B.A. INTERIEUR
ActiveB.A. INTERIEUR has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €318k and a net result of €27k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 45% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+9
Solvency68▲+6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.52 in 2024; short-term debt: 34% and cash: 5.5% of total assets), and 57.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.9%
Return on assets
3.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-04-2026, 12 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
12 d early
2024
13 d early
2023
22 d early
2022
43 d late
2021
78 d late
2020
on the day
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€318k▲ 9.1%
2024 · €292k
2018: €153k
2019: €180k
2020: €183k
2021: €226k
2022: €302k
2023: €321k
2024: €292k
2018 → 2025
Total assets
€741k▼ 5.0%
2024 · €780k
2018: €782k
2019: €820k
2020: €946k
2021: €783k
2022: €829k
2023: €743k
2024: €780k
2018 → 2025
Net result
€27k
2024 · €-30k
2018: €-378
2019: €27k
2020: €3k
2021: €43k
2022: €75k
2023: €19k
2024: €-30k
2018 → 2025
Working capital
€-46k▲ 65.6%
2024 · €-132k
2018: €-62k
2019: €-33k
2020: €-102k
2021: €-55k
2022: €-59k
2023: €-78k
2024: €-132k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€226k-€302k▲ 33.2%€321k▲ 6.4%€292k▼ 9.1%€318k▲ 9.1%
Operating result€61k-€110k▲ 79.2%€35k▼ 68.0%€-20k€36k
Net result€43k-€75k▲ 74.4%€19k▼ 74.3%€-30k€27k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €36k after a loss of €20k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €741k
Fixed assets
€535k▼ 16.1%
Current assets
€207k▲ 44.5%
Equity and liabilities €741k
Equity
€318k▲ 9.1%
Provisions
€359▼ 57.4%
Debt
€423k▼ 13.3%
The debt ratio falls from 62.5% to 57.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€138k▲
2024 · €85k
Cash flow
€129k▲
2024 · €75k
Solvency
42.9%▲
2024 · 37.4%
Current ratio
0.82▲
2024 · 0.52
Quick ratio
0.66▲
2024 · 0.36
Debt / equity
1.33▼
2024 · 1.67
ROE
8.4%▲
2024 · -10.3%
ROA
3.6%▲
2024 · -3.9%
Interest coverage
30.16▲
2024 · 12.59
Debt
€423k▼
2024 · €488k
Debt ≤ 1 year
€252k▼
2024 · €275k
Debt > 1 year
€170k▼
2024 · €212k
Income taxes
€6k▲
2024 · €4k
Staff costs
€93k▲
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€780k€741k▼
Fixed assets21/28€637k€535k▼
Tangible fixed assets22/27€637k€535k▼
Land and buildings22€366k€328k▼
Plant, machinery and equipment23€204k€167k▼
Furniture and vehicles24€68k€40k▼
Financial fixed assets28€124€124=
Current assets29/58€143k€207k▲
Stocks and contracts in progress3€45k€40k▼
Stocks30/36€45k€40k▼
Amounts receivable within one year40/41€69k€120k▲
Trade receivables40€65k€118k▲
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€23k€41k▲
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€780k€741k▼
Equity10/15€292k€318k▲
Contributions10/11€6k€6k=
Reserves13€314k€312k▼
Tax-exempt reserves132€3k€1k▼
Distributable reserves133€310k€311k▲
Profit (loss) carried forward14€-28k-
Provisions and deferred taxes16€843€359▼
Deferred taxes168€843€359▼
Amounts payable17/49€488k€423k▼
Amounts payable after more than one year17€212k€170k▼
Financial debts170/4€212k€170k▼
Amounts payable within one year42/48€275k€252k▼
Current portion of amounts payable after more than one year42€47k€42k▼
Trade debts44€42k€16k▼
Suppliers440/4€42k€16k▼
Taxes, remuneration and social security45€6k€22k▲
Taxes450/3€4k€9k▲
Remuneration and social security454/9€3k€12k▲
Other amounts payable47/48€181k€173k▼
Income statement
Code20242025
Remuneration, social security and pensions62€68k€93k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€105k€102k▼
Other operating charges640/8€12k€6k▼
Non-recurring operating charges66A-€627
Gross operating margin9900€164k€238k▲
Operating profit (loss)9901€-20k€36k▲
Financial income75/76B€237€509▲
Recurring financial income75€237€509▲
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€-27k€32k▲
Transfer from deferred taxes780€483€483=
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€-30k€27k▲
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€-28k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€322▲
Profit (loss) brought forward from the previous period14P-€-28k
Transfer from equity791/2-€28k
Transfer to equity691/2-€29k
To other reserves6921-€29k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-30k ▼256%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 43 days late
2022
30-09
Financial
Highest result since 2018net €75k ▲74.4%
Operating result €110k, net result €75k, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
30-09
Financial
Equity above €200kEq €226k ▲23.5%
3 profitable years in a row build equity to €226k.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ter Mote 69850 DeinzeGround area
2,891 m²
Building footprint
1,394 m²
Parcel 44049F0305/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
B.A. INTERIEUR
since 20032.134.042.362
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44049F0305/00H000 | Flanders | 2,890 m² | 1 · 1,394 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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VAN KWIKENBORNE
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DECLERCQ-THIENPONT
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 6,795 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-10-2003
Fiscal year end30-09
Activities, NACEBEL
43320Joinery installation
45421
45422
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.