B and TOUCH

Active

Private limited companyfounded 20224 yrs activeRue du Bois 32, 6040 Charleroi, BelgiumKBO/BCE: BE 0790.190.605

Summary

B and TOUCH has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,902 and a net result of €440. Equity is growing by ~24.2% per year across the filed fiscal years. Its solvency ranks better than 44% of 1041 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisWatch Report Compare

B and TOUCHActiveChecked score 63/100

Risk analysis Report Compare

What they do

Other printing

NACE 18120

1 site

How big

€33,410total assets 2025

Equity: €14,902
Profit: €440

Turnover not published (abridged schema)

Financially healthy?

63 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.4%

Who decides

Accounts filed 31 d late0 of 1 deed read

Why 63- Founded in 2022- Latest accounts 31 days late; 1 of the last 3 late- Size: total assets €33,410+ Liquidity: current ratio 1.81, cash €5,013Show the evidence

Checked score

Score 2025

63 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 38% of its sector peers (NACE 18, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 70-28

equity 44.6% of total assets

Liquidity 40-44

short-term debt 55.4% · cash 15.0%

Profitability 41-59

return on assets 1.3%

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,604 companies)

Last 3 months 08-2026: 1.0%lowest value 09-2026: 1.4%▲ +43.1% vs 08-2026highest value 10-2026: 1.4%● 0.0% vs 09-2026highest value

Founded in 2022 raises the probability for this profile
Latest accounts 31 days late; 1 of the last 3 late raises the probability
Size: total assets €33,410 raises the probability for this profile
Liquidity: current ratio 1.81, cash €5,013 lowers the probability

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 1.81 against 3.71 in 2024; short-term debt: 55.4% and cash: 15% of total assets), but 55.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 18, micro). Better than this share of them on solvency 46%, liquidity 28%, profitability 26%, growth against the median 50%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2022

In the bankruptcy model this factor raises the probability for this profile.

KBO

Latest accounts 31 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Size: total assets €33,410

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 1.81, cash €5,013

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

31 d late

2024

4 d late

2023

6 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 August (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage