Summary
B.advised is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €24,043 and a net result of -€5,432. Equity remains stable across the filed financial years (±1.5% per year). Its solvency ranks better than 42% of 9,714 sector peers (NACE 64, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210
1 site
Size
€57,395total assets 2025
- Equity
- €24,043
- Loss
- -€5,432
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Accounts 3 days early1 of 3 deeds read
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
3 days early
2024
44 days early
2023
49 days early
2022
19 days early
2021
37 days early
2020
50 days early
2019
42 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
22-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered-office move · Power of…
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
Equity
€24,043▼ 18.4%
2024 · €29,475
Net result
-€5,432
2024 · €26,563
Total assets
€57,395▼ 29.6%
2024 · €81,516
Solvency
41.9%▲ 5.7pp
2024 · 36.2%
Trend over the years
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result turns negative in 2025: a loss of €903 after €36,676 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result-€903
2025
Net result-€5,432
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€57,395
2025
Equity€24,043
2025
Debt€33,353
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€18,943
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)-9.5%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency41.9%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio1.60
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line2019202020212022202320242025
Operating result€21,479-€6,114▼ 71.5%€16,189▲ 165%-€23,924€5,504€36,676▲ 566%-€903
Net result€15,306-€3,132within the sector's middle half▼ 79.5%€10,007within the sector's middle half▲ 219%-€25,032below the sector's middle half€3,888within the sector's middle half€26,563within the sector's middle half▲ 583%-€5,432below the sector's middle half
Equity€21,506-€24,638below the sector's middle half▲ 14.6%€34,645below the sector's middle half▲ 40.6%€9,613below the sector's middle half▼ 72.3%€9,971below the sector's middle half▲ 3.7%€29,475below the sector's middle half▲ 196%€24,043below the sector's middle half▼ 18.4%
Total assets€27,722-€52,891below the sector's middle half▲ 90.8%€72,487below the sector's middle half▲ 37.0%€64,050below the sector's middle half▼ 11.6%€74,433below the sector's middle half▲ 16.2%€81,516below the sector's middle half▲ 9.5%€57,395below the sector's middle half▼ 29.6%
Debt€6,216-€28,253▲ 355%€37,842▲ 33.9%€54,437▲ 43.9%€64,462▲ 18.4%€52,041▼ 19.3%€33,353▼ 35.9%
Working capital€16,823-€19,977within the sector's middle half▲ 18.7%€27,137within the sector's middle half▲ 35.8%€2,278within the sector's middle half▼ 91.6%€1,929within the sector's middle half▼ 15.3%€22,141within the sector's middle half▲ 1,048%€18,943within the sector's middle half▼ 14.4%
Solvency77.6%-46.6%within the sector's middle half▼ 31.0pp47.8%within the sector's middle half▲ 1.2pp15.0%below the sector's middle half▼ 32.8pp13.4%below the sector's middle half▼ 1.6pp36.2%within the sector's middle half▲ 22.8pp41.9%within the sector's middle half▲ 5.7pp
Current ratio3.71-1.71within the sector's middle half▼ 2.001.74within the sector's middle half▲ 0.031.04within the sector's middle half▼ 0.701.03within the sector's middle half▼ 0.011.46within the sector's middle half▲ 0.431.60within the sector's middle half▲ 0.14
Return on assets (ROA)55.2%-5.9%within the sector's middle half▼ 49.3pp13.8%within the sector's middle half▲ 7.9pp-39.1%below the sector's middle half▼ 52.9pp5.2%within the sector's middle half▲ 44.3pp32.6%above the sector's middle half▲ 27.4pp-9.5%below the sector's middle half▼ 42.1pp
above
within
below
the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57,395
Fixed assets
€6,950 ▼ 37.5%
Current assets
€50,446 ▼ 28.3%
Equity and liabilities €57,395
Equity
€24,043 ▼ 18.4%
Debt
€33,353 ▼ 35.9%
Debt's share of the balance-sheet total falls from 63.8% to 58.1%. Equity and debt are lower.
