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B.A.N.

Active
Private limited companyfounded 20224 yrs activeNobelstraat 5, 3128 Tremelo, BelgiumKBO/BCE: BE 0780.593.741
Summary

B.A.N. has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84,580 and a net result of -€23,224. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 25% of 3831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
B.A.N.ActiveChecked score 82/100
Risk analysis ReportCompare

Overview

What they do
Other professional, scientific and technical activities
NACE 74999NACE 74909
1 site
How big
€488,779total assets 2025
Equity
€84,580
Loss
-€23,224
Turnover not published (abridged schema)
Financially healthy?
82 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Who decides
Accounts 44 d early0 of 1 deed read
Why 82- Liquidity: current ratio 0.24, cash €6,482, halved+ Size: total assets €488,779+ Sector Other professional, scientific and technical activities (NACE 74)+ Figures for FY 2025 (filed 17-06-2026)Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Better than 22% of its sector peers (NACE 74, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 42-25
equity 17.3% of total assets
Liquidity 33-15
short-term debt 39.5% · cash 1.3%
Profitability 17-49
return on assets -4.8%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,327 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -0.7% vs 12-2024lowest value 02-2025: 0.1%● 0.0% vs 01-2025lowest value 03-2025: 0.1%● 0.0% vs 02-2025lowest value 04-2025: 0.1%▲ +6.7% vs 03-2025 05-2025: 0.2%▲ +5.6% vs 04-2025 06-2025: 0.2%▲ +1.3% vs 05-2025 07-2025: 0.2%▲ +44.4% vs 06-2025 08-2025: 0.2%▼ -2.7% vs 07-2025 09-2025: 0.2%▼ -26.0% vs 08-2025 10-2025: 0.2%▼ -3.8% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.1%▼ -4.6% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.2%▲ +10.3% vs 03-2026 05-2026: 0.2%▲ +10.6% vs 04-2026 06-2026: 0.2%▲ +3.4% vs 05-2026 07-2026: 0.3%▲ +65.8% vs 06-2026highest value 08-2026: 0.3%● 0.0% vs 07-2026highest value 09-2026: 0.3%● 0.0% vs 08-2026highest value 10-2026: 0.3%● 0.0% vs 09-2026highest value
  • Size: total assets €488,779 lowers the probability for this profile
  • Sector Other professional, scientific and technical activities (NACE 74) lowers the probability
  • Liquidity: current ratio 0.24, cash €6,482, halved raises the probability
  • Figures for FY 2025 (filed 17-06-2026) lowers the probability
Credit up to €6,000 at 30 days acceptable
Liquidity short (current ratio 0.24 against 0.42 in 2024; short-term debt: 39.5% and cash: 1.3% of total assets), and 82.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 26%, liquidity 19%, profitability 19%, growth against the median 23%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €488,779
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Other professional, scientific and technical activities (NACE 74)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Liquidity: current ratio 0.24, cash €6,482, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 17-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 3831 sector peers (2025).
NBB · sector comparison
Position among 3831 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
44 d early
2024
43 d early
2023
30 d early
2022
59 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 44 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 June (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€23,224
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 7% on net resultsector median €9,174 · 3,827 companies -€23,224 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View
  • Total assets 20254 fiscal years filed €488,779 View

By topic

Financials

Fiscal year
2025
Total assets
€488,779
Loss
-€23,224
Solvency
17.3%
Total assets▲ 89.5%
Net result
20222025
Go to Financials

Timeline

Events
7
Since
2023
Next accounts
by 31-07-2027
  1. 17-06-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 18-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other professional, scientific and technical activitiesNACE 74999
Founded
18-01-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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