B&A CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of B&A CONSTRUCT is 8.6% (elevated). The 2024 annual accounts show equity of €9,575 and a net result of €1,155. The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €9,575
- Profit
- €1,155
- NAAMAR HassanDirector
Why 32raises risk1 change of registered office in 24 monthsFigures for financial year 2024 (filed 16-07-2025)1 financial year not filed after the legal deadline; 1 of the last 3 lateFounded in 2022Show the evidence
Checked score
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 21% on solvency, 11% on liquidity, 21% on profitability and 60% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 11 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
- Resignations: BOUFKARA ABDERRAHMAN (director) and SARIKAYA…Appointment: NAAMAR Hassan (director) ·…
- Annual accounts filedfinancial year 2024 · micro…
- Annual accounts filedfinancial year 2023 · micro…
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 27 October 2026.
2023 to 2024, 2 financial years
The operating result falls in 2024; 2024 is 77% below 2023.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 2,542 companies that looked in July 2024 the way this one looks now, 3.5% went bankrupt within 24 months and 94.8% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 8.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,542 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €25,352 | €73,162 | ▲ 189% |
| Remuneration, social security and pensions62 | €17,615 | €11,824 | ▼ 32.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,350 | - | - |
| Other operating charges640/8 | €384 | - | - |
| Gross operating margin9900 | €26,481 | €13,431 | ▼ 49.3% |
| Operating profit (loss)9901 | €7,132 | €1,607 | ▼ 77.5% |
| Financial charges65/66B | - | €67 | - |
| Recurring financial charges65 | - | €67 | - |
| Profit (loss) for the period before taxes9903 | €7,132 | €1,540 | ▼ 78.4% |
| Income taxes67/77 | €1,712 | €385 | ▼ 77.5% |
| Profit (loss) for the period9904 | €5,420 | €1,155 | ▼ 78.7% |
| Profit (loss) for the period to be appropriated9905 | €5,420 | €1,155 | ▼ 78.7% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €29,567 | €50,344 | ▲ 70.3% |
| Current assets29/58 | €29,567 | €50,344 | ▲ 70.3% |
| Amounts receivable within one year40/41 | €29,567 | €44,597 | ▲ 50.8% |
| Trade receivables40 | €4,700 | €33,933 | ▲ 622% |
| Other amounts receivable41 | €24,867 | €10,664 | ▼ 57.1% |
| Cash at bank and in hand54/58 | - | €5,746 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €29,567 | €50,344 | ▲ 70.3% |
| Equity10/15 | €8,420 | €9,575 | ▲ 13.7% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Capital10 | €3,000 | €3,000 | = |
| Issued capital100 | €3,000 | €3,000 | = |
| Reserves13 | €1,301 | €1,359 | ▲ 4.4% |
| Non-distributable reserves130/1 | €1,301 | €1,359 | ▲ 4.4% |
| Legal reserve130 | €1,301 | €1,359 | ▲ 4.4% |
| Profit (loss) carried forward14 | €4,119 | €5,216 | ▲ 26.6% |
| Amounts payable17/49 | €21,147 | €40,769 | ▲ 92.8% |
| Amounts payable within one year42/48 | €21,147 | €40,769 | ▲ 92.8% |
| Trade debts44 | €1,450 | €9,350 | ▲ 545% |
| Suppliers440/4 | €1,450 | €9,350 | ▲ 545% |
| Taxes, remuneration and social security45 | €19,697 | €31,418 | ▲ 59.5% |
| Taxes450/3 | €3,777 | €5,875 | ▲ 55.6% |
| Remuneration and social security454/9 | €15,921 | €25,544 | ▲ 60.4% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €5,420 | €1,155 | ▼ 78.7% |
| + Depreciation and write-downs630 | €1,350 | - | - |
| Operating cash flow (approximation) | €6,770 | €1,155 | ▼ 82.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro format | 16-07-2025 | 2025-00275604 |
| 31-12-2023 | micro format | 06-09-2024 | 2024-00459413 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| NAAMAR Hassan |
|
| BOUFKARA ABDERRAHMAN |
|
| SARIKAYA ADEM |
|
Owners and capital
Capital and shareholders
- SARIKAYA ADEM 10 shares
- BOUFKARA ABDERRAHMAN 90 shares
- SARIKAYA ADEM to BOUFKARA ABDERRAHMAN 90 shares
- SARIKAYA Adem 100 shares
- BOUFKARA ABDERRAHMAN
- BOUFKARA ABDERRAHMAN to SARIKAYA Adem 5 shares
Show 2 older mentions
- SARIKAYA Adem 95 shares
- BOUFKARA ABDERRAHMAN 5 shares
- BOUFKARA ABDERRAHMAN to SARIKAYA Adem 95 shares
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
30-10
Gazette deed
Resignations: BOUFKARA ABDERRAHMAN (director) and SARIKAYA Adem (director)Appointment: NAAMAR Hassan (director) · Share transfer · Shareholding11 facts ▸
- General meeting, 30-06-2025
- Share transfer, BOUFKARA ABDERRAHMAN → NAAMAR Hassan
- Share transfer, SARIKAYA Adem → NAAMAR Hassan
- Shareholding, 30-06-2025, 100
- Shareholding, 30-06-2025, 0 (2 times)
- Director resignation, BOUFKARA ABDERRAHMAN (director)
- Director resignation, SARIKAYA Adem (director)
- Director discharge, BOUFKARA ABDERRAHMAN
- Director discharge, SARIKAYA Adem
- Director appointment, NAAMAR Hassan (director)
- Registered-office move, Avenue de la Reine, N° 113 à 1030 Bruxelles
04-06
Gazette deed
Appointment: BOUFKARA ABDERRAHMAN (director)Share transfer · Shareholding4 facts ▸
- General meeting, 01-04-2024
- Share transfer, SARIKAYA ADEM → BOUFKARA ABDERRAHMAN
- Shareholding, 01-04-2024, “Parts sociales” (deed in French) (2 times)
- Director appointment, BOUFKARA ABDERRAHMAN (director)
22-12
Gazette deed
Resignation: BOUFKARA ABDERRAHMAN (director)Share transfer · Shareholding · Director discharge6 facts ▸
- General meeting, 01-07-2023
- Share transfer, BOUFKARA ABDERRAHMAN → SARIKAYA Adem
- Shareholding, 01-07-2023, 100
- Shareholding, 01-07-2023, 0
- Director resignation, BOUFKARA ABDERRAHMAN (director)
- Director discharge, BOUFKARA ABDERRAHMAN
02-08
Gazette deed
Appointment: SARIKAYA Adem (director)Share transfer · Shareholding4 facts ▸
- General meeting, 01-07-2023
- Share transfer, BOUFKARA ABDERRAHMAN → SARIKAYA Adem
- Shareholding, 01-07-2023, “parts sociales” (deed in French) (2 times)
- Director appointment, SARIKAYA Adem (director)
About the unread acts
Of the 5 Belgian Official Gazette deeds we know for this company, 4 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 26 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21443C0219/00H006 | Brussels | 159 m² | 1 · 99 m² | 18.8 m · 5 |
| 21910E0051/00Y011 | Brussels | 103 m² | 1 · 84 m² | 14.4 m · 4 |