%● unchanged vs 12-2025
02-2026: 2.3%▼ -0.2 percentage points vs 01-2026
03-2026: 2.3%● unchanged vs 02-2026
04-2026: 2.2%▼ -0.1 percentage points vs 03-2026
05-2026: 1.1%▼ -1.1 percentage points vs 04-2026
06-2026: 1.0%▼ -0.1 percentage points vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026lowest value
08-2026: 1.0%● unchanged vs 07-2026lowest value
09-2026: 1.0%● unchanged vs 08-2026lowest value
10-2026: 1.0%● unchanged vs 09-2026lowest value
11-2026: 1.0%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€736,946
Loss of €47,173, the second in a row (financial year 2025)
lowers risk
Size: total assets €208,562
Founded in 1993
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 6% of them on solvency, 61% on liquidity, 39% on profitability and 29% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,619 companies had the same profile as B.B.A. has now. Each dot stands for 17 companies, two years later.
84.5%
were still trading
10.0%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of B.B.A. itself: 1.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,619 companies, not a prediction for B.B.A.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is ample, with a current ratio of 4.58 (4.24 in 2024), above the usual 1.5. Short-term debt is 1% and cash 4.4% of total assets. However, equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€736,946
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 days early
2024
57 days early
2023
58 days early
2022
62 days early
2021
on the day
2020
32 days early
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 39 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0451326647
Registered office moved from Pelt to Bocholt-Goolderheideweg
New registered office: 3950 Bocholt-Goolderheideweg 9 · Previous registered office: Bosullstraat 7, 3910 Pelt, België · General meeting of 02-02-2024 · Gazette deed
1 director appointed, 2 resignations
Resignations: JANSSEN Marc and ALMIC · Permanent representative: JANSSEN Marc · Appointment: JANSSEN Marc · General meeting of 17-10-2023 · Gazette deed
First establishment
Goolderheideweg 9, Bocholt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| B.B.A. Bocholt | €208,562 | €26,589 | -353.3% | - |
| MAC Heers | €208,189 | €27,499 | 58.4% | - |
| CARDINAELS Maasmechelen | €197,113 | €18,540 | 55.6% | - |
| Tuinen Stijn Landuyt Aalter | €220,305 | €23,403 | 78.1% | - |
| TOPAGRA Geraardsbergen | €147,450 | €21,066 | -257.8% | - |
| O.G. BELGIUM Burg-Reuland | €200,809 | €15,123 | 97.9% | - |
| AZAPERK Ghent | €308,701 | €41,199 | 26.1% | - |
These companies have the same main activity as B.B.A.: wholesale trade (NACE 46610). They are comparable in size and age: total assets between €147,000 and €309,000, founded between 1985 and 1999.
Official details
Source: KBO- Status
- Active since 26-10-1993Normal situation
- Activity
- Wholesale tradeNACE 46610
- Establishment unit
- 2.064.504.4483950 Bocholt, since 02-12-1993
- Financial year end
- 31 December
- Peppol
- Reachable since 25-11-2025
Annual accounts 2025
- €208,562▼ 23.9%
- Filing
- Filed on 01-06-2026, 60 days before the end of the filing period
Insights on B.B.A.
B.B.A. files the micro format. That format states no turnover. The gross margin fell from €120,203 in 2006 to €26,589 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about B.B.A.
- What is the company number of B.B.A.?
- The company number of B.B.A. is 0451.326.647. The VAT number is the same number with BE in front: BE 0451.326.647.
- Where is B.B.A. based?
- The registered office is at Goolderheideweg 9, 3950 Bocholt.Company details
- What does B.B.A. do?
- According to the KBO register, the main activity is wholesale trade (NACE 46610).
- What is the legal form of B.B.A.?
- B.B.A. is a public limited company (NV).
- When was B.B.A. founded?
- B.B.A. was founded on 26-10-1993.
- Is B.B.A. still active?
- Yes, B.B.A. is an active enterprise in the KBO register.
- What is the turnover of B.B.A.?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €26,589 and 94 comparable companies (NACE 46). It probably lies between €92,000 and €330,000.Financials
- Is B.B.A. profitable?
- In financial year 2025, B.B.A. made a loss of €47,173.
- Where can I find the annual accounts of B.B.A.?
- B.B.A. filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of B.B.A. due?
- B.B.A. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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