Key figures and ratios
ROE
-22.6%▼
2024 · 90.1%
Debt ≤ 1 year
€31,502▼
2024 · €48,248
Debt > 1 year
€1,850▼
2024 · €3,794
Income taxes
€1,126▼
2024 · €4,749
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €65 | €105 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,935 | €1,608 | €2,107 | €2,774 | €3,353 | €3,223 | €2,757 | ▼ 14.5% |
| Other operating charges640/8 | - | - | €20,945 | €16,559 | €22,775 | €669 | €755 | ▲ 12.7% |
| Non-recurring operating charges66A | - | - | €3,812 | - | - | - | €801 | - |
| Gross operating margin9900 | €23,588 | €26,346 | €43,120 | -€4,487 | €31,632 | €40,569 | €3,410 | ▼ 91.6% |
| Operating profit (loss)9901 | €21,479 | €6,114 | €16,189 | -€23,924 | €5,504 | €36,676 | -€903 | - |
| Financial income75/76B | - | - | - | €4 | €76 | €84 | €67 | ▼ 19.5% |
| Recurring financial income75 | €0 | - | - | €4 | €76 | €84 | €67 | ▼ 19.5% |
| Financial charges65/66B | - | - | €1,741 | €926 | €1,519 | €5,448 | €3,470 | ▼ 36.3% |
| Recurring financial charges65 | €1,523 | €1,255 | €1,741 | €926 | €1,519 | €5,448 | €3,470 | ▼ 36.3% |
| Profit (loss) for the period before taxes9903 | €19,956 | €4,859 | €14,449 | -€24,846 | €4,061 | €31,312 | -€4,306 | - |
| Income taxes67/77 | €4,650 | €1,726 | €4,442 | €186 | €173 | €4,749 | €1,126 | ▼ 76.3% |
| Profit (loss) for the period9904 | €15,306 | €3,132 | €10,007 | -€25,032 | €3,888 | €26,563 | -€5,432 | - |
| Profit (loss) for the period to be appropriated9905 | €15,306 | €3,132 | €10,007 | -€25,032 | €3,888 | €26,563 | -€5,432 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €27,722 | €52,891 | €72,487 | €64,050 | €74,433 | €81,516 | €57,395 | ▼ 29.6% |
| Fixed assets21/28 | €4,683 | €4,662 | €8,747 | €8,402 | €8,042 | €11,128 | €6,950 | ▼ 37.5% |
| Tangible fixed assets22/27 | €4,683 | €4,662 | €8,747 | €8,402 | €8,042 | €11,128 | €6,950 | ▼ 37.5% |
| Land and buildings22 | - | - | €1,725 | €1,909 | €1,801 | €1,693 | €1,585 | ▼ 6.4% |
| Plant, machinery and equipment23 | - | - | €500 | €187 | - | €277 | €216 | ▼ 22.0% |
| Furniture and vehicles24 | - | - | €6,523 | €6,306 | €6,241 | €9,158 | €5,149 | ▼ 43.8% |
| Current assets29/58 | €23,039 | €48,230 | €63,740 | €55,648 | €66,391 | €70,388 | €50,446 | ▼ 28.3% |
| Amounts receivable within one year40/41 | €4,910 | €13,858 | €17,447 | €18,194 | €36,482 | €19,709 | €23,616 | ▲ 19.8% |
| Trade receivables40 | - | - | €15,220 | €11,822 | €25,841 | €10,330 | €13,208 | ▲ 27.9% |
| Other amounts receivable41 | - | - | €2,227 | €6,372 | €10,641 | €9,379 | €10,408 | ▲ 11.0% |
| Cash at bank and in hand54/58 | €17,798 | €32,018 | €43,818 | €34,682 | €28,132 | €47,658 | €22,708 | ▼ 52.4% |
| Deferred charges and accrued income490/1 | - | - | €2,475 | €2,773 | €1,778 | €3,022 | €4,122 | ▲ 36.4% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €27,722 | €52,891 | €72,487 | €64,050 | €74,433 | €81,516 | €57,395 | ▼ 29.6% |
| Equity10/15 | €21,506 | €24,638 | €34,645 | €9,613 | €9,971 | €29,475 | €24,043 | ▼ 18.4% |
| Contributions10/11 | €6,200 | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €765 | €765 | €765 | €765 | €765 | €765 | €765 | = |
| Non-distributable reserves130/1 | - | - | €765 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €765 | - | - | - | - | - |
| Distributable reserves133 | - | - | - | €765 | €765 | €765 | €765 | = |
| Profit (loss) carried forward14 | €14,541 | €17,673 | €27,680 | €2,648 | €3,005 | €22,509 | €17,077 | ▼ 24.1% |
| Amounts payable17/49 | €6,216 | €28,253 | €37,842 | €54,437 | €64,462 | €52,041 | €33,353 | ▼ 35.9% |
| Amounts payable after more than one year17 | - | - | €1,239 | €1,067 | - | €3,794 | €1,850 | ▼ 51.2% |
| Financial debts170/4 | - | - | €1,239 | €1,067 | - | €3,794 | €1,850 | ▼ 51.2% |
| Amounts payable within one year42/48 | €6,216 | €28,253 | €36,603 | €53,370 | €64,462 | €48,248 | €31,502 | ▼ 34.7% |
| Current portion of amounts payable after more than one year42 | - | - | €2,428 | €1,260 | €1,067 | €1,867 | €1,943 | ▲ 4.1% |
