B.A.C. SIZ
ActiveSummary
The computed 12-month bankruptcy probability of B.A.C. SIZ is 4.0% (moderate). The annual accounts of B.A.C. SIZ for fiscal year 2025 show a net loss of 58% of total assets. The 2025 annual accounts show equity of €1k and a net result of €-932. Its solvency ranks better than 71% of 27786 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency91
Growth-
Track record67
Bankruptcy probability, 12 months
4.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
5 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Turnover
€2k
EBIT margin
-46.2%
Net result
€-932
Working capital
€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €2k
Equity
€1k
Debt
€548
Debt finances 33.9% of the balance-sheet total.
Key figures and ratios
Debt ≤ 1 year
€548
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Filed annual accounts As filed with the NBB · 2025 · 26 lines
Balance sheet
Code2025
Assets
Total assets20/58€2k
Current assets29/58€2k
Amounts receivable within one year40/41€245
Trade receivables40€1
Other amounts receivable41€244
Cash at bank and in hand54/58€1k
Equity and liabilities
Total equity and liabilities10/49€2k
Equity10/15€1k
Contributions10/11€2k
Profit (loss) carried forward14€-932
Amounts payable17/49€548
Amounts payable within one year42/48€548
Trade debts44€48
Suppliers440/4€48
Other amounts payable47/48€500
Income statement
Code2025
Turnover70€2k
Goods, raw materials, services and sundry goods60/61€2k
Other operating charges640/8€460
Gross operating margin9900€-446
Operating profit (loss)9901€-906
Financial charges65/66B€26
Recurring financial charges65€26
Profit (loss) for the period before taxes9903€-932
Profit (loss) for the period9904€-932
Profit (loss) for the period to be appropriated9905€-932
Appropriation of the result
Profit (loss) to be appropriated9906€-932
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolomstraat 1A1080 Sint-Jans-MolenbeekGround area
2,530 m²
Building footprint
444 m²
Volume, LiDAR
3,681 m³
2 parcels, Brussels, Flanders · tallest building 19.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BAC SIZ srl
since 20242.364.701.236
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0623/00L000 | Brussels | 2,442 m² | 1 · 406 m² | 19.8 m · 2 fl. |
| 23015C0043/00V002 | Flanders | 87 m² | 1 · 38 m² | 8.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 863 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
43240Other construction installation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:bac.srl1984@gmail.com
Phone:0487793071