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B & B

Active
Public limited companyfounded 1990active for 36 yearsVerversrui 19, 2000 Antwerpen, BelgiumKBO/BCE: BE 0441.102.748
Summary

The computed 12-month bankruptcy probability of B & B is 1.8% (moderate). The 2024 annual accounts show equity of €443,032 and a net result of -€164,645. Equity is shrinking by about 8.2% per year across the filed financial years. Its solvency ranks better than 10% of 19,728 sector peers (NACE 86, financial year 2024). The company has been active since 1990 and the Belgian Official Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Human health activities
NACE 86997
1 site
Size
€4.3mtotal assets 2024
Equity
€443,032
Loss
-€164,645
Turnover not published (abbreviated or micro format)
Financial health
53 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.8%
Structure
Parent
FDK De Coninck - Vander Elst · 100%
Accounts 72 days overdue0 of 5 deeds read
Why 53raises riskLiquidity: current ratio 0.66Figures for financial year 2024 (filed 27-08-2025)1 financial year not filed after the legal deadline; latest accounts 27 days late; 2 of the last 3 latelowers riskSize: total assets €4.3mShow the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 21% of its sector peers (NACE 68, small)
Financial strength · tick = 2023
Weak
Solvency 35-4
equity 10.4% of total assets
Liquidity 38+17
short-term debt 60.0%
Profitability 18-5
return on assets -3.8%
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,970 companies, NACE 68, small)
Last 24 months 11-2024: 0.7%lowest value 12-2024: 0.7%● unchanged vs 11-2024lowest value 01-2025: 0.7%● unchanged vs 12-2024lowest value 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.2 percentage points vs 06-2025 08-2025: 1.2%▲ +0.3 percentage points vs 07-2025 09-2025: 0.7%▼ -0.5 percentage points vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 1.2%▲ +0.5 percentage points vs 07-2026 09-2026: 1.4%▲ +0.2 percentage points vs 08-2026 10-2026: 1.8%▲ +0.4 percentage points vs 09-2026highest value
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.66, compared with 0.69 in 2023; short-term debt: 60% of total assets), and 89.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 29% on solvency, 31% on liquidity, 11% on profitability and 13% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Eight signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.66
NBB · annual accounts
raises risk · Figures for financial year 2024 (filed 27-08-2025)
NBB · annual accounts
lowers risk · Size: total assets €4.3m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 27 days late; 2 of the last 3 late
NBB · filings
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€164,645
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 19728 sector peers (2024).
NBB · sector comparison
Position among 19728 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
27 days late
2023
31 days late
2022
32 days late
2021
176 days late
2020
30 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 55 days after the deadline; the sector median (NACE 86) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address strikeout annulled
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Address strikeout annulledKBO administration
  3. Weakest financial yearnet -€164,645

Key points

  • Risk: 4 loss-making years in a rowloss financial year 2024 -€164,645 View
  • Caution: Result fell in 2024from -€94,577 to -€164,645 ▼ 74.1% View
  • Caution: Among the weakest 5% on net resultsector median €58,798 · 19,718 companies -€164,645 View
  • Caution: Accounts not fileddeadline was 31-07-2026 72 days late View
  • Controlled by FDK De Coninck -… 100% View

By topic

Financials

Financial year
2024
Total assets
€4.3m
Loss
-€164,645
Solvency
10.4%
Total assets▼ 2.8%
Net result
20182024
Go to Financials

Timeline

Events
35
Since
1991
  1. 31-08-2024Annual accounts filed
  2. 01-09-2023Annual accounts filed
  3. 23-01-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Human health activitiesNACE 86997
Founded
08-06-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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