| Trade debts44 | €917 | €1,630 | €775 | €3,220 | €5,481 | €1,508 | €2,063 | ▲ 36.8% |
| Suppliers440/4 | - | - | €775 | €3,220 | €5,481 | €1,508 | €2,063 | ▲ 36.8% |
| Taxes, remuneration and social security45 | - | - | €1,771 | €12,387 | €7,117 | €4,560 | €2,719 | ▼ 40.4% |
| Taxes450/3 | - | - | €1,551 | €6,427 | €4,391 | €1,840 | - | - |
| Remuneration and social security454/9 | - | - | €220 | €5,961 | €2,726 | €2,719 | €2,719 | = |
| Other amounts payable47/48 | - | - | €31,628 | €36,503 | €50,798 | €40,312 | €24,776 | ▼ 38.5% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,306 | €3,132 | €10,007 | -€25,032 | €3,888 | €26,563 | -€5,432 | - |
| + Depreciation and write-downs630 | €1,935 | €1,608 | €2,107 | €2,774 | €3,353 | €3,223 | €2,757 | ▼ 14.5% |
| Operating cash flow (approximation) | €17,241 | €4,741 | €12,114 | -€22,259 | €7,241 | €29,786 | -€2,675 | - |
| Investment in fixed assets (approximation) | - | -€1,587 | -€6,193 | -€2,428 | -€2,993 | -€6,309 | €1,421 | - |
| Change in cash | - | €14,220 | €11,800 | -€9,136 | -€6,550 | €19,526 | -€24,950 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 28-07-2026 | 2026-00343166 |
| 31-12-2024 | micro format | 17-06-2025 | 2025-00146424 |
| 31-12-2023 | micro format | 12-06-2024 | 2024-00124435 |
| 31-12-2022 | micro format | 12-07-2023 | 2023-00228989 |
| 31-12-2021 | micro format | 24-06-2022 | 2022-20089866 |
| 31-12-2020 | micro format | 11-06-2021 | 2021-19100158 |
| 31-12-2019 | micro format | 19-06-2020 | 2020-18400271 |
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Of the 24,458 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 19,963. 8,215 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
No directors read yet: 1 of 3 Gazette acts processed. See the directors and other office holders in the KBO →
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
financial year 2025 · micro format
06-05
Gazette deed
Registered officeRegistered-office move · Power of attorney · Director in office4 facts ▸
Gazette deed
Registered office
Registered-office move · Power of attorney · Director in office4 facts ▸
- General meeting, 12-03-2026
- Registered-office move, Sint - Camillusstraat 87- 2610 Wilrijk
- Power of attorney, Vicky Nuyts
- Director in office, Ben Van de Pol (director)
2025
17-06
NBB filing
Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial
Highest result from 2019 to 2025net €26,563 ▲583%
Operating result €36,676, net result €26,563, both a record.
12-06
NBB filing
Annual accounts filed
financial year 2023 · micro format
2023
31-12
Financial
Back to profitnet €3,888
Net result €3,888 after one loss-making year.
12-07
NBB filing
Annual accounts filed
financial year 2022 · micro format
2022
31-12
Financial
Weakest financial yearnet -€25,032
Net result drops to -€25,032, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
financial year 2021 · micro format
2021
11-06
NBB filing
Annual accounts filed
financial year 2020 · micro format
2020
19-06
NBB filing
Annual accounts filed
financial year 2019 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 3 deeds read
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company
Founded13-09-2018
Financial year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
62200Computer consultancy and computer facilities management
68110Buying and selling of own real estate
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0704575633
Also
9925:BE0704575633
Registered
30-10-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 21 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Ground area
330 m²
Building footprint
87 m²
Building volume
606 m³
Parcel 11051B0039/00E005, Flanders · tallest building 10.7 m. Linked by address, not a title deed.
1 establishment unit
B.advised
since 2018unit no. 2.279.552.557
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11051B0039/00E005 | Flanders | 330 m² | 1 · 87 m² | 10.7 m · 2 |
How the parcels are linked
Good to know
The parcel matches the address exactly.