Equity
€9,583 ▲ 9.2%
B & B has made a profit without a break since 2016.
B & B
Lifetime
18 annual accounts with figures on one time axispeak €9,768 (2015)
€3,120▲ 7.0%
lowest -€7,338 (2015)
€810▼ 5.1%
peak €23,384 (2008)
€9,583▲ 9.2%
€11,067▲ 6.5%
Documentsfilings and deeds
28-04-20262 days before the deadline
2025micro format
A quiet year: no large shift against the year before.
Key points
from the 2025 annual accountsChecked score
89
Excellent
Financially stronger than 36% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.3%▲ +0.1 percentage points vs 03-2025
05-2025: 0.5%▲ +0.2 percentage points vs 04-2025highest value
06-2025: 0.2%▼ -0.3 percentage points vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.3%▲ +0.1 percentage points vs 03-2026
05-2026: 0.2%▼ -0.1 percentage points vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
lowers risk
Founded in 2002
Sector: Office administrative, office support and other business support activities (NACE 82)
Figures for financial year 2025 (filed on 28-04-2026)
Size: total assets €20,650
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 48% of them on solvency, 15% on liquidity, 26% on profitability and 55% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as B & B has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of B & B itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for B & B. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.87 (1.84 in 2024), above the usual 1.5. Short-term debt is 53.6% and cash 3.9% of total assets. However, 53.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 days early
2024
5 days early
2023
1 day early
2022
3 days early
2021
1 day early
2020
6 days late
2019
7 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 28 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0477499425
First establishment
B&B, Kasteel Beyaerdstraat 19, Brussels
Incorporation
published on 18-05-2002 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| B & B Brussels | €20,650 | €3,120 | 46.4% | - |
| FILL-PACK Aartselaar | €38,697 | €1,266 | 87.1% | - |
| FILLING SERVICE Anderlecht | €13,395 | -€835 | -17.3% | - |
| INFOLOGIC Beyne-Heusay | €9,394 | -€1,915 | 11.6% | - |
| KARA Maasmechelen | €53,034 | €1,968 | 84.6% | - |
| HiFoodTec Herve | €15,223 | -€1,239 | -1776.3% | - |
| PEUTZ INDUSTRIEEL ONTWERP Antwerp | €75,986 | €22,540 | 85.1% | - |
These companies have the same main activity as B & B: office administrative, office support and other business support activities (NACE 82920). They are comparable in size and age: total assets between €9,390 and €76,000, founded between 1976 and 2017.
Official details
Source: KBO- Status
- Active since 08-05-2002Normal situation
- Activity
- Office administrative, office support and other business support activitiesNACE 82920and 1 other
- Establishment unit
- 2.114.242.9791120 Brussels, since 28-01-2003
- Financial year end
- 30 September
- Peppol
- Reachable since 26-12-2025
Annual accounts to 30-09-2025
- €20,650▲ 7.8%
- Filing
- Filed on 28-04-2026, 2 days before the end of the filing period
Insights on B & B
B & B files the micro format. That format states no turnover. The gross margin fell from €5,865 in 2008 to €3,120 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about B & B
- What is the company number of B & B?
- The company number of B & B is 0477.499.425. The VAT number is the same number with BE in front: BE 0477.499.425.
- Where is B & B based?
- The registered office is at Kasteel Beyaerdstraat 19, 1120 Brussels.Company details
- What does B & B do?
- According to the KBO register, the main activity is office administrative, office support and other business support activities (NACE 82920).
- What is the legal form of B & B?
- B & B is a private limited company (pre-2019) (BVBA).
- When was B & B founded?
- B & B was founded on 08-05-2002.
- Is B & B still active?
- Yes, B & B is an active enterprise in the KBO register.
- What is the turnover of B & B?
- The turnover in financial year 2025 is ≈ €18,000. This figure is estimated from the gross margin of €3,120 and 48 comparable companies (NACE 829). It probably lies between €11,000 and €35,000. It is a rough estimate.Financials
- Is B & B profitable?
- In financial year 2025, B & B made a profit of €810.
- Where can I find the annual accounts of B & B?
- B & B filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of B & B due?
- B & B must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.